🚨Javitch Block LLC Debt Collection Harassment?
Is Javitch Block, LLC, like other debt collection agencies, harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop Javitch Block LLC debt collection harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
⚠️Is Javitch Block, LLC a scam❓
According to the Better Business Bureau website, Javitch Block, LLC has been in business since 1991. There have been 15 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
🏛️What is Javitch Block, LLC Debt Collection Agency❓
According to their website, Javitch Block, LLC is a debt collection company and law firm concentrating in the area of creditor representation. The Collections Practice includes recovery of all types of debts, including credit card, installment loans, taxes, student loans, rent, commercial accounts receivable, and purchased debt. If you are experiencing Javitch Block LLC debt collection harassment, it’s crucial to understand your rights and the legal limitations they must adhere to when pursuing these debts.
Address: 1100 Superior Ave E Fl 19 Cleveland, OH 44114-2521 Phone: (216) 623-0000 Fax: (216) 623-0190
Javitch Block, LLC is often referred to or searched for by other names. These include:
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📲Known Javitch Block, LLC Collection Call Numbers
Are you receiving any harassing phone calls from any of these numbers?
(800) 837-0109 (216) 623-0000
If the answer is yes, then you are receiving calls from a known Javitch Block LLC number. You may be a victim of Javitch Block LLC phone harassment. The list above is not all the numbers that Javitch Block, LLC uses. The calls can be from a different number and it will still be Javitch Block, LLC calling you. Contact our office right away so we can start the process to stop ARA from calling you illegally. Above all, no one should live with Javitch Block LLC Debt Collection Harassment!
đź“śCommon Questions:
Is Javitch a scamâť“
No, Javitch has been in business since 1991.
Can Javitch seize my propertyâť“
Javitch can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Yes, Javitch can sue you so long as the debt is within the statute of limitations. This would involve filing a debt collection lawsuit against you. It is important to understand your legal rights and the steps you can take after receiving a lawsuit notice, such as filing a formal Answer to avoid default judgment.
Can Javitch report my debt to the collections bureausâť“
Yes, debt collectors are allowed to place the collection account on your credit report. They report delinquent debts to credit reporting agencies, which can impact your credit score. You have the right to dispute inaccuracies with these agencies under the Fair Credit Reporting Act.
Can Javitch arrest meâť“
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Javitch and can be found on Pacer.org.
1:19-cv-02469-SEB-MPB TAIT v. JAVITCH BLOCK, LLC
1:19-cv-00037-RP Krickbaum v. Javitch Block, LLC et al
2:18-cv-00320-MJD-RLM GIBSON ET AL v. JAVITCH BLOCK, LLC
1:18-cv-00830-JG Wiley v. Javitch Block, LLC
2:17-cv-00722-MHW-KAJ Word v. Javitch Block, LLC
is a law firm that specializes in helping clients who are facing Javitch Block LLC debt collection harassment from debt collectors in any form, including telephone communication, and defending against debt collection lawsuits. The firm also offers debt relief services to help clients manage their financial struggles. Rather than suffer alone, contact our office to begin the process to stop the Javitch Block LLC phone harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Javitch Block LLC debt collection harassment, call us at 877-700-5790
🏆Success Stories
“I just want to say, Thank You so much Matt! I’m grateful to God that He directed me to click the website. Thank you so much for all your help. Matt worked all so quick and was able to help me to stop Javitch Block LLC debt collection harassment. I really recommend this law firm, because they really care about the people.”
“Derek DePetrillo is an amazing attorney! Right before the new year I received a call from Matt, who is also a fantastic employee of the firm, with news that my debt was waived and the creditor paid attorney fees. Stop receiving collection calls and MAKE the call to Consumer Rights Law Firm PLLC to get your debt resolved!”
“Trust me when I say Consumer Rights Law Firm PLLC is the best law firm I’ve dealt with so far’ I guarantee you won’t be disappointed,, please give them a call if you ever need to,and Mathew is a great help and good personality.”
⚖️Understanding Debt Collection Laws
Debt collection laws are designed to protect consumers from unfair and abusive practices by debt collectors, including Javitch Block LLC debt collection harassment. These companies play a crucial role in the debt recovery process, navigating the legal complexities to recover owed amounts. The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA), a federal law that sets strict guidelines on how debt collectors can operate. Under the FDCPA, debt collectors are prohibited from engaging in behaviors such as making false or misleading statements, using abusive or harassing language, making excessive phone calls, contacting consumers at inconvenient times or places, and failing to provide written notice of the debt.
Consumers have the right to dispute any debt and request validation from the debt collector. This means that debt collectors must provide a written notice detailing the amount of the debt, the name of the creditor, and the consumer’s rights under the FDCPA. Understanding these protections can empower consumers to stand up against unfair debt collection practices and ensure their rights are respected.
🛑How to Stop Javitch Block LLC Debt Collection Harassment
If a debt collector is harassing you, there are several steps you can take to put an end to the Javitch Block LLC debt collection harassment. One of the most effective methods is to send a written request, known as a “cease and desist” letter, to the debt collector, demanding that they stop all communication with you. This letter should be sent via certified mail with a return receipt requested, so you have proof that the debt collector received it.
In addition to sending a cease and desist letter, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate the debt collector’s practices and take action if they find violations of the FDCPA.
Working with a debt collection defense attorney can also be highly beneficial. An attorney can help you understand your rights under the FDCPA, dispute the debt, request validation, negotiate a payment plan or settlement, and stop wage garnishment or bank levies. By taking these steps, you can protect yourself from further harassment and work towards resolving your debt issues.
đź“ťSettling a Debt Lawsuit with Javitch Block
If Javitch Block LLC has filed a lawsuit against you, it is crucial to take immediate action to protect your rights. Ignoring the lawsuit will not make it go away and could result in a default judgment against you. Instead, consider working with a debt collection defense attorney who can help you navigate the legal process.
In cases of Javitch Block LLC debt collection harassment, a debt collection defense attorney can assist you in understanding the details of the lawsuit and the debt in question. They can help you negotiate a payment plan or settlement that is manageable for you, potentially reducing the overall amount you owe. Additionally, your attorney can file a response to the lawsuit on your behalf and represent you in court, ensuring that your rights are protected throughout the process.
Settling a debt lawsuit can help you avoid the severe consequences of a judgment, such as wage garnishment or bank levies. By taking proactive steps and seeking legal assistance, you can work towards a resolution that minimizes the impact on your financial situation.
đź“śDebt Consolidation Options
Debt consolidation is a strategy that can help you manage multiple debts by combining them into a single loan with a lower interest rate and a single monthly payment. This approach can simplify your finances and make it easier to stay on top of your debt payments. There are several debt consolidation options available, including debt consolidation loans, credit counseling, debt management plans, and balance transfer credit cards.
Working with a reputable debt consolidation company can ensure that you get the best deal possible. These companies can help you consolidate your debts into one loan, negotiate with creditors to reduce interest rates and fees, and create a payment plan that fits your financial situation. By exploring debt consolidation options, you can take control of your debt and work towards financial stability.
đź’ĽWorking with a Debt Collection Defense Attorney
If you are facing Javitch Block LLC debt collection harassment or a lawsuit from Javitch Block LLC, it is essential to work with a debt collection defense attorney. An experienced attorney can help you understand your rights under the FDCPA, dispute the debt, and request validation. They can also assist you in negotiating a payment plan or settlement, stopping wage garnishment or bank levies, and representing you in court.
A debt collection defense attorney can provide the legal expertise and support you need to protect your rights and achieve a favorable outcome. By working with an attorney, you can navigate the complexities of debt collection and take steps towards resolving your debt issues in a way that minimizes stress and financial hardship.
đź’˘Removing Debt from Your Credit Report
Removing debt from your credit report can be a challenging task, but it’s essential to ensure that your credit score accurately reflects your financial situation. Here are some steps you can take to remove debt from your credit report:
- Check Your Credit Report: Obtain a copy of your credit report from the three major credit reporting agencies—Experian, TransUnion, and Equifax. Please review it carefully for any errors or inaccuracies, such as debts that don’t belong to you or debts that have already been paid off.
- Dispute Errors: If you find any errors on your credit report, dispute them with the credit reporting agency. You can do this online or by mail. Provide documentation to support your dispute, such as payment records or proof of identity. You can initiate this process online in a few seconds, but you must follow up to ensure the errors are corrected.
- Pay Off Debts: If you have outstanding debts, paying them off as soon as possible can help improve your credit score and reduce the amount of debt on your credit report. Prioritize debts with the highest interest rates first.
- Negotiate with Creditors: If you’re having trouble paying off debts, negotiate with your creditors to see if they can offer any assistance. They may be willing to accept a settlement or temporarily suspend payments. This can help you manage your debt more effectively.
- Consider a Debt Validation Letter: If a debt collector is contacting you, consider sending a debt validation letter. This letter requests that the debt collector provide proof of the debt and can help you determine if the debt is legitimate. This step is crucial in ensuring that you are not paying for debts that you do not owe.
By following these steps, you can take control of your credit report and work towards a healthier financial future.
🧾Additional Resources
If you’re facing Javitch Block LLC debt collection harassment or need help removing debt from your credit report, there are several resources available to you:
- National Foundation for Credit Counseling: A non-profit organization that provides financial education and credit counseling services. They can help you understand your options and create a plan to manage your debt.
- Federal Trade Commission (FTC): A government agency that provides information and resources on credit and debt, including how to deal with debt collectors and how to remove debt from your credit report. The FTC enforces the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which protect consumers from unfair debt collection practices.
- Better Business Bureau (BBB): A non-profit organization that provides information and resources on credit and debt. They can help you find reputable credit counseling agencies and provide guidance on dealing with debt collectors.
- Credit Counseling Agencies: Non-profit organizations that provide financial education and credit counseling services. They can help you create a budget, manage your debt, and improve your credit score.
- Debt Collection Laws: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws provide protections for consumers dealing with debt collectors and credit reporting agencies. Understanding your rights under these laws can help you stand up against unfair debt collection practices.
By utilizing these resources, you can take control of your debt and improve your credit score. Remember to always prioritize your financial well-being and seek help if you’re struggling with debt.
