Illegal calls from Jefferson Capital Systems?

If you are currently on the receiving end of a string of harassing calls from Jefferson Capital Systems, then you may already know how the story goes. A constant stream of letters in the mail, frequent and seemingly endless calls made to your residence or place of employment – being in debt can negatively affect every area of your life.

That harsh reality coupled with the fact that Third-party debt collectors are famed for the extreme and unethical methods that they employ in a bid to squeeze payments out of can be extremely stressful and frustrating. Worse still, you may simply be unable to keep up with these payments as you may be facing extreme financial difficulty. Debt collectors do not know this, and most times they simply do not care; all they are interested in is getting you to resolve your debts. This is why they may begin to harass you by calling too often, leaving threatening messages on your voicemail, and telling unauthorized persons about your debt. You should never have to tolerate this.

The FDCPA (Fair Debt Collection Practices Act) says that all debt collectors must conduct themselves in a manner that is respectful to the rights of their customers. This does not mean that they do not have a right to call you over your unpaid debts, it only states what they can and cannot do when they contact you about a delinquent debt. It also goes on to state that under the FDCPA, you may be awarded statutory damages caused by the violation of your debt collection rights, Call us now on 877-700-5790.

How can filing for Bankruptcy help your debt case with Jefferson Capital Systems?

When you are in debt, you do not have to despair because there are many options available to you, one of such options is filing for bankruptcy. Perhaps the paramount benefit of filing for bankruptcy whenever you are facing insurmountable debt is the protection you receive from the bankruptcy court. Filing for bankruptcy immediately sets an automatic stay in motion. What this means is that the collection efforts from direct lenders, debt collection agencies and any lawsuits that may have been filed against you in court are immediately halted under the stay. Even though a few exceptions exist, an automatic stay generally halts collection efforts on all your personal debts.

Getting your declaration of bankruptcy to kick into action may take a little time, but as soon as the process has been initiated, third-party collectors, original creditors, and bill collectors must discontinue any efforts to seek payment for outstanding debts you may owe. As soon as you declare that you are unable to meet up with your financial obligations by filing for bankruptcy, the law will protect you and stop all the harassment from debt collectors that you may currently be receiving.

Some of the other benefits of filing for bankruptcy include: 

Filing for bankruptcy can stop foreclosure: If you are unable to meet up with your mortgage payments, you may be facing the distressing prospects of foreclosure. One great thing about filing for bankruptcy as soon as possible is that it may enable you to keep your home.

Filing for bankruptcy may help you keep your car: If your bankruptcy petition kicks in before your vehicle is repossessed, it may be able to help you save your car from being repossessed due to your inability to meet up with your auto loan payments.

Filing for bankruptcy helps prevent your wages from being garnished: Wage garnishments is one outcome you should strive as hard as you can to avoid. Bankruptcy can help put a stop to this process.

Filing for bankruptcy stops debt collector harassment: Once they have been notified about your bankruptcy petition, all debt collectors are expected to immediately cease collection efforts from you.

Who is Jefferson Capital Systems?

Jefferson Capital Systems or JCS is a third-party debt collector located in St. Cloud, Minnesota.

Contact Information

Address: 16 McLeland Rd

Saint Cloud, MN 56303-2198

Phone: (800) 281-2793

Is Jefferson Capital Systems a Scam?

According to the Better Business Bureau website, Jefferson Capital Systems has been in business for 19 years. There have been 1312 complaints filed against JCS with the BBB. Read more about it here: Jefferson Capital Systems Better Business Bureau

Jefferson Capital Systems Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-542-6516, 800-928-6614, 866-805-9214, 877-262-0002, 800-348-3381, 320-300-4492, 800-874-4599, 800-268-0623, 800-281-2793, 800-541-0824, 866-677-2706, (800) 542-6516, (800) 928-6614, (866) 805-9214, (877) 262-0002, (800) 348-3381, (320) 300-4492, (800) 874-4599, (800) 268-0623, (800) 281-2793, (800) 541-0824, (866) 677-2706, 8005426516, 8009286614, 8668059214, 8772620002, 8003483381, 3203004492, 8008744599, 8002680623, 8002812793, 8005410824, 8666772706.

If the answer is yes, then you are receiving calls from a known JCS number. You may be a victim of JCS phone harassment.  If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at 877-700-5790 for help.

The following is a sample list of complaints filed against Jefferson Capital Systems in the past year and can be found on

3:18-cv-02186-RDM O’Boyle v. Jefferson Capital Systems et al

5:14-cv-00145-SL Taylor v. Jefferson Capital Systems

2:18-cv-01672-APG-GWF Reyes v. Jefferson Capital Systems et al


2:11-cv-00548-WBS-GGH Broussard-Smith v Jefferson Capital Systems

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Jefferson Capital Systems. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

Minnesota Attorney General

Consumer Finance

Harris & Harris Debt Collection Harassment? Stop the Calls!