Jack Harris Phone Harassment❓
Is Jack Harris harassing you through phone calls? Jack Harris is a debt collector, and they may be calling you about a debt. Everyone gets into not bad economic times once in a while which can make them fall behind on a few bills. When this happens, their creditor may send or sell their debt to a collection agency like Jack Harris who then takes up the job of contacting the debtor and attempting to recover the debt from them.
Calls from collection agencies can be aggravating and annoying. You should know that federal laws like the FDCPA prohibits debt collectors from speaking to you in abusive and harassing ways, calling you at your place of work when they know they shouldn’t, or calling your employer. If Jack Harris keeps calling you many times intentionally to annoy you, that may be considered a violation under the Fair Debt Collection Practices Act. This type of harassment can adversely affect your mental health, so recognizing early warning signs of psychological distress is crucial to seek appropriate action.
If you think that they may be violating the FDCPA than you can sue them and receive up to $1,000 in statutory damages. Nobody deserves to be unfairly treated by debt collectors.
Should a Debt Collector Call Your Family Members❓
It is one thing for debt collectors to pester you with calls, but when they begin to call your family members and friends concerning your debt, it could be demeaning and disgraceful.
If debt collectors are unable to reach you, they may reach for the contact address of a family member that you have shared before or they found online.
Debt collectors are permitted by law to call your friends or family to get information like your address and phone number, but they are not allowed to reveal your debt information to them.
The FDCPA prohibits debt collectors from disclosing your debt information to your family members. If Jack Harris already has your number and can contact you, then they have no reason to contact your family members about the debt.
Can a Debt Collector Sue You❓
Often times debts are passed over to debt collectors by your creditors. Debt collectors, by ensuring that you pay up get paid. So, it’s no surprise that they can sue you to ensure you pay up. The first step they take is to submit a lawsuit to the court. A lawsuit is basically a complaint and/or summons against you, the defendant/debtor by your creditor using a debt collector/agency. The lawsuit contains information regarding why are sued, the money you owe and interest, the time limit for the submission of your response and date of your court hearing. The debt collector goes ahead to serve you the lawsuit hence informing you a case is filed against you. If you are facing a lawsuit from a debt collector, it is important to explore your legal options to protect your rights.
Jack Harris collection agency has the right to sue a debtor unless the debt in question is an old debt, one that exceeded the statute of limitations. In this case, Jack Harris collection agency, is not allowed to sue you.
However, some debt collectors try to change the date of old debts, just so they can sue. If you suspect that the debt, you’re being sued for has exceeded the statute of limitations, you should check your records to confirm the dates.
Is Jack Harris a Scam❓
According to the Better Business Bureau website, Jack Harris has been in business for 16 years. There have been 3 complaints filed against JH with the BBB.
What is Jack Harris❓
Jack Harris is third party debt collector located in Lanham, Maryland. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Jack Harris used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Jack Harris Address: 8855 Annapolis Road, Suite 107 Lanham, MD 20706
📞 Phone: (301) 577-2667
Jack Harris Debt Collection Tactics
If Jack Harris engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Jack Harris Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 301-577-2667
- 📲 301-306-0221
- 📲 (301) 577-2667
- 📲 (301) 306-0221
- 📲 3015772667
- 📲 3013060221
If the answer is yes, then you are receiving calls from a known JH number. You may be a victim of JH phone harassment. The list above is not all the numbers that JH uses. The calls can be from different numbers and it still be Jack Harris calling you. Contact our office right away so we can start the process to stop JH from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices
Fair debt collection practices are essential to protect consumers from harassment and abuse by debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices and prohibits debt collectors from engaging in unfair or deceptive practices. Some of the key provisions of the FDCPA include:
- ▶️ Prohibiting debt collectors from contacting consumers at inconvenient times or places
- ▶️ Requiring debt collectors to provide consumers with written notice of the debt and the amount owed
- ▶️ Prohibiting debt collectors from making false or misleading representations
- ▶️ Prohibiting debt collectors from harassing or abusing consumers
Jack Harris, as a debt collection agency, is subject to the FDCPA regulations and must comply with these provisions to avoid violating consumer rights. Understanding these fair debt collection practices can empower you to recognize and report any misconduct by debt collectors.
Documenting Debt Collection Interactions
Documenting debt collection interactions is crucial to protect yourself from harassment and abuse by debt collectors. When dealing with Jack Harris or any other debt collection agency, it’s essential to keep a record of all interactions, including:
- ▶️ Date and time of each interaction
- ▶️ Name and title of the debt collector
- ▶️ Phone number and extension
- ▶️ Details of the conversation
- ▶️ Any threats or promises made
- ▶️ Any evidence of harassment
Keeping detailed records of each interaction can help you track any violations of the FDCPA and provide evidence if you need to file a complaint or lawsuit against the debt collector. This documentation can be invaluable in proving your case and stopping the harassment.
Filing a Complaint
If you believe that Jack Harris or any other debt collection agency has violated your rights under the FDCPA, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. You can also file a lawsuit against the debt collector for damages.
To file a complaint, you’ll need to provide detailed information about the debt collector’s practices, including:
- ▶️ The name and address of the debt collector
- ▶️ The date and time of each interaction
- ▶️ A description of the debt collector’s practices
- ▶️ Any evidence of harassment or abuse
You can file a complaint online or by mail, and it’s essential to keep a copy of your complaint for your records. Taking this step can help hold debt collectors accountable and protect other consumers from similar harassment.
Protecting Your Mental Health
Debt collection harassment can take a toll on your mental health, causing anxiety, depression, and stress. It’s essential to prioritize your mental health and take steps to protect yourself from the negative effects of debt collection harassment.
Some ways to protect your mental health include:
- ▶️ Seeking support from friends and family
- ▶️ Practicing stress-reducing techniques, such as meditation or deep breathing
- ▶️ Seeking professional help from a therapist or counselor
- ▶️ Keeping a journal to track your interactions with debt collectors
- ▶️ Taking breaks from debt collection interactions to focus on self-care
Remember, you don’t have to face debt collection harassment alone. There are resources available to help you protect your mental health and take action against debt collectors who violate your rights.
Getting Help from a Debt Collection Agency Lawyer
If you’re dealing with debt collection harassment from Jack Harris or any other debt collection agency, it’s essential to seek help from a debt collection agency lawyer. A lawyer can help you understand your rights under the FDCPA and take action against debt collectors who violate your rights.
Some benefits of working with a debt collection agency lawyer include:
- ▶️ Free consultation to discuss your case
- ▶️ Expert knowledge of the FDCPA and debt collection laws
- ▶️ Ability to negotiate with debt collectors on your behalf
- ▶️ Representation in court if necessary
- ▶️ Help with filing complaints and lawsuits against debt collectors
Don’t hesitate to reach out to a debt collection agency lawyer if you’re dealing with debt collection harassment. They can help you protect your rights and take action against debt collectors who violate your rights.
Taking Action Against Jack Harris
If you believe that Jack Harris has violated your rights under the FDCPA, you can take action against them. Some steps you can take include:
- ▶️ Filing a complaint with the FTC or your state’s Attorney General’s office
- ▶️ Filing a lawsuit against Jack Harris for damages
- ▶️ Seeking help from a debt collection agency lawyer
- ▶️ Keeping detailed records of all interactions with Jack Harris
- ▶️ Reporting any violations of the FDCPA to the Better Business Bureau or other consumer protection agencies
Remember, you have the right to protect yourself from debt collection harassment and take action against debt collectors who violate your rights. Don’t hesitate to reach out to a debt collection agency lawyer or consumer protection agency for help.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Jack Harris. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Success Stories
- 🏆 “I was taken advantage of by a debt collector, then I came across Consumer Rights Law Firm and dealt with Matthew, whom and his team exceeded my expectations in professionalism, communication, and results! From the outset, he and his team demonstrated an unparalleled dedication to my case, ensuring I was informed and involved in every decision along the way.”
- 🏆 “They worked quickly to not only get the account removed from my credit report but also get me a settlement on top of that. I didn’t have to pay a single dime for the service. All my questions were answered thoroughly and in a very timely manner. Do not hesitate to put your trust in this law firm.”
- 🏆 “Matthew was unbelievably helpful and made me feel so much better about my situation. He helped me get rid of four of my outstanding debtors, which helped relieve my load so much. I highly recommend working with this firm as they definitely have your interests first and foremost.”
Common Questions
Is JH a scam❓
No, Jack Harris has been in business for 16 years.
Can Jack Harris garnish my wages❓
Yes, JH can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can JH sue me❓
Yes, JH can sue you so long as the debt is within the statute of limitations.
Can JH report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can JH arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.