If you’ve been contacted by the Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan regarding a debt, it’s crucial to understand your rights and the appropriate steps to take. This guide will help you navigate potential debt collection scenarios and provide strategies to protect your financial well-being.
Understanding Debt Validation Rights
Before making any payments, ensure the debt is valid and truly yours.
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➡️ Request a Debt Validation Letter: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request a validation letter detailing the debt amount, the original creditor, and other pertinent information.
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➡️ Verify the Debt’s Accuracy: Mistakes can happen. Ensure the debt amount is correct and that it hasn’t been paid or settled previously.
Protecting Against Unfair Collection Practices
Debt collectors must adhere to specific guidelines. Recognize and protect yourself from abusive tactics.
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👉 Recognize Harassment Signs: Repeated calls, threats, or abusive language are violations of the FDCPA.
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👉 Document All Communications: Keep records of all interactions, including dates, times, and content of conversations. This documentation can be crucial if you need to file a complaint.
Responding to Debt Collection Lawsuits from the Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan
If you’re served with a lawsuit, timely and informed actions are essential.
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✅ Consult an Attorney Promptly: Legal guidance can help you understand your options and craft an appropriate response.
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✅ File a Response: Ignoring a lawsuit can lead to a default judgment against you. Ensure you respond within the stipulated timeframe.
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✅ Explore Settlement Options: Negotiating a settlement might result in reduced debt or more favorable payment terms.
Contact Information for Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan
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📌 Address: 16633 Ventura Boulevard, Eleventh Floor, Encino, CA 91436
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☎️ Phone: (818) 990-2120
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✉︎ Email: info@lewitthackman.com
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🌐 Website
Need Help with The Law Offices of Lewitt, Hackman, Shapiro, Marshall & Harlan?
If you’re facing challenges related to debt collection or need legal assistance, Consumer Rights Law Firm PLLC is here to help. Contact us at☎️ 877-700-5790 or visit our contact page for a free consultation.
Disclaimer: This article is for informational purposes only and does not constitute legal advice.
The information provided about Lewitt, Hackman, Shapiro, Marshall & Harlan is based on available public sources and is intended to assist individuals in understanding their rights and options when dealing with debt collection matters.