Understanding Debt Collection and Your Rights When Dealing with Nussbaum, APC
Nussbaum, APC is a California-based law firm specializing in real estate litigation and landlord-tenant law. If you receive communication from this firm regarding a debt, it’s important to understand your legal rights and how to respond effectively.
📍 Contact Information for Nussbaum, APC
- Address: 27489 Agoura Road, Suite 102, Agoura Hills, CA 91301
- Phone: (818) 660-1919
- Fax: (818) 864-3241
- Email: info@nussbaumapc.com
- Website
- BBB profile
🔍 Debt Lawsuits: What You Should Know
If Nussbaum, APC has filed a lawsuit against you over a debt, you must take the situation seriously. Here’s what you need to know:
- You Have Limited Time to Respond: In most cases, you have 20–30 days to file a response to a lawsuit. Ignoring it can result in a default judgment.
- A Default Judgment Can Lead to Wage Garnishment: If the firm wins a case against you, the court may allow them to garnish your wages or seize assets.
- Debt Lawsuits Are Defensible: Even if you owe a debt, the creditor must prove it legally. They must provide documentation that you owe the amount claimed.
Tip: If you’re facing a lawsuit, speak with an attorney immediately to discuss your options.
⚖️ How to Settle a Debt Before It Goes to Court
Negotiating a settlement can help you avoid a lengthy legal battle. Consider these strategies:
- Request a Debt Validation Letter: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request verification of the debt.
- Negotiate a Lower Amount: Many creditors accept a lump sum payment that is lower than the total balance.
- Get the Agreement in Writing: Ensure any settlement terms are documented before making payments.
If you’re unsure how to proceed, a debt attorney can help negotiate on your behalf.
🛑 Illegal Debt Collection Tactics You Should Watch For
Even if you owe a debt, collection agencies and law firms must follow the law. The FDCPA prohibits:
- Harassment: Repeated calls, threats, or abusive language.
- False Representations: Claiming to be law enforcement or exaggerating the consequences of non-payment.
- Unauthorized Fees: Collecting interest or charges that aren’t allowed by law.
If you suspect a violation, you have the right to take legal action. Learn more about how to fight back against unfair collection practices.
📞 Need Legal Help? Contact Consumer Rights Law Firm PLLC
If you believe Nussbaum, APC has violated your rights or if you’re facing a debt lawsuit, you don’t have to navigate it alone. Consumer Rights Law Firm PLLC specializes in helping consumers fight unfair debt collection practices.
- Call: 877-700-5790
- Website: Consumer Rights Law Firm PLLC
Take action today to protect your rights and stop harassment!