Jessica London Credit Card Harassment?
Is Jessica London harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Jessica London Credit Card Debt Collection harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collection agencies, such as Jessica London Credit Card, play a crucial role in this process. These agencies work on behalf of creditors to collect debts that are past due. It is essential for consumers to understand their rights and the fair debt collection practices that debt collectors must follow. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including Jessica London Credit Card. This law protects consumers from abusive and unfair debt collection practices.
Who is Jessica London?
Founded in 1996, Jessica London, Inc. (Jessica London clothing) is a company that specializes in womenswear. The Parent organization is Fullbeauty Brands. Jessica London operates as part of a larger business group and partners with other businesses to offer credit card services. If you owe a debt, then making a Jessica London credit card payment online is an option that is available to customers.
The Jessica London credit card is issued by a financial institution, such as Comenity Bank, which works with various banks to provide these services. Jessica London clothing provides women’s coats, dresses, tops, skirts, pants, jackets, skirts, shoes, accessories, and other apparel through its website (jessicalondon.com) and catalogs. The company may share information with third parties to provide services and improve customer experience.
Visit the Jessica London website credit card page (www.jessicalondon.com/creditcard) for your Jessica London credit card login and to make a Jessica London online payment. When setting up an account or applying for a credit card, you may be required to provide other information for identity verification and compliance purposes. You can also check out more details about your Comenitybank/Jessicalondon credit card at comenity.net/jessicalondon.
Contact Information
USA (24 hours): 1-800-677-0357.
International Support: 1-915-225-4970
You can also contact the company by mail for debt validation letter or dispute requests. Please send correspondence to the following mailing address: 2300 Southeastern Ave, Indianapolis, IN, 46201-4001, United States. When submitting requests or disputes by mail, be sure to include your account number to ensure proper handling. Legal notices or important communications may be sent to or received at the provided mailing address. It is important to promptly review any notice you receive.
Understanding the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a cornerstone of consumer protection law, designed to regulate the behavior of debt collectors, including companies like Jessica London. Under the FDCPA, debt collectors are prohibited from using abusive, deceptive, or unfair practices to collect debts. This means they cannot make false or misleading statements, use threats or intimidation, or contact you at inconvenient times or places. Understanding your rights under the FDCPA is crucial in protecting yourself from harassment. If Jessica London is suing you, it’s essential to seek the advice of an attorney who can help you navigate the legal process and ensure your rights are upheld. Remember, the law is on your side when it comes to fair debt collection practices.
Jessica London Debt Collection Harassment Examples
If Jessica London Credit Card Debt Collection engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Jessica London Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 1-800-677-0357
- 📲 1-915-225-4970
- 📲 (800) 819-0813
- 📲 (800) 784-1667
- 📲 (212) 613-950
- 📲 1-800-781-9172
- 📲 877-527-7479
If the answer is yes, then you are receiving calls from a known Jessica London phone number. You may be a victim of debt collection harassment from the Jessica London. For example, you might be called repeatedly or even called names during these interactions. The list above is not all the numbers that Jessica London uses. The calls can be from different phone numbers and still be Jessica London calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt.
State Regulations and Protections
Beyond the FDCPA, each state has its own set of regulations and protections for consumers dealing with debt collection. State laws further prohibit debt collectors from making false or misleading statements and require them to provide specific information about the debt, such as the amount owed and the name of the creditor. It’s vital to familiarize yourself with these state-specific laws to better protect yourself. Resurgent Capital Services, which manages Jessica London Credit Card Debt Collection portfolio of accounts, must also adhere to these regulations. If you find yourself being harassed or sued by a debt collector, consulting with an attorney can provide you with the guidance needed to navigate these protections effectively.
Protecting Yourself from Harassment
If you’ve recently been notified that your account has been transferred to a new owner, such as Jessica London Credit Card Debt Collection, it’s important to take proactive steps to protect yourself from potential harassment. Start by verifying the debt to ensure that the new owner has the right to collect it. Keep detailed records of all communications with the debt collector. Be aware of your rights under the FDCPA and state laws, and don’t hesitate to seek legal advice if you feel harassed or are being sued. As a new owner of debt, you might be contacted by Resurgent Capital Services or its collection agency partners. Knowing how to respond to these contacts and protect your rights is crucial. Remember, you have the right to dispute the debt and seek legal assistance to resolve the matter. Don’t let debt collectors like Jessica London intimidate you, stand firm, know your rights, and take action to protect yourself.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Jessica London Credit Card Debt Collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Jessica London Credit Card. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I never thought dealing with a law firm could be this easy and stress-free. From my first call with Consumer Rights Law Firm PLLC, they made me feel valued and heard. The process was straightforward, and they did all the heavy lifting—collecting documents, filing the paperwork, and handling the legal back-and-forth. They were respectful, knowledgeable, and genuinely wanted to help me. If you’re being harassed by a debt collector, don’t wait—call them immediately. They’ll take care of everything.
- 🏆 I was receiving dozens of calls each week from a company that wouldn’t stop—even though I had already asked them to. It was affecting my work and my mental health. I found Consumer Rights Law Firm PLLC online and filled out a short form. Within 24 hours, someone called me and walked me through everything. They sent a cease-and-desist letter, gathered evidence, and filed a legal complaint. Soon after, the calls completely stopped. I even received a small settlement. I can’t thank this firm enough for what they’ve done.
- 🏆 After doing some research on law firms that specialize in consumer rights, I found Consumer Rights Law Firm PLLC and decided to reach out. It turned out to be the best decision I could’ve made. Their lawyers were incredibly knowledgeable about FDCPA violations, and they quickly built a solid case for me. I didn’t realize how many rules debt collectors have to follow until this team explained everything. They stood up for me when no one else would and made sure the harassment ended for good.
