If you’ve been contacted by Schwartz & Stafford, P.A., it’s essential to understand your rights and the firm’s practices. This law firm specializes in civil, business, and commercial litigation, with a focus on recovering accounts receivable. They serve local, regional, and national corporate clients, facilitating litigation across all 50 states through their network of attorneys.
📍 Contact Information for Schwartz & Stafford, P.A.
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📍 Address: 2101 Sardis Road North, Suite 208, Charlotte, NC 28227
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📞 Phone: (704) 708-5176
⚠️ Common Debt Collection Practices
Debt collection firms like Schwartz & Stafford, P.A. may employ various strategies to recover debts:
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Frequent Communications: Regular calls and letters to prompt payment.
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Legal Actions: Filing lawsuits to obtain judgments against debtors.
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Negotiation Attempts: Offering settlements to resolve debts quickly.
Understanding these tactics can help you respond appropriately and protect your rights.
🛑 Steps to Take If Contacted by Schwartz & Stafford, P.A.
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Verify the Debt:
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Request written validation to ensure the debt is legitimate.
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Confirm details like the original creditor and the amount owed.
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Understand Your Rights:
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Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment and deceptive practices.
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Consult a Legal Professional:
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Seek advice from a consumer rights attorney to explore your options and develop a strategy.
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Maintain Records:
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Keep detailed records of all communications and documents related to the debt.
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⚖️ How Consumer Rights Law Firm PLLC Can Assist
If you’re facing aggressive collection efforts from Schwartz & Stafford, P.A., Consumer Rights Law Firm PLLC is here to help. Our experienced attorneys specialize in protecting consumers from unfair debt collection practices. We offer:
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Legal Representation: Defending you against lawsuits and aggressive tactics.
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Debt Dispute Assistance: Challenging invalid or inaccurate debts.
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Negotiation Services: Working towards fair settlements to alleviate financial burdens.
Take control of your financial situation today! Contact Consumer Rights Law Firm PLLC or call (877) 700-5790 for a free case evaluation.
Understanding your rights and the practices of debt collection firms like Schwartz & Stafford, P.A. is crucial in navigating debt-related challenges. Seeking professional legal assistance can provide the support and guidance needed to protect your financial future.