Understanding Debt Collection and Your Rights When Dealing with Nussbaum, APC
Nussbaum, APC is a California-based law firm specializing in real estate litigation and landlord-tenant law. If you receive communication from this firm regarding a debt, it’s important to understand your legal rights and how to respond effectively.
Contact Information for Nussbaum, APC
- 📌 Address: 27489 Agoura Road, Suite 102, Agoura Hills, CA 91301
- ☎️ Phone: (818) 660-1919
- 🖨️ Fax: (818) 864-3241
- ✉ Email: info@nussbaumapc.com
- 🌐 Website
- 👤 BBB profile
Debt Lawsuits: What You Should Know
If Nussbaum, APC has filed a lawsuit against you over a debt, you must take the situation seriously. Here’s what you need to know:
- ➡️ You Have Limited Time to Respond: In most cases, you have 20–30 days to file a response to a lawsuit. Ignoring it can result in a default judgment.
- ➡️ A Default Judgment Can Lead to Wage Garnishment: If the firm wins a case against you, the court may allow them to garnish your wages or seize assets.
- ➡️ Debt Lawsuits Are Defensible: Even if you owe a debt, the creditor must prove it legally. They must provide documentation that you owe the amount claimed.
Tip: If you’re facing a lawsuit, speak with an attorney immediately to discuss your options.
How to Settle a Debt Before It Goes to Court
Negotiating a settlement can help you avoid a lengthy legal battle. Consider these strategies:
- ✅ Request a Debt Validation Letter: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request verification of the debt.
- ✅ Negotiate a Lower Amount: Many creditors accept a lump sum payment that is lower than the total balance.
- ✅ Get the Agreement in Writing: Ensure any settlement terms are documented before making payments.
If you’re unsure how to proceed, a debt attorney can help negotiate on your behalf.
Illegal Debt Collection Tactics You Should Watch For
Even if you owe a debt, collection agencies and law firms must follow the law. The FDCPA prohibits:
- ➤ Harassment: Repeated calls, threats, or abusive language.
- ➤ False Representations: Claiming to be law enforcement or exaggerating the consequences of non-payment.
- ➤ Unauthorized Fees: Collecting interest or charges that aren’t allowed by law.
If you suspect a violation, you have the right to take legal action. Learn more about how to fight back against unfair collection practices.
Need Legal Help? Contact Consumer Rights Law Firm PLLC
If you believe Nussbaum, APC has violated your rights or if you’re facing a debt lawsuit, you don’t have to navigate it alone. Consumer Rights Law Firm PLLC specializes in helping consumers fight unfair debt collection practices.
- ☎️ Call: 877-700-5790
- 🌐Website: Consumer Rights Law Firm PLLC
Take action today to protect your rights and stop harassment!