Protecting Your Rights Against Martin & Martin, LLP
Martin & Martin, LLP is a law firm that may engage in debt collection activities. If you’ve been contacted by them regarding a debt, it’s crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to ensure you’re treated fairly.
📍 Contact Information for Martin & Martin, LLP
Office Location
|
Address | Phone |
Atlanta, GA | 1100 Peachtree St NE, Suite 200, Atlanta, GA 30309 | (404) 831-8721 |
Los Angeles, CA | 3530 Wilshire Boulevard, Suite 1650, Los Angeles, CA 90010 | (213) 388-4747 |
- 🌐 Website
- 📝 BBB Profile
Note: Ensure you’re contacting the correct office, as both locations share the same firm name but operate independently.
Understanding Debt Collection Lawsuits
Facing a debt collection lawsuit can be daunting. Here’s what you need to know:
- ✅ Default Judgments: If you don’t respond to a lawsuit, the court may rule in favor of the collector automatically.
- ✅ Wage Garnishment: A judgment could allow creditors to deduct a portion of your wages directly from your paycheck.
- ✅ Bank Levies: Creditors might freeze your bank accounts to recover the owed amount.
- ✅ Property Liens: A lien could be placed on your property, affecting your ability to sell or refinance.
Understanding these potential outcomes emphasizes the importance of addressing any legal notices promptly.
Steps to Take If Sued by Martin & Martin, LLP
If you’ve been served with a lawsuit from Martin & Martin, LLP:
- ✅ Verify the Debt: Request a debt validation letter to ensure the debt is legitimate and accurately stated.
- ✅ Check the Statute of Limitations: Debts have a limited time frame during which a law firm can legally collect them through litigation.
- ✅ Respond Promptly: File a formal response to the lawsuit within the specified time to avoid a default judgment.
- ✅ Gather Documentation: Collect all relevant records, such as payment histories and correspondence, to support your case.
- ✅ Consult an Attorney: Seek legal advice to understand your options and build a strong defense.
Recognizing Illegal Debt Collection Practices
Under the FDCPA, debt collectors are prohibited from engaging in abusive, deceptive, or unfair practices. Be vigilant for the following violations:
- ➤ Harassment: Repeated calls intended to annoy or abuse.
- ➤ False Statements: Misrepresenting the amount owed or claiming to be law enforcement officials.
- ➤ Unlawful Threats: Threatening actions that are not legally permissible, such as imprisonment.
- ➤ Improper Communication: Discussing your debt with unauthorized third parties or contacting you at inconvenient times.
If you experience any of these tactics, document the incidents and consider filing a complaint with the (CFPB) or your state’s Attorney General’s office.
Seek Legal Assistance to Protect Your Rights
If you’re facing aggressive debt collection practices or a lawsuit from Martin & Martin, LLP, it’s essential to have knowledgeable legal representation. Consumer Rights Law Firm PLLC specializes in defending consumers against unfair debt collection practices.
- ☎️ Phone: 877-700-5790
- ✅ Free Consultation: Schedule Here
Take control of your financial future now.