Is Frederick Debt Management Harassing You?
Is Frederick Debt Management calling you continuously over a debt? Everyone who has been in a debt has one or two stories to share about debt collectors and their various collection tactics. Debt collectors like Frederick Debt Management are tasked with the job of getting you to resolve your delinquent debts. In case you ever wondered why Frederick Debt Management puts so much effort into getting you to pay your debt, it is because when a debt collector successfully recovers a debt from a debtor, the debt collector gets paid. So don’t be surprised when Frederick Debt Management debt collection agency is relentless in their efforts to get you to pay.
If you’re in a very bad financial state, you may be tempted to ignore a debt collector to evade the responsibility of paying your debt, this is not advisable because failing to pay debt collectors early leads to future complications. furthermore, you have rights protected by the FDCPA and the TCPA which a debt collector must respect so you do not have to be scared of a debt collector.
Frederick Debt Management debt collection harassment is unlawful and a violation of your rights. If Frederick Debt Management does not wish to have a lawsuit filed against them, they must act in accordance with the FDCPA (Fair Debt Collection Practices Act), which describes your rights in the context of debt collection. Under the Fair Debt Collection Practices Act, you can receive statutory dames up to $1000.00 for the violation of your rights.
Should you ignore a debt collector’s calls?
Ignoring a debt collector is not a wise decision because it has many disadvantages. It is a costly decision that can have serious unintended consequences in the long run. Ignoring calls from Frederick Debt Management may have the following disadvantages.
- Lawsuits: If during the process of Frederick Debt Management you start ignoring their calls, they can choose to sue you over the debt. This may lead to the garnishment of your paycheck.
- Credit report impact: Ignoring Frederick Debt Management collection agency calls mean not facing your debt. This does nothing to help improve your credit score.
- May affect your quality of life: If your credit score is negatively impacted, then this will affect you because your credit score determines whether or not you will have access to certain benefits and services.
- Persistent calls from debt collectors: Choosing to ignore debt collectors won’t make them stop calling you.
- Larger debt sums: As you ignore your debt collector, the interest rate on the debt keeps increasing. This may lead to you having to tackle an unexpectedly large sum when you are finally ready to face your debts.
The best ways to deal with debt collectors.
If you’ve fallen behind on your credit card payment, then you may start getting calls from Frederick Debt Management or any other debt collector soon. It’s bad enough knowing that you owe but having to deal with debt collectors makes everything worse.
Debt collectors calls most timed are disturbing and inconveniencing because, debt collectors hardly give up. They persist until you are tired, exhausted, and forced to bend to their demands.
In order to handle Frederick Debt Management collection agency calls well, you need the right knowledge because, when it comes to dealing with debt collectors, one wrong step can ruin everything for you.
The best way to handle debt collectors is to be calm, listen, ask the right questions, and respond logically.
When a debt collector calls you claiming to be from Frederick Debt Management or any other collection agency, don’t just take their word for it. Ask as many questions as possible, especially if you suspect a scam or if you’re sure you don’t owe anyone debt. Ask questions about the debt collection agency and their address, ask about the original creditor, and ask about the debt. If you’re still unsure of the debt, make a debt validation request.
Speak respectfully to Frederick Debt Management debt collection agency and ensure they’re not violating your rights. If they violate your rights, you can calmly ask them to stop or file a complaint against them. If they persist, get evidence of their harassment and speak to a qualified consumer rights attorney.
Debt collectors may be scary, but they are not monsters. A proper understanding of your financial situation, the options available to you, and your rights under the FDCPA will help you handle the situation well.
Who is Frederick Debt Management?
According to their website, Frederick Debt Management are a fully licensed team of skilled and experienced professional account managers with a history of success when it comes to helping our clients. Our goal at Frederick Debt Management is to manage debt portfolios prior to per-litigation and judgment in order to help our customers. Frederick Debt Management is based in West Seneca, New York. We provide services to clients both locally and nationally across the country.
3221 Southwestern Blvd #238
Orchard Park, NY 14217
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Frederick Debt Management. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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Last Updated on January 30, 2024