Who is Michael Andrews & Associates and why are they calling me?

Michael Andrews & Associates is a debt collection agency that contacts consumers about past-due accounts. If they’re calling, they likely believe you owe money on a debt they are trying to collect.

Is Michael Andrews & Associates a real debt collector or a scam?

They are a legitimate debt collection company, but always request written verification of any debt. This protects you from scams and ensures the debt is valid.

Can Michael Andrews & Associates legally harass me with phone calls?

No, harassment such as repeated calls, threats, or abusive language is illegal under the FDCPA. You have rights and can take action if those rights are violated.

What should I do if Michael Andrews & Associates keeps calling me?

Document each call, including time and content, and send a cease-and-desist letter. If calls continue, file a complaint and consider seeking legal help.

Can I sue Michael Andrews & Associates for harassment?

Yes, if their behavior violates consumer protection laws like the FDCPA or TCPA, you may be able to sue and receive compensation for damages.

Does Michael Andrews & Associates use robocalls or spoofed numbers?

Many consumers report robocalls or calls from suspicious numbers. If they robocall you without prior consent, they may be violating federal law.

Can Michael Andrews & Associates affect my credit score?

Yes, they can report delinquent debts to credit bureaus, which may harm your credit score. You can dispute any inaccuracies with the credit reporting agencies.

How can I make Michael Andrews & Associates stop contacting me?

You can send a written request for them to stop contacting you by phone. If they continue calling, report them to the FTC, CFPB, or consult with a consumer rights attorney.

Michael Andrews & Associates Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Michael Andrews & Associates Phone Harassment❓

Is Michael Andrews & Associates harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Understanding Debt Collection

Debt collection is the process where a third-party collection agency, such as CCB Credit Services, attempts to collect unpaid debts from consumers on behalf of the original creditor. This process can be stressful and overwhelming, especially when dealing with aggressive debt collectors who may engage in harassment and abuse. It is essential to understand the fair debt collection practices and laws that regulate the behavior of collection agencies to protect your rights. The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States and protects consumers from debt collectors like CCB Credit Services.

Is Michael Andrews & Associates a Scam❓

According to the Better Business Bureau website, Michael Andrews & Associates has been in business for 21 years. There have been 6 complaints filed against MAA with the BBB.

Who is Michael Andrews & Associates❓

Michael Andrews & Associates is third party debt collector located in Southfield, Michigan. MAA has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

🏢 Michael Andrews & Associates Address: 26261 Evergreen Rd Ste 350 Southfield, MI 48076-4447

📞 Phone: (800) 420-3657

Michael Andrews & Associates Collection Tactics

If Michael Andrews & Associates engages in any of the following tactics, you may have a case:

🚫 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
❌ Telling you or anyone else that you’ve committed a crime
🔁 Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Michael Andrews & Associates Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

☎️ 800-420-3657
☎️ (800) 420-3657
☎️ 8004203657

If the answer is yes, then you are receiving calls from a known MAA number. You may be a victim of MAA phone harassment. The list above is not all the numbers that MAA uses. The calls can be from a different number and it still be Michael Andrews & Associates calling you. Contact our office right away so we can start the process to stop MAA from calling you illegally. Above all, no one should live with harassment!

How Michael Andrews & Associates Affects Your Credit

Michael Andrews & Associates, as a third-party collection agency, may report debts to the credit bureaus, which can negatively affect your credit score. Consumers have filed complaints against Michael Andrews & Associates for inaccuracies in credit reporting. According to the Fair Debt Collection Practices Act (FDCPA), debt collectors like Michael Andrews & Associates must comply with federal laws and provide consumers with written notice of their debts. If Michael Andrews fails to comply with these laws, it may be considered a violation, and you may be entitled to statutory damages. It is crucial to review your credit report regularly to ensure that Michael Andrews not made any errors or inaccuracies in reporting your debt.

Monitoring Your Credit Report

Monitoring your credit report is an essential step in dealing with collection agencies like Michael Andrews & Associates. Consumers have searched for various ways to monitor and dispute errors on their credit reports. You can request a free credit report from the major credit bureaus once a year and review it for any errors or inaccuracies. If you find any mistakes, you can dispute them with the credit bureau and request that they be corrected. It is also essential to keep records of all communications with Michael Andrews & Associates, including phone calls, letters, and emails, in case you need to dispute any errors or inaccuracies on your credit report.

Protecting Your Rights

If you are being harassed by a debt collector like Michael Andrews & Associates, it is essential to know your rights under the law. Consumers may be entitled to money damages if their rights are violated by debt collectors. It is crucial to provide an answer to any legal claims made by debt collectors to protect your rights. You have the right to dispute the debt, request debt validation letter, and stop unwanted calls. You can also file a complaint with the Better Business Bureau or contact a law firm that specializes in consumer protection law. An attorney can help you understand your rights and options, including the possibility of filing a lawsuit against the debt collector for violating the FDCPA. Under the law, you may be entitled to statutory damages, including up to $1,000 in damages, plus attorney’s fees. The FDCPA has a fee-shift provision, which means the debt collector pays the attorney’s fees and costs.

Seek Legal Assistance

If you are being harassed by a debt collector or collection agency, such as Michael Andrews & Associates, it is crucial to seek legal assistance to protect your rights under state and federal laws, including the Fair Debt Collection Practices Act (FDCPA). A law firm specializing in debt collection harassment can help you navigate the complex process of dealing with debt collectors and ensure that your rights are protected. You should seek legal assistance if you are receiving unwanted calls, letters, or other forms of communication from a debt collector, or if you believe that a debt collector has violated your rights under the FDCPA. Legal professionals can provide you with the necessary support to stop the harassment and potentially recover statutory damages for any violations.

The following is a sample list of complaints filed against Michael Andrews & Associates in the past and can be found on Pacer.gov.

📋 2:11-cv-02161-MEA Parsons v.
📋 2:18-cv-13231-AJT-MKM McGee v.
📋 1:13-cv-01873-KMT Padawer v.
📋 4:17-cv-02080 Mackey v.
📋 5:10-cv-00904-FB Joyce v.

CONSUMER RIGHTS LAW FIRM PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Michael Andrews & Associates, call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

🏆 Working with Consumer Rights Law Firm PLLC was a game-changer. They treated my case with urgency and helped end the harassment I had been facing for too long. Their legal team is knowledgeable, caring, and incredibly effective. I finally feel like someone had my back.
🏆 After months of phone harassment from debt collectors, I turned to Consumer Rights Law Firm PLLC for help. They were professional and understanding from day one. Not only did they stop the calls, but they also got me financial compensation. I highly recommend their services.
🏆 Consumer Rights Law Firm PLLC is everything you’d want in legal representation. They were quick to respond, thorough in their explanations, and relentless in stopping the calls. Their team made me feel like a priority every step of the way. Truly excellent service.

Common Questions

Is Michael Andrews & Associates a scam❓

No,They have been in business since 1998.

Can they seize my property❓

Michael Andrews & Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can they sue me❓

Yes, it can sue you so long as the debt is within the statute of limitations.

Can they report my debt to the collections bureaus❓

Yes, Debt collectors are allowed to place the collection account on your credit report

Can they arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.