A letter from Ingram & Associates, LLC can feel confusing when it mentions a medical provider, patient account, or balance you do not recognize. Before paying, compare the letter with your provider bill, insurance records, and written validation rights.
Who Is Ingram & Associates, LLC?
Ingram & Associates, LLC is connected with Tennessee collection activity and medical-provider account letters. Verified litigation exhibits list 1009 Windcross Court, Franklin, TN 37067 and 1-866-763-2906.
This matters because several public records involving Ingram & Associates, LLC focus on collection-letter wording, medical account details, provider identity, and Fair Debt Collection Practices Act (FDCPA) validation notices. That makes the letter itself the first document to review.
Ingram & Associates, LLC Contact Information
| Company Detail | Information Found |
| Company Name | Ingram & Associates, LLC |
| Business Type | Third-party collection / healthcare account collection context |
| Address | 1009 Windcross Court, Franklin, TN 37067 |
| Phone | 1-866-763-2906 |
| Fax | (615) 778-4510 |
| Payment Address In Case Exhibits | PO Box 860102, Minneapolis, MN 55486-0102 |
| State Anchor | Tennessee |
The listed Ingram & Associates phone number in court exhibits is 1-866-763-2906. The verified Ingram & Associates Address is 1009 Windcross Court, Franklin, TN 37067.
Do Not Confuse This Entity With Other Ingram Companies
Ingram & Associates, LLC should not be confused with unrelated Ingram businesses, publishers, technology companies, or professional firms. The collection records reviewed point to the Tennessee entity tied to Franklin, medical-provider letters, and validation-notice disputes.
If the caller uses only âIngram,â ask for the full legal name, mailing address, provider name, account number, and written validation letter before discussing payment.
Why Is Ingram & Associates, LLC Contacting You?
Ingram & Associates, LLC may contact you because a medical provider, healthcare-related account owner, or another client placed an account for collection. A call or letter does not prove the balance is correct.
Ask for the provider name, patient account number, date of service, itemized balance, insurance adjustment, payment history, and proof that the account was placed with the collector.
In our practice, consumers often recognize the hospital or doctor but not the collection amount. That is where written records matter. If the balance, provider name, or account details do not match your records, consumers may also want to understand how to fight a collection agency before responding.
Public Profile And Complaint Record Findings
A current reliable Better Business Bureau profile for the exact Tennessee entity was not verified in this review. Because of that, consumers should not rely on random online profiles unless the address, phone number, legal name, and account details match the letter.
If you are reading Ingram & Associates reviews or Ingram & Associates complaints, treat them as background. Your own letter, envelope, provider bill, insurance explanation, dispute request, and response from the collector are more important.
Lawsuits And Public Records Involving Ingram & Associates, LLC
Public records give this topic a specific legal angle.
In Regan v. Ingram & Associates LLC, the complaint alleged Fair Debt Collection Practices Act (FDCPA) issues involving collection letters and validation-notice language. The dispute focused on whether the wording could mislead a consumer about dispute rights.
In Redding v. Ingram & Associates LLC, the complaint alleged that a medical collection letter failed to include a required FDCPA disclosure. The exhibit tied the demand to a medical provider account.
In Candela and Handy v. Ingram & Associates LLC, the complaint involved Ingram, Optum360, and UnitedHealth-related allegations. The exhibit included a collection letter from the Franklin, Tennessee address.
These are allegations and procedural records, not automatic proof in your case. They show why the exact wording of your letter may matter.
Why Tennessee And Your Stateâs Rules Matter
Ingram & Associates, LLC is tied to Tennessee. Collection-letter exhibits referenced Tennessee licensing language through the state Collection Service Board.
Your own state may also matter. Medical collection rules, credit reporting, lawsuit deadlines, call restrictions, and dispute procedures can vary. CRLF reviews the collectorâs location, the consumerâs state, the account type, and whether the collector followed required notice rules.Consumers may also want to understand what to do next after receiving a debt summons if legal papers become involved.
Medical Account Proof And Validation Rights
Ingram & Associates debt collection should be reviewed through the medical-account documents. If a letter names a provider, that provider name should match your records.
Before paying Ingram & Associates, LLC, request:
- Provider or facility name
- Patient account number
- Date of service
- Itemized bill
- Insurance explanation of benefits
- Payments already credited
- Current balance
- Collection authority
- Written settlement terms
A validation notice should not pressure you into ignoring your dispute rights. If the letter seems unclear, save it.
Signs Ingram & Associates Contact May Cross The Line
Ingram & Associates Harassment concerns should be tied to medical-account proof and communication conduct.
Watch for:
- A medical balance without provider details
- A letter that confuses dispute rights
- Calls after a written dispute
- A payment demand that ignores insurance records
- Wrong-provider or wrong-patient information
- Credit reporting before the account is validated
- Legal threats without court papers
If any of these issues happen, keep the letter, envelope, call record, and medical paperwork.Consumers may also want to understand how to handle debt collectors before responding when the balance, provider, or dispute rights are unclear.
Credit Reporting And Payment Caution
If Ingram & Associates collections appear on a credit report, check whether the provider name, account date, balance, and dispute notation are accurate.
Do not pay by phone until the account is documented. A safe settlement should identify the provider, balance, payment amount, due date, release language, and credit-report treatment.
How Consumer Rights Law Firm PLLC May Help
CRLFâs review of an Ingram file would usually begin with the letter, not the phone log. The wording, provider name, patient account number, payment address, and dispute-right language can decide whether the next step is validation, credit-report dispute, settlement review, or legal action.
For Ingram & Associates, LLC, CRLF may focus on three questions:
First, does the letter clearly connect the medical account to the correct provider and patient record?
Second, did the consumer receive a real chance to dispute the account before payment pressure increased?
Third, do the credit-report entry, provider records, and collector demand tell the same story?
CRLF may review collection letters, provider bills, EOB records, credit reports, dispute letters, call logs, voicemails, payment offers, and any lawsuit papers.
In our practice, Ingram & Associates, LLC matters often turn on small details: a missing provider name, a confusing 30-day notice, a balance that does not match insurance records, or a payment address that is not clearly explained. The goal is to stop improper contact while also protecting the consumer from paying an unsupported medical account. If the collectorâs records do not match the provider or insurance paperwork, consumers may also want to understand how to fight a collection agency before paying.
| Consumer Rights Law Firm PLLC | Contact Information |
| Address | 133 Main Street, Second Floor, North Andover, MA 01845 |
| Phone | +1 (877) 700-5790 |
| Fax | 844-636-9909 |
| help@consumerlawfirmcenter.com | |
| Better Business Bureau | CRLF Better Business Bureau Profile |
Success Stories
Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!
I found myself in a serious position with an old credit debt. I must say that they were extremely helpful and informative. Solved my problem with quick and effective approach. HIGHLY RECOMMENDED AND APPRECIATED.
Final Steps If Ingram & Associates, LLC Keeps Contacting You
If Ingram & Associates, LLC keeps calling, writing, reporting, or demanding payment, request validation in writing. Compare the claim with your provider bill, insurance record, and credit report before paying.
Call Consumer Rights Law Firm PLLC at +1 (877) 700-5790 if the contact feels abusive, misleading, unsupported, or tied to inaccurate medical credit reporting.
FAQs About Ingram & Associates, LLC
Is Ingram & Associates, LLC Real?
Yes. Public records connect the Tennessee entity with medical-provider collection letters. Verify the address, phone number, provider, and account before paying.
Why Are They Contacting Me?
They may be contacting you about a medical-provider account or healthcare-related balance placed for collection. Ask for provider-specific proof.
What Is The Phone Number?
The phone number shown in case exhibits is 1-866-763-2906. Verify any other number through written correspondence.
What Address Is Listed?
The verified address in case exhibits is 1009 Windcross Court, Franklin, TN 37067.
Is There A Better Business Bureau Profile?
A current reliable profile for the exact Tennessee entity was not verified. Use your letter and records first.
Are There Lawsuits?
Yes. Regan, Redding, and Candela involved Fair Debt Collection Practices Act (FDCPA) allegations connected to collection letters and medical-account issues.
Should I Pay Immediately?
No. First confirm the provider, service date, patient balance, insurance adjustments, and written settlement terms.
Can They Report To Credit Bureaus?
Medical collections may affect credit in some situations. Dispute inaccurate provider names, dates, or balances in writing.
Can CRLF Help Me?
Yes. CRLF may review letters, medical bills, disputes, credit reporting, calls, validation notices, and possible violations.
What Records Should I Save?
Save letters, envelopes, medical bills, EOBs, caller IDs, voicemails, credit reports, disputes, settlement offers, and payment proof.
