Who is Joseph I. Sussman, P.C. and what is their role in debt collection?

Joseph I. Sussman, P.C. is a law firm that may act on behalf of creditors to collect outstanding debts from consumers.

Where is Joseph I. Sussman, P.C. located?

The firm is located at 333 Pearsall Avenue, Suite 205, Cedarhurst, NY 11516.

What should a person do after being contacted by Joseph I. Sussman, P.C.?

Consumer Rights Law Firm PLLC recommends verifying the debt, requesting validation, and reviewing protections under the FDCPA.

What legal rights do consumers have under the Fair Debt Collection Practices Act (FDCPA)?

Consumers are protected from harassment, can request debt validation, and have the right to limited and respectful communication.

How can Consumer Rights Law Firm PLLC assist with debt collection issues involving Joseph I. Sussman, P.C.?

The firm provides legal consultation, dispute resolution, and defense against unlawful or harassing debt collection practices.

What is debt negotiation and how can it help those contacted by Joseph I. Sussman, P.C.?

Debt negotiation involves settling debt for less than the full amount, helping avoid bankruptcy and potentially improve credit over time.

Are there any risks associated with debt negotiation?

Risks include temporary credit score drops, possible tax liabilities on forgiven debt, and fees from negotiation services.

Is Joseph I. Sussman, P.C. accredited by the Better Business Bureau (BBB)?

According to public listings, Joseph I. Sussman, P.C. is not BBB accredited and has no current rating.

Why is debt validation important when contacted by a debt collection law firm?

Debt validation ensures the debt is accurate, legally enforceable, and actually belongs to the person contacted.

How can someone get legal help regarding Joseph I. Sussman, P.C.?

Contact Consumer Rights Law Firm PLLC at (877) 700-5790 for a free consultation and legal guidance on how to respond effectively.

Joseph I. Sussman, P.C. Calling? Know Your Legal Rights

Contact Information for Joseph I. Sussman, P.C.

If you’ve received communications from Joseph I. Sussman, P.C., it’s essential to understand their role and your rights.

Contact Details:

📌 Address: 333 Pearsall Avenue, Suite 205, Cedarhurst, NY 11516
☎️ Phone: (516) 595-8550
✉ Email: contact@sussmanlaw.net
🌐 Website: sussmanlaw.net

BBB Profile:

➡️ Listing: Joseph I. Sussman, P.C.
➡️ Accreditation: Not BBB Accredited
➡️ Rating: Not Rated

Understanding Debt Negotiation

Debt negotiation involves discussions between a debtor and creditor to reduce the total debt owed. This process can lead to a mutually agreeable settlement, often less than the original amount.

Benefits of Debt Negotiation:

✅ Reduced Debt: Potentially lower the principal amount owed.
✅ Avoid Bankruptcy: Provides an alternative to filing for bankruptcy.
✅ Improved Credit Over Time: Settling debts can lead to credit score recovery.

Considerations:

⚡ Impact on Credit Score: Negotiations may temporarily lower your credit score.
⚡ Tax Implications: Forgiven debt might be considered taxable income.
⚡Potential Fees: Some negotiation services may charge fees.

For more insights, read our FAQ on handling debt collectors.

Legal Rights in Debt Collection

The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices.

Your Rights Include:

➤ Protection from Harassment: Debt collectors cannot use abusive language or threats.
➤ Validation of Debt: You can request verification of the debt within 30 days of contact.
➤ Limited Communication: Collectors must respect your privacy and cannot contact you at inconvenient times or places.

Learn more about how to fight a collection agency.

Steps to Take When Contacted by Joseph I. Sussman, P.C.

👉 Verify the Debt: Ensure the debt is valid and belongs to you.
👉 Request Debt Validation: Send a written request for debt verification.
👉 Review Your Rights: Understand protections under the FDCPA.
👉 Consider Negotiation: Explore settling the debt for a lesser amount.
👉 Seek Legal Counsel: Consult with an attorney experienced in debt collection defense.

For guidance, see our FAQ on what to do if sued by a collection agency.

How Consumer Rights Law Firm PLLC Can Assist

At Consumer Rights Law Firm PLLC, we are dedicated to protecting consumers from unfair debt collection practices.

Our Services:

✅ Legal Consultation: Providing expert advice tailored to your situation.
✅ Dispute Resolution: Assisting in challenging inaccurate debts and rectifying credit report errors.
✅ Defense Against Unlawful Practices: Representing clients facing harassment or illegal actions by debt collectors.

Take Control of Your Financial Well-being

If you’re dealing with debt-related challenges, proactive steps can make a significant difference.

Contact Us:

☎️ Phone: (877) 700-5790
🌐 Website: Contact us today

This article is for informational purposes only and does not constitute legal advice. Please consult a qualified attorney for personalized guidance.