Contact Information for Joseph I. Sussman, P.C.
If you’ve received communications from Joseph I. Sussman, P.C., it’s essential to understand their role and your rights.
Contact Details:
- Address: 333 Pearsall Avenue, Suite 205, Cedarhurst, NY 11516
- Phone: (516) 595-8550
- Email: contact@sussmanlaw.net
- Website: sussmanlaw.net
BBB Profile:
- Listing: Joseph I. Sussman, P.C.
- Accreditation: Not BBB Accredited
- Rating: Not Rated
🛡️ Understanding Debt Negotiation
Debt negotiation involves discussions between a debtor and creditor to reduce the total debt owed. This process can lead to a mutually agreeable settlement, often less than the original amount.
Benefits of Debt Negotiation:
- Reduced Debt: Potentially lower the principal amount owed.
- Avoid Bankruptcy: Provides an alternative to filing for bankruptcy.
- Improved Credit Over Time: Settling debts can lead to credit score recovery.
Considerations:
- Impact on Credit Score: Negotiations may temporarily lower your credit score.
- Tax Implications: Forgiven debt might be considered taxable income.
- Potential Fees: Some negotiation services may charge fees.
For more insights, read our FAQ on handling debt collectors.
⚖️ Legal Rights in Debt Collection
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices.
Your Rights Include:
- Protection from Harassment: Debt collectors cannot use abusive language or threats.
- Validation of Debt: You can request verification of the debt within 30 days of contact.
- Limited Communication: Collectors must respect your privacy and cannot contact you at inconvenient times or places.
Learn more about how to fight a collection agency.
📝 Steps to Take When Contacted by Joseph I. Sussman, P.C.
- Verify the Debt: Ensure the debt is valid and belongs to you.
- Request Debt Validation: Send a written request for debt verification.
- Review Your Rights: Understand protections under the FDCPA.
- Consider Negotiation: Explore settling the debt for a lesser amount.
- Seek Legal Counsel: Consult with an attorney experienced in debt collection defense.
For guidance, see our FAQ on what to do if sued by a collection agency.
🛠️ How Consumer Rights Law Firm PLLC Can Assist
At Consumer Rights Law Firm PLLC, we are dedicated to protecting consumers from unfair debt collection practices.
Our Services:
- Legal Consultation: Providing expert advice tailored to your situation.
- Dispute Resolution: Assisting in challenging inaccurate debts and rectifying credit report errors.
- Defense Against Unlawful Practices: Representing clients facing harassment or illegal actions by debt collectors.
📲 Take Control of Your Financial Well-being
If you’re dealing with debt-related challenges, proactive steps can make a significant difference.
Contact Us:
- Phone: (877) 700-5790
- Website: Contact us today
This article is for informational purposes only and does not constitute legal advice. Please consult a qualified attorney for personalized guidance.