Independent Recovery Resources Phone Harassment?

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Independent Recovery Resources Phone Harassment?

Is Independent Recovery Resources (IRR) calling you? Stop Independent Recovery Resources phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop IRR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Independent Recovery Resources a Scam?

According to the Better Business Bureau website, Independent Recovery Resources has been in business for 23 years. There have been 5 complaints filed against IRR with the BBB.

Independent Recovery Resources Better Business Bureau

Who is Independent Recovery Resources?

Independent Recovery Resources is third party debt collector located in Patchogue, New York. IRR has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 24 Railroad Avenue

Patchogue, NY 11772-3518

Phone: (631) 758-0900

Independent Recovery Resources is often referred to or searched for by other names. These include:

independent recovery resources
independent recovery
independent recovery services
legal recovery resource
recovery resources inc

Independent Recovery Resources Collection Tactics

If Independent Recovery Resources engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Independent Recovery Resources Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

631-758-0900, 866-271-6721, (631) 758-0900, (866) 271-6721, 6317580900, 8662716721

If the answer is yes, then you are receiving calls from a known IRR number. You may be a victim of IRR phone harassment.  The list above is not all the numbers that IRR uses. The calls can be from a different number and it still be Independent Recovery Resources calling you.  Contact our office right away so we can start the process to stop IRR from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is IRR a scam? No, Independent Recovery Resources has been in business for 23 years.

Can Independent Recovery Resources garnish my wages? Yes, IRR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can IRR sue me? Yes, IRR can sue you so long as the debt is within the statute of limitations

Can IRR report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can IRR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Independent Recovery Resources in the past and can be found on Pacer.org.

2:10-cv-03548-JFB-WDW Nicaisse v. Independent Recovery Resources

2:02-cv-00076-DDP-Mc Pesin v. Independent Recovery Resources

2:18-cv-08923-ES-CLW Schultz v. Independent Recovery Resources

2:04-cv-00320-JCM-RJJ Bayley v. Independent Recovery Resources

0:00-cv-02928-DRH-MLO Milworm v. Independent Recovery Resources

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Independent Recovery Resources harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Independent Recovery Resources. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

FAQ:

1. How to stop harassing phone calls from debt collectors?
You can stop harassment by sending a written cease-and-desist request under the FDCPA. Document all calls, and if the collector continues, you may be entitled to statutory damages and attorney fees.

2. How to stop loan recovery agents harassment?
Document all contact attempts, send a written request to stop calls, and consult an attorney if harassment continues. Legal protections prevent abusive, threatening, or repeated calls.

3. How to stop harassing calls from collection agencies in India?
Even internationally, document calls, request verification of debts, and know your local consumer protection laws. Seek legal help if harassment continues to enforce your rights.

4. Is Independent Recovery Resources a scam?
No, Independent Recovery Resources has been in business for 23 years and is a legitimate third-party debt collector, though complaints about illegal collection tactics exist.

5. Who is Independent Recovery Resources?
Independent Recovery Resources is a debt collector based in Patchogue, New York, providing account management services and often involved in federal court cases over alleged harassment.

6. Can Independent Recovery Resources garnish my wages?
Yes, IRR can garnish wages for federal student loans or if they obtain a court judgment, but cannot arbitrarily seize wages without legal authorization.

7. Can IRR sue me?
Yes, IRR can sue to collect debts that are within the statute of limitations. A court judgment may allow additional collection actions like wage garnishment.

8. Can IRR report my debt to the collection bureaus?
Yes, they can legally report your debt to credit bureaus. Accurate reporting can affect your credit score if the debt is valid.

9. How can Consumer Rights Law Firm PLLC assist with Independent Recovery Resources?
They help stop phone harassment, advise clients on FDCPA rights, and pursue claims for damages and attorney fees if Independent Recovery Resources violates debt collection laws.

10. What are common illegal collection tactics by Independent Recovery Resources?
Using profanity, calling before 8 a.m. or after 9 p.m., calling repeatedly, threatening lawsuits or arrest, talking to others about your debt, or attempting to collect more than allowed are illegal practices.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.