If you’ve been contacted by Schwartz & Stafford, P.A., it’s essential to understand your rights and the firm’s practices. This law firm specializes in civil, business, and commercial litigation, with a focus on recovering accounts receivable. They serve local, regional, and national corporate clients, facilitating litigation across all 50 states through their network of attorneys. β
Contact Information for Schwartz & Stafford, P.A.
π Address: 2101 Sardis Road North, Suite 208, Charlotte, NC 28227β
π Phone: (704) 708-5176β
π BBB Profile
Common Debt Collection Practices
Debt collection firms like Schwartz & Stafford, P.A. may employ various strategies to recover debts:β
β€ Frequent Communications: Regular calls and letters to prompt payment.β
β€ Legal Actions: Filing lawsuits to obtain judgments against debtors.β
β€ Negotiation Attempts: Offering settlements to resolve debts quickly.β
Understanding these tactics can help you respond appropriately and protect your rights.β
Steps to Take If Contacted by Schwartz & Stafford, P.A.
Verify the Debt:
Request written validation to ensure the debt is legitimate.β
Confirm details like the original creditor and the amount owed.β
Understand Your Rights:
Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment and deceptive practices.β
Consult a Legal Professional:
Seek advice from a consumer rights attorney to explore your options and develop a strategy.β
Maintain Records:
Keep detailed records of all communications and documents related to the debt.β
How Consumer Rights Law Firm PLLC Can Assist
If you’re facing aggressive collection efforts from Schwartz & Stafford, P.A., Consumer Rights Law Firm PLLC is here to help. Our experienced attorneys specialize in protecting consumers from unfair debt collection practices. We offer:β
π Legal Representation: Defending you against lawsuits and aggressive tactics.β
π Debt Dispute Assistance: Challenging invalid or inaccurate debts.β
π Negotiation Services: Working towards fair settlements to alleviate financial burdens.β
Take control of your financial situation today! Contact Consumer Rights Law Firm PLLC or call (877) 700-5790 for a free case evaluation.β
Understanding your rights and the practices of debt collection firms like Schwartz & Stafford, P.A. is crucial in navigating debt-related challenges. Seeking professional legal assistance can provide the support and guidance needed to protect your financial future.