Kansas Counselors Debt Collection Harassment
Tired of Kansas Counselors Debt Collection Harassment? Wish there was a way to make the calls stop? Is Kansas Counselors constantly calling and harassing you? Does your phone ring every day, several times per day, because Kansas Counselors is calling you to demand payment? Threatening you with legal action? Has Kansas Counselors ever used abusive or profane language when speaking with you on the phone? If so, Kansas Counselors may be violating your legal rights. Stop the harassment.
The FDCPA and the Kansas Consumer Protection Act are designed to protect consumers from abusive and deceptive conduct by debt collectors.
The Fair Debt Collection Practices Act (FDCPA), protects consumers’ rights in the context of debt collection. As one of several important federal laws, the FDCPA and similar statutes protect consumers from deceptive conduct and unfair collection practices. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Kansas Counselors a Scam?
According to the Better Business Bureau website, Kansas Counselors has been in business since 1960. KC is considered a legitimate collection agency, as it has a long history and is listed with the Better Business Bureau. There have been 25 customer complaints filed. Read more here: Kansas Counselors Better Business Bureau.
Who is Kansas Counselors debt collection agency?
Kansas Counselors is a third party collection agency located in Shawnee Mission, Kansas. Defendant KC has been a party to over 40 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that they used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
- 🏛️ Kansas Counselors Address: PO Box 14765 Lenexa, KS 66285-4765
- 📲 Kansas Counselors Phone Number: (913) 541-9704
- 🖨️ Fax: (913) 541-9721
Kansas Counselors Debt Collection Tactics
If Kansas Counselors engages in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ➡️ Repeated or excessive telephone calls or collection calls, including calls that do not provide meaningful disclosure of the caller’s identity
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ➡️ Leave voice mail messages without proper identification or use a caller identification system to mask the caller’s identity
- ➡️ Use any profane language or any language that is harassing and abusive
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ➡️ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- ➡️ Threaten arrest or criminal prosecution
- ➡️ Send false information to the credit bureaus
- ➡️ Cause a telephone to ring an unreasonable amount of times
Kansas Counselors Phone Numbers
Are you receiving any harassing collection calls from any of these numbers?
- ☎️ 888-536-9852
- ☎️ 800-255-4159
- ☎️ 913-541-9708
- ☎️ 913-284-7813
These numbers may be used for collection calls by Kansas Counselors or other third party collection agencies. Party collection agencies often use multiple phone numbers to contact consumers.
If so, you may be a victim of Kansas Counselors debt collection harassment. The list above is not all the numbers that KC uses. Also, calls can be from different numbers and it still be Kansas Counselors calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment.
How Kansas Counselors Debt Collection Affects Your Credit Report
When you have outstanding debt with Kansas Counselors, a third-party debt collection agency, your credit report can be directly impacted. As a debt collector, Kansas Counselors is required to follow fair debt collection practices as outlined in the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits debt collectors from using abusive debt collection practices, making misleading representations, or engaging in unfair or unconscionable conduct when they attempt to collect debts.
If Kansas Counselors reports your debt to credit reporting agencies, it can result in a negative mark on your credit report, which may lower your credit score and affect your ability to obtain loans, credit cards, or even housing. The Fair Credit Reporting Act (FCRA) also comes into play, regulating how collection agencies and credit reporting agencies handle and report consumer debt. Under the FCRA, you have the right to dispute any information you believe is inaccurate or unfairly reported by a debt collection agency like Kansas Counselors.
If you receive a collection notice from Kansas Counselors, it’s important to act quickly. You have the right to request written verification of the debt to ensure it is legitimate and that the amount is correct. If you believe the debt is not yours or the information is incorrect, you can dispute it with both KC and the credit reporting agencies. Sending a cease and desist letter can also stop further communication from the debt collector, giving you space to resolve the issue without ongoing harassment.
Legal protections are in place to help you. The United States District Court and Federal District Court have both addressed cases where debt collectors, including Kansas Counselors, have failed to comply with the FDCPA or FCRA. If a court finds that Kansas Counselors violated your rights, you may be entitled to statutory damages, attorney fees, and court costs. Consulting with a legal team or requesting a free case evaluation can help you understand your options and take the right steps to protect your credit report.
To safeguard your financial future, regularly monitor your credit report for any signs of unfair debt collection practices or inaccurate reporting. If you spot errors, dispute them promptly to prevent further damage to your credit score. By knowing your rights under the FDCPA and FCRA, and taking proactive measures, you can protect yourself from the negative effects of abusive or deceptive debt collection practices by Kansas Counselors or any other collection agency.
Common Questions:
Is Kansas Counselors a scam?
No, KC has been in business since 1960.
Can Kansas Counselors seize my property?
KC can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Kansas Counselors sue me?
Yes, Kansas Counselors can sue you so long as the debt is within the statute of limitations.
The following is a sample list of complaints filed against Kansas Counselors and can be found on Pacer.org.
- 📋 2:17-cv-02163-JWL-GLR Wells, Jr. v.
- 📋 6:15-cv-01251-EFM-GEB Brown v.
- 📋 4:14-cv-03164-JMG-CRZ Turner v.
- 📋 4:14-cv-03162 Turner v.
- 📋 9:14-cv-80284-DMM Stanley v.
In many of these cases, courts have granted summary judgment when there is no genuine dispute of material fact regarding the conduct of Kansas Counselors. The court notes and court records often focus on whether the plaintiffs’ claims and the plaintiffs’ complaint allege unconscionable acts or violations of the FDCPA. The summary judgment standard requires the court to view the evidence in the light most favorable to the non-moving party and determine if there is a genuine issue of material fact. If not, summary judgment may be granted, efficiently resolving claims without a trial.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Kansas Counselors debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Kansas Counselors debt collection harassment, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
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“I was getting nonstop calls from a debt collector who wouldn’t leave me alone. Consumer Rights Law Firm PLLC stepped in, sent the right letters, and the calls stopped within days. They explained my rights clearly and handled everything professionally. Highly recommended!”
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“After weeks of harassing voicemails and threats, I contacted Consumer Rights Law Firm PLLC. They immediately took action, contacted the collectors on my behalf, and helped me file a complaint under the FDCPA. The harassment ended, and I even received compensation. True lifesavers!”
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“I didn’t even know it was illegal for debt collectors to call me 10 times a day until I reached out to Consumer Rights Law Firm PLLC. They reviewed my case, advised me to document every call, and helped me sue the collector. The case was settled in my favor. Very thankful!”
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“Consumer Rights Law Firm PLLC helped me when I was overwhelmed by robocalls from a debt agency. They sent a cease-and-desist letter and backed it up with legal action when the calls didn’t stop. Their team is responsive, knowledgeable, and truly cares about protecting consumers.”
