Updated by Attorney Derek DePetrillo on June 26, 2024
Mercantile Adjustment Bureau Phone Harassment?
Mercantile Adjustment Bureau Phone Harassment? Have you had to endure unspeakable harassment from Mercantile Adjustment Bureau (MAB)? If Mercantile Adjustment Bureau has been calling you countless times, calling your family and friends, or calling your workplace, you just might have a case against them. The FDCPA has laid down rules which debt collectors like Mercantile Adjustment Bureau must follow in their debt collection methods. Any Mercantile Adjustment Bureau debt collection method that involves lies, threats, and harassment is already on the wrong side of the law and the debt collector involved must be called to order. If during Mercantile Adjustment Bureau debt collection, you were made to go through all forms of unpleasant treatment like being threatened with jail term, and an arrest, or profane and curse words were used on you, that is a case of Mercantile Adjustment Bureau phone harassment, and it is a violation of your rights.
If you have had to endure Mercantile Adjustment Bureau phone harassment, you do not have to endure it anymore. The FDCPA allows you to sue to the debt collector and you may even be eligible to receive up to $1000.00 in statutory damages and the debt collector must pay your attorney fees.
Debt collection scams
Debt collection scams are very common. Debt collection laws have very specific laws as to what debt collectors can and cannot do. For instance, Mercantile Adjustment Bureau phone harassment is against the law and should not even have to happen. Unfortunately, it’s either debt collectors don’t know, or they just don’t care. They don’t have enough incentive to follow the law. Collection agencies make lots of money by threatening and harassing consumers into payment, thereby breaking the law. When they do get penalized, the amount they have to pay is usually nothing compared to the amount they’ve earned.
You may not be able to change the debt collection industry overnight and ensure that Mercantile Adjustment Bureau debt collection goes as it should, however, you can stop debt collectors from manipulating you and you can protect yourself from debt collection scams. It is imperative to know how to protect yourself from debt collection fraud and harassment.
One common scam is “debt collectors” calling you to say that they want to serve legal papers on you. You get a call out of the blue from a random number and the caller introduces themselves and says they’re from a particular legal service provider and they have court paperwork that they need to serve you with today. While you’re still trying to figure out what exactly they’re talking about, they give you a number and ask you to call it for more information.
Now, there are a lot of red flags in this situation. For one, real process servers who are serving real legal paperwork, do not call you in advance to tip you off. If you’re being served a real lawsuit, they’re not going to call you, they’re just going to show up at your address.
So, if you get a call from someone saying they need to deliver paperwork to you, you should be very skeptical.
This particular debt collection scam is aimed at putting severe pressure on you in a short while so that you give up your ability to reason and give in to their demands. If you call the number, they asked you to, you get to speak with another debt collection scammer who proceeds to say all forms of scary things to you, telling you to pay a particular amount or risk going to jail and having your life ruined.
This is a scam, and you must be firmer and smarter than they are. Don’t give in or pay the money they ask you to until you have properly verified that the debt (and the amount stated on it) is indeed yours.
Is Mercantile Adjustment Bureau a Scam?
MAB is a registered and recognized debt collection agency operating within the United States. According to the Better Business Bureau website, Mercantile Adjustment Bureau has been in business for 26 years. There have been 49 complaints filed against MAB with the BBB. Read all about it here: Mercantile Adjustment Bureau Better Business Bureau
Who is Mercantile Adjustment Bureau?
Mercantile Adjustment Bureau is a third-party debt collector located in Buffalo, New York. The agency has been hired by several original creditors (otherwise known as first-party lenders) to collect on delinquent debt accounts for debts such as student loans, credit cards, medical debts since 1934.
Contact Information
Address: 165 Lawrence Bell Dr Ste 100
Buffalo, NY 14221-7900
Phone: (800) 480-7094
Mercantile Adjustment Bureau Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
866-726-0522, 800-480-7094, 800-836-0592, 716-929-8200, 877-878-7734, (866) 726-0522, (800) 480-7094, (800) 836-0592, (716) 929-8200, (877) 878-7734, 8667260522, 8004807094, 8008360592, 7169298200, 8778787734, 888-481-4348
If the answer is yes, then you are receiving calls from a known MAB number. You may be a victim of MAB phone harassment. Call us today at 877-700-5790 to seek immediate assistance.
The following is a sample list of complaints filed against Mercantile Adjustment Bureau in the past year and can be found on Pacer.org.
3:18-cv-00417-L-NLS Smith v. Mercantile Adjustment Bureau
2:15-cv-00738-WMA Beavers v. Mercantile Adjustment Bureau
8:12-cv-00958-CJC-MLG David Falcon v. Mercantile Adjustment Bureau et al
3:14-cv-00647-MMA-NLS Anderson v. Mercantile Adjustment Bureau et al
3:17-cv-02197-AJB-BLM Lillico v. Mercantile Adjustment Bureau
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from MAB debt collection agency. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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