Protecting Your Rights Against Maroot & Hardcastle
Maroot & Hardcastle is a debt collection law firm that may pursue legal action against consumers for unpaid debts. If you’ve received a letter, lawsuit, or collection call from them, understanding your rights under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) is essential.
📍 Contact Information for Maroot & Hardcastle
- Address: 3111 N Tustin Ave, Suite 100, Orange, CA 92865
- Phone: (714) 998-4476
- BBB Profile
⚖️ What Happens If You Ignore a Debt Collection Lawsuit?
Ignoring a debt collection lawsuit can lead to serious financial consequences. If you receive a legal notice from Maroot & Hardcastle, take immediate action to avoid:
- Default judgments – Courts can rule in favor of the collector if you fail to respond.
- Wage garnishment – A creditor may get a court order to take money directly from your paycheck.
- Bank levies – Your bank account could be frozen and funds withdrawn.
- Liens on property – A creditor might place a lien on your home or other assets.
Protect yourself by learning how to fight back. See Do collection agencies sue and what to do if you’re sued.
🔎 Steps to Take If Maroot & Hardcastle Contacts You
If this firm is reaching out to you, do not panic—but take these steps to protect yourself:
- Request a debt validation letter – Collectors must provide proof of the debt.
- Check your credit report – Ensure the debt is being reported accurately.
- Avoid giving personal financial information – Never share bank account details over the phone.
- Communicate in writing – Send letters via certified mail to document interactions.
- Consult a consumer rights attorney – A lawyer can help you dispute or settle the debt.
Confused about your options? Find out how to fight a collection agency.
🚨 Signs of Illegal Debt Collection Practices
Some law firms and debt collectors violate consumer protection laws in an attempt to intimidate debtors. Be aware of illegal tactics such as:
- Threatening you with arrest – Debt collection is a civil matter, not a criminal offense.
- Calling at odd hours – Collectors cannot call before 8 AM or after 9 PM.
- Misrepresenting the debt – They cannot inflate your balance or claim you owe more than you do.
- Harassing family members – Debt collectors cannot discuss your debt with third parties.
If Maroot & Hardcastle is violating your rights, you can take action. Learn whether debt collectors can harass your family.
📞 Get Legal Assistance & Stop Debt Harassment
If Maroot & Hardcastle is contacting you or threatening legal action, you don’t have to face them alone. Consumer Rights Law Firm PLLC is here to help you fight back against unfair debt collection practices.
📞 Call 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take control of your financial future today!