Have you been receiving intimidating calls over your JD Williams credit card?
If you have not paid a debt to the creditor from who you acquired a personal debt, the creditor, JDWilliams in this case, may decide to sell the debt you have accrued on your JD Williams credit card to a debt collection agency or, alternatively, they may hire the agency to collect the Jd Williams credit card debt on their behalf.
Once this is done, the task of collecting the JD Williams card debt now falls to the collection agency.
Additionally, the internal collection department at JD williams is legally allowed to pass along some personal information like your address and phone number to the collection agency so that they may contact you. The JD williams account collector may also conduct an internet search (known as skip tracing) to get your updated information.
If the debt collector contacting you is legitimately authorized by JD williams to make collection attempts on a debt you owe, they’ll most likely have your personal information, such as your address, the amount owed and the company you originally owed money to.
If the debt collector contacting you about your Comenity Marisota card is legitimate, they should not have a problem sharing information related to your debt with you. They should also be able to tell you the right way to make your JD payment.
When in the process of debt collection with a debt collector for any of your credit card debts, always remember that you are protected from harassment by law. Any debt collector who harasses or threatens you had violated the FDCPA, and you can sue them and get up to $1,000.
Who is JD Williams?
Founded in 1875, JD Williams (JD Williams USA) is a leading direct home shopping company, operating more than 20 successful catalog brands.
Although specialists in women’s wear, JD Williams offers a large selection of clothing and other products for all ages and sizes.
The JD Williams comenity credit card does not offer a rewards program but provides benefits like Zero fraud liability and reports to major credit bureaus.
Although the JD Williams website has officially been closed, to enter your Marisota credit card login, or make a Marisota credit card payment, you can contact the company directly via email at email@example.com.
You can also read more about the Marisota JD Williams Card at comenity.net/jdwilliams.
Can I go to jail if I don’t pay my Marisota JD Williams card debt?
Debts like your JDWilliams Credit card debts are considered “civil debt”, and you cannot be arrested or sentenced to prison for not paying them. This type of debt includes credit card debt and medical expenses.
Can I be sued by the JD Card Debt Collector?
A collection agency can sue you to collect the money you owe. Debt collectors take this legal action to petition a judge to issue an order directing you to pay off your debt. If you were told that you’re being sued by the Marisota Comenity credit card debt collector and you ignore the order, the judge may rule that you be arrested for contempt.
Disregarding a court order concerning unpaid debt is one of the only things that can put you behind bars, and not the failure to complete payment of the debt itself.
Getting intrusive calls about your JD Williams account?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known JD Williams phone number. You may be a victim of harassment from JD Williams. The list above is not all the numbers that JD Williams uses. The calls can be from different phone numbers and still be JD Williams calling you. Cardholders might also receive text messages from these numbers in relation to collecting a JD Williams credit card debt. Contact our office right away if you would like us to help you put an end to the harassment.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.