Protecting Your Rights Against McCarthy, Burgess & Wolff
McCarthy, Burgess & Wolff is a debt collection agency that may contact you regarding outstanding debts. If you have received calls or letters from this firm, knowing your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) can help you protect yourself from aggressive or misleading collection tactics.
📍 Contact Information for McCarthy, Burgess & Wolff
- Address: 26000 Cannon Road, Cleveland, OH 44146
- Phone: (440) 735-5100
- Website
- BBB Profile
⚖️ Steps to Take If McCarthy, Burgess & Wolff Contacts You
If you are contacted by this agency, take the following actions:
- Request a Debt Validation Letter – Under the FDCPA, you have the right to receive proof of the debt before making any payments.
- Check for Errors on Your Credit Report – Debt collectors sometimes report inaccurate information. You can dispute incorrect listings with credit bureaus.
- Avoid Admitting to the Debt – Confirming a debt over the phone may restart the statute of limitations, making it legally enforceable again.
- Communicate in Writing – Request that all correspondence be done in writing to create a paper trail for future disputes.
- Consult a Consumer Rights Attorney – If you feel your rights have been violated, seek legal guidance to protect yourself.
🛑 Common Debt Collection Violations to Watch For
Debt collectors must follow legal guidelines when contacting consumers. McCarthy, Burgess & Wolff cannot legally:
- Threaten to sue you if they do not intend to file a lawsuit.
- Call you excessively or at inconvenient hours (before 8 AM or after 9 PM).
- Misrepresent the amount you owe.
- Contact your friends, family, or employer about your debt without permission.
- Use abusive or harassing language.
If you experience any of these violations, report them immediately.
💰 Can McCarthy, Burgess & Wolff Garnish Your Wages?
A debt collector cannot garnish your wages without first obtaining a court judgment. Here’s how it works:
- They must sue you – The agency must take legal action and win the case before garnishing wages.
- You will receive a court summons – Ignoring the summons can lead to a default judgment against you.
- Wages can be garnished if the court rules against you – Depending on state laws, creditors may take a portion of your earnings.
- You have legal defenses – If you are sued, you may challenge the debt’s validity or negotiate a settlement.
If you are facing a debt lawsuit, do not ignore it—seek legal assistance to understand your options.
📞 Fight Back Against Debt Collector Harassment
If McCarthy, Burgess & Wolff is harassing you, misrepresenting your debt, or threatening legal action, you have rights. Consumer Rights Law Firm PLLC helps consumers stop unfair debt collection practices and fight back against collection lawsuits.
- 📞 Call 877-700-5790 today
- 💻 Schedule a Free Consultation Here
Take action today and protect yourself from unfair debt collection tactics!