If you’ve been contacted by the Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan regarding a debt, it’s crucial to understand your rights and the appropriate steps to take. This guide will help you navigate potential debt collection scenarios and provide strategies to protect your financial well-being.
🔍 Understanding Debt Validation Rights
Before making any payments, ensure the debt is valid and truly yours.
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Request a Debt Validation Letter: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request a validation letter detailing the debt amount, the original creditor, and other pertinent information.
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Verify the Debt’s Accuracy: Mistakes can happen. Ensure the debt amount is correct and that it hasn’t been paid or settled previously.
🛡️ Protecting Against Unfair Collection Practices
Debt collectors must adhere to specific guidelines. Recognize and protect yourself from abusive tactics.
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Recognize Harassment Signs: Repeated calls, threats, or abusive language are violations of the FDCPA.
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Document All Communications: Keep records of all interactions, including dates, times, and content of conversations. This documentation can be crucial if you need to file a complaint.
⚖️ Responding to Debt Collection Lawsuits from the Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan
If you’re served with a lawsuit, timely and informed actions are essential.
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Consult an Attorney Promptly: Legal guidance can help you understand your options and craft an appropriate response.
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File a Response: Ignoring a lawsuit can lead to a default judgment against you. Ensure you respond within the stipulated timeframe.
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Explore Settlement Options: Negotiating a settlement might result in reduced debt or more favorable payment terms.
📍 Contact Information for Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan
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Address: 16633 Ventura Boulevard, Eleventh Floor, Encino, CA 91436
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Phone: (818) 990-2120
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Email: info@lewitthackman.com
Need Help with The Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan?
If you’re facing challenges related to debt collection or need legal assistance, Consumer Rights Law Firm PLLC is here to help. Contact us at 877-700-5790 or visit our contact page for a free consultation.
📌 Disclaimer: This article is for informational purposes only and does not constitute legal advice.
Note: The information provided about Lewitt, Hackman, Shapiro, Marshall & Harlan is based on available public sources and is intended to assist individuals in understanding their rights and options when dealing with debt collection matters.