Are you getting repeated phone calls, threatening messages, or aggressive letters from Lakeside Receivables LLC? You’re not alone as many consumers experience debt collection harassment. Recognizing harassment and understanding your legal rights under the FDCPA and state laws is the first step to protecting yourself.
Who Is Lakeside Receivables LLC?
Lakeside Receivables LLC is a legitimate debt collection agency based in Tonawanda, New York. However, it has received numerous consumer complaints regarding debt collection practices.
| Detail | Information |
|---|---|
| Name | Lakeside Receivables LLC |
| Location | 27 Main St, Tonawanda, NY 14150 |
| BBB Rating | C |
| Closed Complaints | 117 in last 3 years |
| Business Type | Debt Collection |
Lakeside Collections Phone Numbers
- 716-317-0500
- 716-463-5084
- 716-423-2022
- 716-463-5076
- 716-431-5969
- 716-382-7495
- 916-277-8496
- 916-256-1660
- 716-382-7490
- 716-382-4790
- 205-255-5840
- 716-261-2899
Common FDCPA Violations by Lakeside Receivables LLC
The Fair Debt Collection Practices Act (FDCPA) is the rule guiding debt collectors, and it stipulates that debt collectors can’t harass, oppress, or abuse you or anyone else they contact in the course of collecting a debt.
Publishing information to shame debtors (excluding credit reporting)
Debt collectors cannot harass, oppress, or abuse you
You can request written validation of the debt within 30 days
You can sue for FDCPA violations and recover attorney fees and up to $1,000 in damages
State-Level Protections
Many states have additional consumer protection laws
Examples:
Arizona: Debt collectors cannot use misleading letterhead or imply government affiliation
California & New York: Strict rules on phone calls and written communication
Pro Tip: Contact your state Attorney General to learn your rights and file complaints if needed.
Real Consumer Experiences & Recent Harassment Reports
Recent consumer reports reveal more specific ways Lakeside Receivables LLC may harass debtors:
Excessive calls: Some people report 20+ calls per day, including repeated voicemails filling up inboxes.
Targeting relatives or coworkers: Harassment sometimes extends beyond the debtor, violating privacy.
Lack of proper identification: Callers sometimes fail to identify themselves or the company, making it difficult to verify the debt.
Calls without written notice: Many consumers report being contacted before receiving any written debt validation, which may violate FDCPA and state laws.
Inaccurate debt claims: Some reports mention collectors pursuing debts that were already paid or incorrect.
Tip: Keep records of these interactions, screenshots, recordings, and dates to strengthen complaints or legal claims and contact (877)700-5790 for legal assistance.
Step-By-Step: What To Do If Lakeside Is Harassing You
Document Everything
Save all calls, emails, letters, and messages
Maintain a detailed log with date, time, and contentRequest Validation of Debt
Send a written request within 30 days of first contact
Ask them to provide proof of the debtSend a Cease & Desist Letter
Clearly state that you do not want phone calls
Request all future communication in writingFile Complaints With Regulatory Agencies
| Agency | Purpose | How to Use |
|---|---|---|
| CFPB | Federal regulator | File online complaint about harassment |
| FTC | Enforces debt collection laws | Report illegal practices |
| State Attorney General | State-level consumer protection | Submit complaint or inquiry |
| BBB | Business reputation | Inform and pressure collection agency |
Only an attorney can assess lawsuits and ensure full compensation
You may recover actual damages, statutory damages, and legal fees
How to Stop Calls Immediately
Use written communication to request a stop
Send certified letters to maintain proof
Escalate to CFPB, FTC, or your state AG if harassment continues
Keep all evidence for potential legal action
Quick action protects you and can prevent escalation to lawsuits or additional harassment.
Can You Sue Lakeside Receivables LLC?
Yes, if they violate the FDCPA or state laws:
Evidence needed: Call logs, letters, emails
Possible compensation: Up to $1,000 statutory damages, actual damages, attorney fees
Timeframe: Usually within 1 year of violation (check state law)
Legal counsel: Recommended to maximize results
Filing a lawsuit is often the most effective way to stop persistent harassment.
Get Legal Help!
We at Consumer Rights Law Firm take pride in our years of experience dealing with debt collectors and helping consumers who have faced Lakeside Receivables LLC Debt collection harassment take on the debt collection agency and come out victorious. If you reach out to us today at (877)-700-5790, we will listen attentively and take up your case with Lakeside Collections. The best part? You do not have to pay us a dime if you are able to substantially prove that Lakeside Collections broke federal or state laws during their communications with you. Call now for a free consultation. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Success Stories
- 🏆 “They are so awesome and treat you like a human being. From the minute I called them and explained how this debt collector harassed me and said things that were so illegal they jumped right on it and started helping me. Its good to know they’re still people out here in this world that actually care about people. Thanks for everything and God bless you guys.”
- 🏆 “The process was quick and easy. Just a couple of phone calls and they got to work right away. They never asked me for money at any time. In a month or two I got my check. I was surprised however that the legal fees the debt collector had to pay was 75% more than what I received. All in all I was happy with the outcome.”
- 🏆 “Matthew was great to work with, and went out of his way to help when he didn’t have to. There’s not many left out there that’s willing to go the extra mile for a stranger, but he is one!”
FAQs
Can Lakeside Receivables LLC call my family or employer?
No. Under the FDCPA, they may only contact third parties to locate you and cannot disclose details of the debt to them.
How many calls are too many from Lakeside Receivables LLC?
Repeated calls multiple times per day, or more than seven times a week, are likely harassment and may violate both FDCPA and TCPA rules.
What should I do to stop Lakeside Receivables LLC from calling me?
Document every call, request in writing that they cease phone contact, and if calls continue, file complaints with the CFPB and FTC or consult a consumer rights attorney.
Can I sue Lakeside Receivables LLC for harassment?
Yes. If they violate FDCPA or TCPA such as harassment or unauthorized robocalls, you may be eligible to sue for up to $1,000 in statutory damages, plus any actual harm and legal fees.
What rights do I have to verify the debt Lakeside Receivables LLC claims I owe?
You have the right to request a written “validation notice” within 5 days of first contact, detailing the creditor, amount due, and how to dispute it. Without this, they cannot legally continue collection efforts.
Does Lakeside Receivables customer service work?
Yes. While reviews are mixed, many consumers confirm that once they file a complaint or request validation, Lakeside does respond, and often stops communication if asked. Toll Free (866) 302-1447. Text Us: 716-217-0991. Email: info@lakesidercv.com
Does Lakeside Receivables use skip tracing to find consumers?
Yes. Like many agencies, Lakeside employs skip tracing to locate consumers through databases and contact information, which is why some people report surprise calls about old debts.
Can Lakeside Receivables report debts to credit bureaus?
Yes. They can report unpaid debts to major credit bureaus, which may hurt your credit score. If you dispute in writing, they must verify the debt before continuing collections or reporting further.
Why is Lakeside Receivables contacting my relatives about my debt?
Some consumers report Lakeside calling family members. Debt collectors are only allowed to confirm your contact details with third parties, not discuss your debt. If they reveal debt details to others, that may violate the FDCPA.
Can Lakeside Receivables try to collect on very old debts?
Yes, but if the debt is past the statute of limitations, they cannot legally sue you. This is often called a “time-barred debt.” You should never make payments or promises on an old debt without confirming the statute of limitations in your state.
