Know Your Legal Rights When Contacted by the Law Office of Rory W. Clark
If you’ve received a debt collection notice from the Law Office of Rory W. Clark, understanding your legal rights is crucial. Whether it’s ensuring that the debt is valid or negotiating a reasonable settlement, knowing your options can help you avoid costly mistakes.
📍 Contact Information for Law Office of Rory W. Clark
- Address: 30699 Russell Ranch Road, Suite 215, Westlake Village, CA 91362
Note: This firm rebranded as FarMar Law Group, PC in December 2017.
Check out their BBB profile here.
🔹 What to Do When a Law Firm Contacts You About Debt
When a law office reaches out about a debt, you should take immediate steps to protect yourself.
1. Verify the Debt Before Paying
Before making any payments, confirm that the debt is valid and legally enforceable. You have the right to request verification under the Fair Debt Collection Practices Act (FDCPA). If the collector cannot provide proper documentation, they cannot legally pursue the debt.
2. Understand the Statute of Limitations
Debt collectors cannot sue you for an old debt that has exceeded the statute of limitations in your state. This is why it’s important to check how many years the debt has been outstanding. Learn more about how long debt collectors can pursue you before making any commitments.
3. Know Your Rights Against Harassment
Law firms and collection agencies must follow strict guidelines when contacting you. They cannot harass, threaten, or mislead you. If you’ve experienced aggressive tactics, our FDCPA lawyers can help you take legal action.
🔹 Effective Debt Negotiation Strategies
If the debt is valid, you may be able to negotiate a lower settlement or a manageable payment plan.
1. Offer a Lump Sum Settlement
Most law firms and debt collectors prefer an upfront payment over long-term payment plans. If you have access to funds, you can negotiate a lump-sum settlement for less than the total amount owed. Understanding how debt negotiations work can help you secure the best possible deal.
2. Propose a Payment Plan
If a lump sum isn’t an option, a structured repayment plan may be the best solution. Before agreeing to a plan, check if it aligns with your financial situation and that the terms are clear and documented in writing.
3. Work With a Legal Advocate
Debt settlement negotiations can be complex. If a law office is pursuing you for payment, working with experienced debt attorneys can help you avoid unfair terms and ensure you aren’t being taken advantage of.
📞 Get Legal Help Today
If you’re facing collection efforts from the Law Office of Rory W. Clark (now FarMar Law Group, PC) and need guidance, we’re here to help. Call Consumer Rights Law Firm PLLC at 877-700-5790 or visit our Contact Us page for a free consultation.