Law Office of Faraz Mobassernia: Safeguarding Your Rights Against Debt Collection
If you’ve been contacted by the Law Office of Faraz Mobassernia regarding a debt, it’s crucial to understand your rights and the legal framework governing debt collection in California. Being informed empowers you to handle such situations effectively and protects you from potential abuses.
📍 Contact Information for Law Office of Faraz Mobassernia
- Address: 15760 Ventura Blvd, Suite 2050, Encino, CA 91436
- Phone: (877) 694-6547
- Website
For more insights into their services and client experiences, consider visiting their Yelp profile.
🛡️ Understanding California’s Debt Collection Laws
California enforces both federal and state laws to protect consumers from unfair debt collection practices. The Rosenthal Fair Debt Collection Practices Act (RFDCPA) complements the federal Fair Debt Collection Practices Act (FDCPA) by extending protections to include original creditors collecting their own debts.
Key Protections Under California Law:
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Freedom from Harassment: Debt collectors are prohibited from engaging in abusive, threatening, or harassing behavior.
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Right to Validation: You can request, in writing, that the collector provides proof of the debt, such as a copy of the bill.
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Cease Communication: You have the right to request that a debt collector stops contacting you.
For a comprehensive overview, refer to this guide on California’s debt collection laws.
⏳ Statute of Limitations on Debt Collection in California
The statute of limitations determines the time frame within which a creditor can legally sue you for an unpaid debt. In California, this period is generally four years for most consumer debts, including credit card debt, medical debt, and auto loans.
Important Considerations:
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When the Clock Starts: The statute of limitations begins from the date of your last payment or acknowledgment of the debt.
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Expired Debts: Once the statute of limitations expires, creditors cannot legally sue you to collect the debt. However, they may still attempt to contact you for payment.
For more details, see this resource on California’s statute of limitations on debt.
📞 Facing Debt Collection Challenges? Contact Consumer Rights Law Firm PLLC
If you’re dealing with debt collection issues involving the Law Office of Faraz Mobassernia, it’s essential to know that you have rights and options. The Consumer Rights Law Firm PLLC specializes in defending consumers against unfair debt collection practices.
Why Choose Us:
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Expertise in Debt Collection Laws: Our team is well-versed in both federal and California state debt collection laws.
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Personalized Legal Strategies: We tailor our approach to your specific situation to ensure the best possible outcome.
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Proven Track Record: Our firm has successfully defended numerous clients against unjust debt collection practices.
Learn more about our approach on our How We Work page.
Contact Us Today for a Free Consultation:
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Phone: (877) 700-5790
For more information about our services, visit our Contact Us page.
Remember, you don’t have to face debt collection challenges alone. Understanding your rights and having the right legal support can make all the difference.