Javitch Block, LLC Debt Collection Harassment?
Is Javitch Block, LLC, like other debt collection agencies, harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop Javitch Block, LLC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Javitch Block, LLC a scam?
According to the Better Business Bureau website, Javitch Block, LLC has been in business since 1991. There have been 15 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
What is Javitch Block, LLC?
According to their website Javitch Block, LLC is a law firm concentrating in the area of creditor representation. The Collections Practice includes recovery of all types of debts, including credit card, installment loans, taxes, student loans, rent, commercial accounts receivable, and purchased debt
Address: 1100 Superior Ave E Fl 19 Cleveland, OH 44114-2521 Phone: (216) 623-0000 Fax: (216) 623-0190
Javitch Block, LLC is often referred to or searched for by other names. These include:
javitch block javitch block llc jbpayment javitch block payment javitch block & rathbone javitch block reviews javitch block and rathbone jb payments jb block javitch block payments jbpayment.com javitch block & rathbone reviews javitch block llc cleveland ohio javitch block cleveland ohio jb llc javitch block & rathbone llc javitch block & rathbone llp javitch block and rathbone address javitch block & rathbone jobs javitch block and rathbone jb collection javitch block javitch block reviews javitch block cleveland ohio block collection calls jb payments javitch block and rathbone address javitch block & rathbone reviews 1100 superior avenue cleveland oh javitch block & rathbone 1100 superior ave cleveland oh javitch block payment jb james law firm javitch block llc cleveland ohio jb case javitch block llc javitch block payments jb suits review jb law firm javitch block & rathbone llc javitch block & rathbone llp 1100 superior avenue jb phone number 2015
Javitch Block, LLC Phone Harassment Examples
If Javitch Block, LLC engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Javitch Block, LLC Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(800) 837-0109 (216) 623-0000
If the answer is yes, then you are receiving calls from a known Javitch Block, LLC number. You may be a victim of Javitch Block, LLC phone harassment. The list above is not all the numbers that Javitch Block, LLC uses. The calls can be from a different number and it still be Javitch Block, LLC calling you. Contact our office right away so we can start the process to stop ARA from calling you illegally. Above all, no one should live with harassment!
Common Questions:
Is Javitch a scam? No, Javitch has been in business since 1991.
Can Javitch seize my property? Javitch can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Javitch sue me? Yes, Javitch can sue you so long as the debt is within the statute of limitations.
Can Javitch report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. They report delinquent debts to credit reporting agencies, which can impact your credit score. You have the right to dispute inaccuracies with these agencies under the Fair Credit Reporting Act.
Can Javitch arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Javitch and can be found on Pacer.org.
1:19-cv-02469-SEB-MPB TAIT v. JAVITCH BLOCK, LLC
1:19-cv-00037-RP Krickbaum v. Javitch Block, LLC et al
2:18-cv-00320-MJD-RLM GIBSON ET AL v. JAVITCH BLOCK, LLC
1:18-cv-00830-JG Wiley v. Javitch Block, LLC
2:17-cv-00722-MHW-KAJ Word v. Javitch Block, LLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. The firm also offers debt relief services to help clients manage their financial struggles. Rather than suffer alone, contact our office to begin the process to stop the Javitch Block, LLC harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Javitch Block, LLC, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
Understanding Debt Collection Laws
Debt collection laws are designed to protect consumers from unfair and abusive practices by debt collectors, including law firms like Javitch Block LLC. The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA), a federal law that sets strict guidelines on how debt collectors can operate. Under the FDCPA, debt collectors are prohibited from engaging in behaviors such as making false or misleading statements, using abusive or harassing language, making excessive phone calls, contacting consumers at inconvenient times or places, and failing to provide written notice of the debt.
Consumers have the right to dispute any debt and request validation from the debt collector. This means that debt collectors must provide a written notice detailing the amount of the debt, the name of the creditor, and the consumer’s rights under the FDCPA. Understanding these protections can empower consumers to stand up against unfair debt collection practices and ensure their rights are respected.
How to Stop Debt Collection Harassment
If you are being harassed by a debt collector, there are several steps you can take to put an end to the harassment. One of the most effective methods is to send a written request, known as a “cease and desist” letter, to the debt collector, demanding that they stop all communication with you. This letter should be sent via certified mail with a return receipt requested, so you have proof that the debt collector received it.
In addition to sending a cease and desist letter, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate the debt collector’s practices and take action if they find violations of the FDCPA.
Working with a debt collection defense attorney can also be highly beneficial. An attorney can help you understand your rights under the FDCPA, dispute the debt, request validation, negotiate a payment plan or settlement, and stop wage garnishment or bank levies. By taking these steps, you can protect yourself from further harassment and work towards resolving your debt issues.
Settling a Debt Lawsuit with Javitch Block
If Javitch Block LLC has filed a lawsuit against you, it is crucial to take immediate action to protect your rights. Ignoring the lawsuit will not make it go away and could result in a default judgment against you. Instead, consider working with a debt collection defense attorney who can help you navigate the legal process.
A debt collection defense attorney can assist you in understanding the details of the lawsuit and the debt in question. They can help you negotiate a payment plan or settlement that is manageable for you, potentially reducing the overall amount you owe. Additionally, your attorney can file a response to the lawsuit on your behalf and represent you in court, ensuring that your rights are protected throughout the process.
Settling a debt lawsuit can help you avoid the severe consequences of a judgment, such as wage garnishment or bank levies. By taking proactive steps and seeking legal assistance, you can work towards a resolution that minimizes the impact on your financial situation.
Debt Consolidation Options
Debt consolidation is a strategy that can help you manage multiple debts by combining them into a single loan with a lower interest rate and a single monthly payment. This approach can simplify your finances and make it easier to stay on top of your debt payments. There are several debt consolidation options available, including debt consolidation loans, credit counseling, debt management plans, and balance transfer credit cards.
Working with a reputable debt consolidation company can ensure that you get the best deal possible. These companies can help you consolidate your debts into one loan, negotiate with creditors to reduce interest rates and fees, and create a payment plan that fits your financial situation. By exploring debt consolidation options, you can take control of your debt and work towards financial stability.
Working with a Debt Collection Defense Attorney
If you are facing debt collection harassment or a lawsuit from Javitch Block LLC, it is essential to work with a debt collection defense attorney. An experienced attorney can help you understand your rights under the FDCPA, dispute the debt, and request validation. They can also assist you in negotiating a payment plan or settlement, stopping wage garnishment or bank levies, and representing you in court.
A debt collection defense attorney can provide the legal expertise and support you need to protect your rights and achieve a favorable outcome. By working with an attorney, you can navigate the complexities of debt collection and take steps towards resolving your debt issues in a way that minimizes stress and financial hardship.
