Facing Lakeside Receivables LLC Debt Collection Harassment?
If you are facing harassment from Lakeside Receivables LLC, then you should know that harassment by a debt collector can come in different forms and may be facilitated by a desperate need to recoup debts by the collection agency.
Nevertheless, standard examples of debt collection harassment include repetitious phone calls intended to annoy or abuse the receiver, the use of obscene language over the course of the call, and threats of violence, defamation, or jail time.
A good tip is to keep a good record of all of your communications with a debt collector. This record can include call recordings, phone records, emails, and letters.
What you don’t know about the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is the rule guiding debt collectors, and it stipulates that debt collectors can’t harass, oppress, or abuse you or anyone else they contact in the course of collecting a debt.
Some classic examples of harassment that are prohibited by the FDCPA are:
- Repetitious phone calls that are intended to annoy, abuse, or harass you or any person answering the phone
- The use of obscene or profane language during communication with you
- Making threats of violence, bodily harm, or jail time that they do not intend to follow up on
- Publishing lists intended to shame people who have been unable to pay their debts (this excludes reporting information to a credit reporting company)
- Calling you anonymously without telling you who they are. Debt collectors are obligated to reveal their identities.
Under the FDCPA, you are allowed to sue a debt collector for violations of the FDCPA. If you sue under the FDCPA and win, the debt collector must generally pay your attorney’s fees and may also have to pay you damages in the amount of $1000.
Lakeside Receivables LLC phone harassment
Did you know that if a debt collector calls you multiple times in a day, it is termed debt collection harassment?
According to the FDCPA, a debt collector should not call you before 8 am and after 9 pm daily. Any debt collector who does this is violating the FDCPA.
If you are experiencing Lakeside Receivables LLC debt collection harassment, (if Lakeside Receivables LLC is calling you many times with the intention to annoy, threaten, or harass you), they are violating your rights under the FDCPA. The first thing to do about Lakeside Receivables LLC debt collection harassment is to verbally ask the debt collector to stop communicating with you via phone calls as they are beginning to violate your rights. The debt collector can continue contacting you in written form. If the harassment persists, you can file a complaint.
Who is Lakeside Receivables LLC?
According to the Better Business Bureau is based out of Tonawanda, New York. There have been 117 complaints closed in the last 3 years and 95 complaints closed in the last 12 months. Lakeside Receivables LLC Better Business Bureau
Lakeside Receivables LLC contact information
27 Main St
Tonawanda, NY 14150
Phone: (716) 261-2899
OTHER PHONE NUMBERS: 716-317-0500, 716-463-5084, 716-423-2022, 716-463-5076
How do you stop the harassment from Lakeside Collections immediately?
If Lakeside Collectibles is harassing, threatening, or intimidating you with a ridiculous number of phone calls, or with their manner of approach when trying to collect on a debt, then, as you may already know, they may be in breach of the FDCPA laws, and there are many ways to stop that.
In this section, we will go over 5 effective methods with which you can stop the harassing calls and threatening messages you may be getting from a Lakeside Collection phone number.
That said, let’s begin.
Report them to the Consumer Financial Protection Bureau and file a complaint:
If you have been reading our blogs and keeping up to track with our newsletters, then you should already be able to identify harassment from companies like Lakeside Collection.
If from your knowledge and experience, you find Lakeside Receivables to be in violation of the FDCPA, you are well within your rights to report them to the Consumer Financial Protection Bureau and file a harassment complaint.
This strategy works because, as an independent government agency, The CFPB is responsible for controlling the consumer finance industry by enforcing certain rules and regulations that protect the rights of consumers. They will take your complaint up with Lakeside Receivables LLC and ensure that your rights are adequately protected.
Contact the Federal Trade Commission:
Looking for government agencies interested in ensuring that your rights are protected? The Federal Trade Commission is one of them. It is the job of this government agency to enforce debt collection laws and regulate the activities of companies like Lakeside Collection. The FTC not only protects you but also makes laws that govern how players in the financial market (such as Lakeside Recovery) should conduct business. In addition, the FTC ensures that the financial industry is a fair playground where debt collection laws are strictly abided by.
Get in touch with your state’s Attorney General:
We always advise our readers all over the country to study the unique debt collection laws in their state, as in addition to the FDCPA, your state may have its own set of rules and protections that shield you even further from harassment by Lakeside Recovery Solutions.
You can find out more about these laws by reaching out to the office of your state’s Attorney General. If from your knowledge and experience with the debt collectors, you believe that Lakeside Group collections has violated your consumer rights, then you could also file a complaint with the Attorney General in addition to making inquiries.
Get in touch with the BBB to file a complaint:
The BBB is an independent body that provides consumers with insight regarding a business’s conduct while going about its operations. They are fair, unbiased, and they provide you with a trustworthy platform to give an honest review of your relations with your debt collector.
Reporting harassment from Lakeside RS to the BBB can help you resolve the complaint, especially if the business cares about its reputation and standing with the Better Business Bureau. It also gives other users a chance to read Lakeside Collection reviews so that they ca make an informed decision.
Speak to a qualified attorney:
Believe it or not, but in many cases (especially those that have or could potentially become a lawsuit), only an attorney can help you solve the case end the harassment.
We at Consumer Rights Law Firm take pride in our years of experience dealing with debt collectors and helping consumers who have faced harassment take on the debt collection agency and come out victorious. If you reach out to us today at (877)-700-5790, we will listen attentively and take up your case with Lakeside Collections. The best part? You do not have to pay us a dime if you are able to substantially prove that Lakeside Collections broke federal or state laws during their communications with you. Call now for a free consultation.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Lakeside Receivables LLC. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Do you need encouragement in your own case of debt collection harassment? Do you want to share your success story? Click here.
You can also file a complaint directly with the following government entities: Please click on the links below.