Have you had to deal with Kingsize credit card harassment?
If you have fallen behind on your Kingsize payment, your account may have been transferred to a debt collector, especially if you haven’t made efforts to pay in up to three months.
When your Kingsize credit card account gets sent to a debt collector, the debt collector now has full rights to contact you and try to collect the Kingsize credit card debt.
Debt collectors call individuals and use all kinds of collection methods just to ensure that they get the person to pay. Sometimes, these methods may even be harmful and stressful to the individual.
What some people do not know is that debt collectors are not sovereign. Their actions are regulated by a consumer-friendly law called the Fair Debt Collection Practices Act (FDCPA).
The Fair Debt Collection Practices Act is applicable only to collectors working with recognized debt collection agencies and attorneys hired to collect a debt.
If the Kingsize credit card debt collector falls under this category, then they must abide by the FDCPA laws.
The debt collector making attempts to collect your Comenity bank Kingsize debt has no right to threaten or harass you.
Who is Kingsize?
Established in 1920, King Size retails and focuses on clothing and footwear for tall and big men whose sizes are not easily found in other places.
If you are in the market for items of clothing from sizes 2XL to 8XL, and footwear sizes 12,13,14,15 and 16, King Size has you covered. They also stock clothing from the world’s leading clothing brands in these sizes.
You can find more information about the kingsize credit card on comenity.net/kingsize.
To access your King size Comenity login or make a Kingsize online payment, visit their website at kingsizedirect.com.
King Size credit card customer service phone number: 1-800-695-0466.
Address: PO Box 12902, El Paso, Texas, 79913, United States
Kingsize Direct Credit Card Payment Address:
KingSize Credit Card
P.O. Box 659728
San Antonio, TX 78265-9728
What debt collection practices does the FDCPA prohibit?
The FDCPA prohibits:
- A Kingsize credit card debt collector calling at work even with prior knowledge that the client doesn’t accept such calls.
- A King size credit card collector calling before 8:00 am, after 9:00 pm, or at an inconvenient hour of the day unless there’s a prior agreement between both parties.
- The Kingsize credit card payment collector from being unjust, lacking principles, and using illegal means to collect the Kingsize credit debt.
- The collector contacting you about your Kingsize payment from using collection methods to harass, intimidate, and abuse.
In a case where you are subjected to intimidation, abuse, threats, defamation, or deception by a debt collector and you want to stop further contact, be sure to inform the collector of your intentions through writing. Write a cease-and-desist letter to the King Size credit card debt collector and make sure to always have a copy of your letter and mail the original to the debt collector.
In cases where you’re uncertain of the validity of any information contained in the Kingsize Credit debt collector’s document, write to the debt collector to stop collection activities until all the information they sent you regarding the debt is proven to be correct.
Demand for a return receipt after sending your dispute letter through certified mail so you are aware it was officially received by the collector.
The collector has a period of 30 days to make enquiries, investigate, and determine the validity of the debt.
If the King Size credit card debt is valid, the debt collector can proceed with collection activities but in a situation where the item is invalid, further corrections must either be made or the collector must halt all collection activities. The debt collector must endeavor to inform all organizations and bureaus who received a report of the defective item listed on your credit report.
It is also important to note this: debt collectors can’t take your home or your earnings.
When a debt collector promises to confiscate your home or garnish your wages without an official court order, be sure to note that as an act of debt collection harassment.
Excessive calls over your Comenity/Kingsize credit card debt?
Receiving calls from any of the following numbers?
1 (800) 339-2926
If the answer is yes, then you are receiving calls from a known Comenity bank/Kingsize phone number. You may be a victim of harassment from the third-party collector affiliated with them. The list above is not all the numbers that Kingsize uses. The calls can be from different phone numbers and still be Kingsize calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Comenity bank/Kingsize credit card debt. Contact our office right away to end the harassment.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.