Is IC Systems Calling?

Are you tired of IC Systems Debt Collection Harassment?

The debt statistics are rising every day. The numbers indicate that people are getting into debt now more than ever before. There are many reasons why people fall into debts and they include but are not limited to; improper planning, poor management, reduced income, underemployment, divorce, health issues, gambling and failure to save.

Whatever the reason may be for your debt, being stuck in debt usually isn’t the best of experiences, especially when the seemingly endless calls and letters begin pouring in. When original creditors see that you are falling back on your payments, they usually send your debt to a third-party collection agency who now has the job of getting you to pay up. These collectors are notorious for using the most extreme methods to get consumers to settle their delinquent debt accounts. They usually employ unethical debt methods such as placing calls to you at hours of the day that it is inconvenient to call, talking to others about your debt, calling your place of employment even when they have been advised that calls cannot be accepted at work, and using profane language during their calls with you or calling you foul names.

You have a right to demand that debt collectors respect your FDCPA (Fair Debt Collection Practices Act) rights and treat you with the dignity worthy of your person. If they fail to do so, you can be awarded up to $1000 and at times have your debt waived.

Is there a way to reduce the debt I owe to IC Systems?

Even though debts are terribly inconvenient, they are not the end of the world. There are a number of ways to reduce how much you have to pay to your debt collector, but these must be handled with caution.

Debt Settlement

A considerable option that may help people in debt to pay less than they owe is to negotiate a debt settlement agreement with the third-party debt collector or get a debt settlement company that will negotiate with the agency on their behalf. After coming to an agreeable settlement, the debtor must begin to put some money aside monthly with the debt settlement firm who will eventually use the money as a lump sum payment to the debt collection agency.

According to the American Fair Credit Council, 78% of debts are not resolved but settled. However, you must consider this option carefully before you decide whether nr not to go ahead with it because it largely depends on the approval of the debt collector and you may also be required to pay taxes on the forgiven debt.

Credit Card Balance Transfer

If you are in credit card debt, then you may want to consider a credit card balance transfer. This simply means transferring your debts from one credit card to another, usually a new one. It usually helps consumers with (multiple) credit card debt save some money because you are transferring to a new card that has a lower interest rate and more benefits than your current credit cards.

Take note however that balance transfer will incur a transfer fee which may affect the overall percentage of the money you are able to save. You are also required to have a good credit score to get a credit card balance transfer. Before you decide to make a credit card balance transfer, gather as much information as you can about the company that owns the card you’re transferring to and the transfer fee.

Who is IC Systems?

IC Systems is a third-party debt collector located in St. Paul, Minnesota. They have been sued in federal court over 150 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that IC Systems used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 444 Highway 96 E
Saint Paul, MN 55127-2557
Phone: 651) 483-8201

Is IC Systems a scam?

No, according to the Better Business Bureau website, IC Systems has been in business since 1938. There have been 518 customer complaints filed against IC Systems on the BBB website by dissatisfied consumers. Read more about it here: IC Systems Better Business Bureau

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IC Systems Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

404-793-1306, 877-262-6919, 201-397-1635, 202-367-9027, 202-367-9070, 202-367-9071, 202-367-9142, 202-367-9252, 202-367-9284, 202-367-9287, 202-367-9716.

If so, you may be a victim of debt collection harassment from IC Systems. Call us now on 877-700-5790

The following is a sample list of complaints filed against IC Systems and can be found on

4:19-cv-01183-JCH Chambers v. IC Systems, Inc.

0:18-cv-61548-MGC Rowe v. IC Systems, Inc.

5:18-cv-00620-SLP Dent v. IC Systems, Inc

5:18-cv-00622-SLP Franklin v. IC Systems Inc et al



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from IC Systems. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

Consumer Financial Protection Bureau


Real Time Resolutions Debt Collection Harassment?

Commonwealth Financial Systems Phone Harassment?

Stop Weltman Weinberg & Reis Debt Collection Harassment!

Hunter Warfield Phone Harassment?