Is Debt Direct Portfolio Management Harassing you?
Is Debt Direct Portfolio Management Harassing you? Debt collectors employ various tactics in their debt pursuits. Some of these tactics are lawful while some are unlawful and unfair to the consumer. Most times, debt collectors are only interested and concerned about getting money from you and not your comfort or peace, so, they do not mind making numerous calls to your phone and intimidating you with abusive words. They can even go as far as calling and harassing your friends and family about alleged consumer debt. If you are experiencing any of the above, it is not peculiar to you. Many people have and are experiencing the same dilemma.
Although debt collectors are legal agencies who have the job of pursuing debts, they are not untouchable or unstoppable. When a debt collector goes too far, they can be stopped. Debt collectors who harass and threaten debtors are violating the FDCPA and thus should not be tolerated.
Furthermore, if a debt collector lies to you about anything, be it their identity, the amount of the debt, or the interest rate, it is also a violation of the laws laid down for the protection of your consumer rights. Violating the FDCPA has implications, and we can help you bring an end to the harassment you are experiencing. Call us now on 877-700-5790.
What times are debt collectors not allowed to call me about alleged consumer debt?
Although debt collectors are allowed to call you to discuss your debts, they have restrictions. Some debt collectors go too far with their calls, making countless annoying phone calls to debtors. People have complained of getting called by debt collectors late at night, or in the very early hours of the morning.
Desperate debt collectors usually do not respect people’s boundaries, privacy, and peace of mind. So, they go as far as making calls at odd and uncomfortable times. This makes it really important for debtors to be aware of their rights and know when the law restricts debt collectors from calling them.
Being ignorant of your rights will make you subject to many unfair treatments from debt collectors. The FDCPA laid down certain rules governing the time debt collectors can call. Some of them are discussed in the paragraphs below.
Debt collectors are not allowed to call you at odd hours of the day: Specifically, the FDCPA says that before 8 am and after 9 pm, no debt collector is allowed to call you. The only exception to this is if you gave your consent and asked the debt collector to call you at these times.
Debt collectors are not allowed to call you during work hours or at your workplace: The FDCPA prohibits debt collectors from calling you at work if you have made it clear to them that it isn’t allowed. Any debt collector who calls your workplace after you have told them not to is violating the FDCPA.
If debt collection calls are becoming distressing and stressful to you, you do not have to put up with them. You have the option of writing to the collection agency, asking them not to call you anymore and except it is to notify you of impending legal action.
You must be aware that debt collectors are not allowed to call you after you send such a letter.
Who is Debt Direct Portfolio Management company?
Debt Direct Portfolio Management is a debt buyer/debt collector located in Buffalo, New York. Jimmy Chebat, a serial entrepreneur and president, leads the company with a diverse portfolio of businesses aimed at transforming various industries.
Contact Information
Address:
1800 Elmwood Ave
Buffalo, NY 14207-2410
Phone: (877) 360-6627
Alternate Business Name:
Chebat Portfolio Management, LLC
Is Debt Direct Portfolio Management a Scam?
According to the Better Business Bureau website, Debt Direct Portfolio Management has been in business for 11 years. They emphasize the importance of ‘trace previous’ to assist consumers in verifying the legitimacy of alleged consumer debt. There have been 24 complaints closed out in the last 3 years and 14 complaints closed out in the last 12 months.
Read more here Debt Direct Portfolio Management Better Business Bureau
What is Debt Direct Portfolio Management?
Debt Direct Portfolio Management is a debt collection agency that specializes in managing and purchasing delinquent debts from creditors. As part of the Chebat Portfolio, a group of businesses dedicated to revolutionizing their industries, Debt Direct Portfolio Management stands out for its superior client management and extensive industry knowledge. This company leverages its expertise to provide effective debt collection services, ensuring that both creditors and debtors are managed with professionalism and respect.
Debt Direct Portfolio Management Business Practices
Debt Direct Portfolio Management employs a team of experienced professionals who use their expertise to manage and collect debts on behalf of their clients. The company’s business practices are centered around providing volume purchasing power complimented by industry knowledge and a management reputation par excellence. This approach enables Debt Direct Portfolio Management to offer customized debt collection solutions that meet the unique needs of each client.
Your Rights as a Consumer
As a consumer, you have rights that protect you from abusive or threatening language, harassment, or the use of false or misleading information to collect a debt. The Fair Debt Collection Practices Act (FDCPA) regulates the behavior of collection agencies, including Debt Direct Portfolio Management. The FDCPA prohibits debt collectors from making empty threats to sue you or garnish your wages, and requires them to provide you with accurate information about the debt they are trying to collect.
Protecting Yourself from Debt Direct Portfolio Management
If you are being contacted by Debt Direct Portfolio Management, it is essential to know your rights and take steps to protect yourself. Start by verifying the debt and ensuring that it is legitimate. Request written documentation of the debt, including the amount owed and the creditor’s name. Additionally, you can ask Debt Direct Portfolio Management to stop contacting you by sending a cease and desist letter. If you believe that Debt Direct Portfolio Management has violated your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Debt Direct Portfolio Management. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at for immediate assistance.
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