Are you a victim of Lakeside Recovery Solutions Harassment?
Under the federal Fair Debt Collection Practices Act, generally speaking, a debt collector is classified as a person or a company that regularly collects debts owed to creditors, companies, and original lenders. Lakeside Recovery Solutions is one of such debt collectors, and usually, a debt collector only steps in when the debts that are meant to be collected on are past-due.
Debt collectors, according to the FDCPA, is a category extended to include collection agencies or lawyers who collect debts as part of their business. There are also companies like Lakeside Recovery Solutions that buy past-due debts from creditors or other businesses and then try to collect them. These are the debt collectors that are referred to as debt collection agencies, debt collection companies, or debt buyers.
If you are getting calls from a debt collector, they may be trying to contact you for any of the following reasons:
- You may be past due on a debt, and the creditor you owe it to may use their own in-house debt collectors to make an attempt to retrieve the debt, or may have referred or sold your debt to an outside debt collector.
- A debt collector may be calling you to get information about someone you know. This is perfectly legal, provided that the debt collector does not reveal that they intend to collect a debt or reveal any details about that debt to you.
- An instance where your debt has been purchased by a debt buyer.
If you are receiving calls from a debt collector over the payment of a debt and you have concerns about the legitimacy of the debt, they claim you owe, the amount they are claiming, or if the company contacting you is real, you might want to speak to an attorney by calling (877)-700-5790 or report the matter to a credit counseling organization.
It is important to have a plan and to know what you want before speaking with a debt collector. If everything goes well, or better still, if you have an attorney or representative on your side, then you might be able to set up a payment plan or negotiate with them to settle the debt for pennies on the dollar.
Additionally, you are allowed to ask a debt collector to stop contacting you; this is what is known as a cease-and-desist letter, and it should be put forward to Lakeside Recovery Solutions in writing.
However, note that asking Lakeside Recovery Solutions to stop contacting you will not prevent them from suing you or reporting the debt to a credit reporting company, it will only put a stop to the pesky phone calls you receive, however, you will need a more solid, long-term plan.
If you are convinced that you do not owe the debt or have evidence that you have already paid the debt, or that it has been discharged in bankruptcy or in a settlement agreement, then it is important to take action to contest the attempt to collect the debt.
Lakeside Recovery Solutions and the FCRA
In your experience with Lakeside Recovery Solutions, you should note that they are allowed to make a negative report to a consumer reporting company, and this can potentially have a negative impact on your credit report and your credit score.
In many of the cases we have seen, the debt has exceeded the statute of limitations, and thus it may be too old to affect your credit report or credit scores. Additionally, you don’t think that you owe the debt, that you are being contacted about, you have a right to dispute it with the debt collector and the credit reporting company. If this debt verification is made within a 30-day time period of receiving information about the debt from the collector, then the debt collector is required by law to send you a verification of the debt. You can ask for whatever additional information will be relevant to you towards the identification and resolution of the debt they claim you owe, and they are required to provide it.
Who is Lakeside Recovery Solutions?
Lakeside Recovery Solutions is a third-party debt collector based out of Hamburg, New York. According to the BBB, there have been 4 complaints closed in the last 3 years and 4 closed complaints within the last 12 months.
5815 S Park Ave
Hamburg, NY 14075-3738
Phone: (888) 306-2878
Other phone #’s 516-530-1608 & 516-606-8340
Alternate Business Name
Lakeside Recovery Solution, Inc.
How do we help you stop Lakeside Recovery Solutions Debt Collection Harassment?
If you are facing Lakeside Recovery Solutions debt collection harassment we will send a cease-and-desist letter to the company on your behalf. This should stop the harassment you face by cutting off every means of communication between you and the organization, and if you retain us as your legal counsel, all future correspondence between you and the agency will be directed to our office instead of to you. ,
Furthermore, if Lakeside Recovery Solutions has violated your consumer rights or any state law in the process of trying to recover debts from you, then you may be entitled to monetary compensation and statutory damages set at $1000 for the violation of the FDCPA and $500 – $1500 for the violation of the TCPA. The debt collector will also be made to pay your attorney’s fees and costs. Call us today at 877-700-5790 for immediate assistance.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Lakeside Recovery Solutions. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information: