Is IC Systems Calling?
Are you tired of IC Systems Debt Collection Harassment? If you are receiving IC Systems Debt Collection calls, then you need to understand who debt collectors are and how they work. IC Systems is a third party debt collector whose job is to collect debts on behalf of creditors.
IC Systems debt collection call can come many weeks after your account becomes delinquent.
You may even have forgotten that you owe.
The first thing to do when you get an IC Systems Debt Collection call is to listen to all they have to say, then demand that they validate the debt by sending you complete details of the debt. This is called a debt validation request.
Also, if you have been experiencing IC Systems phone harassment, you should know that it is a violation of your rights. IC Systems phone harassment or any other form of harassment is completely against the Fair Debt Collection Practices Act.
IC Systems is ot allowed to threaten you, misrepresent your debt, or harass you in any way. If they have been doing that to you, you can put an end to it. Contact us today to help you stop IC Systems phone harassment.
Can a debt collector contact your family members?
If you’re dealing with IC Systems debt collection, does your family have to be involved? This is one issue many people have with debt collection agencies.
They can live with debt collection calls but when debt collectors begin to call their families, that’s where the line has to be drawn.
Looking into the law, should a collection agency be calling your family and friends?
The law actually allows debt collectors to call family or friends of a debtor.
If you have fallen behind on your bills, and… is trying to reach you to no avail, they are allowed to call your friends or family to seek out information about you. But that’s where it should end.
Debt collectors should only ask for information from your family when they call and not give them information.
If a debt collector calls your family and begins to give them details concerning your debts, they have abused your rights.
They are not even allowed to tell your family that they are a collection agency. All they need to say is that they need your number for an important business.
Is there a way to reduce the debt I owe to IC Systems?
Even though debts are terribly inconvenient, they are not the end of the world. There are a number of ways to reduce how much you have to pay to your debt collector, but these must be handled with caution.
A considerable option that may help people in debt to pay less than they owe is to negotiate a debt settlement agreement with the third-party debt collector or get a debt settlement company that will negotiate with the agency on their behalf. After coming to an agreeable settlement, the debtor must begin to put some money aside monthly with the debt settlement firm who will eventually use the money as a lump sum payment to the debt collection agency.
According to the American Fair Credit Council, 78% of debts are not resolved but settled. However, you must consider this option carefully before you decide whether nr not to go ahead with it because it largely depends on the approval of the debt collector and you may also be required to pay taxes on the forgiven debt.
Credit Card Balance Transfer
If you are in credit card debt, then you may want to consider a credit card balance transfer. This simply means transferring your debts from one credit card to another, usually a new one. It usually helps consumers with (multiple) credit card debt save some money because you are transferring to a new card that has a lower interest rate and more benefits than your current credit cards.
Take note however that balance transfer will incur a transfer fee which may affect the overall percentage of the money you are able to save. You are also required to have a good credit score to get a credit card balance transfer. Before you decide to make a credit card balance transfer, gather as much information as you can about the company that owns the card you’re transferring to and the transfer fee.
Who is IC Systems?
IC Systems is a third-party debt collector located in St. Paul, Minnesota. They have been sued in federal court over 150 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that IC Systems used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 444 Highway 96 E
Saint Paul, MN 55127-2557
Phone: 651) 483-8201
Is IC Systems a scam?
No, according to the Better Business Bureau website, IC Systems has been in business since 1938. There have been 518 customer complaints filed against IC Systems on the BBB website by dissatisfied consumers. Read more about it here: IC Systems Better Business Bureau
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IC Systems Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
404-793-1306, 877-262-6919, 201-397-1635, 202-367-9027, 202-367-9070, 202-367-9071, 202-367-9142, 202-367-9252, 202-367-9284, 202-367-9287, 202-367-9716.
If so, you may be a victim of debt collection harassment from IC Systems. Call us now on 877-700-5790
The following is a sample list of complaints filed against IC Systems and can be found on Pacer.org.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from IC Systems. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information: