Intrusive calls over your HSN Comenity card debt?
Have you been receiving harassing calls over your HSN Comenity credit card debt?
Picture this: you’re having a nice evening with your family. Cool breeze, great food, and relaxing music. What single thing can ruin the entire day more than debt collection call about your HSN Comenity mastercard debt?
Many debt collectors call people about their debts at absurd times, and this is considered harassment. Whatever time it is, a debt collection call is never something anyone looks forward to.
If you’re getting calls from debt collectors about your HSN credit card payment, then you probably already know how stressful that can be. Debt collectors just want money. They don’t really care about your financial state or peace of mind.
It’s important to know that just because you owe money on your HSN comenity credit card does not mean that you have to be treated like a criminal. We’re here to help you handle the debt collection call about your HSN credit card the right way.
There are limits to what debt collectors can do to you when trying to get you to pay the debts accrued on your HSN credit card.
When the debt collector contacting you about your HSN Comenity credit card begins to call you countless times, or at odd hours, call your friends, colleagues, or family, they’ve overstepped their boundaries and must be stopped.
Contact us immediately at 877-700-5790 to learn how best to deal with debt collectors and what compensation you may be entitled to if your rights are violated.
Who is HSN?
Founded in 1985, the Home Shopping Network started as a local cable channel in Pinellas County and has now become a famous fixture on national TV since the year 1985.
HSN has special prices and deals on many items, ranging from fashion wears to kitchen products. Many consumers favor HSN as their retailer and a large number of them use their comenity HSN card to make use of the deals available to valued customers.
Unfortunately, the HSN credit card does not have rewards and has very high APR, and for this reason, many experts opine that it may not be the best option for shoppers hoping to bag special prices and discounts. Nevertheless, remember not to share your your HSN credit card login details with any random stranger calling you demanding a Comenity/HSN payment.
Visit comenity.net/hsn for details about your HSN comenity card
HSN Comenity card phone number: 1-888-724-6649.
Address: 1 HSN Drive St. Petersburg, FL 33729. USA.
Everything you need to know about Debt Collection scams
If you’ve been receiving calls from a supposed debt collector talking about a Commenity bank HSN debt or any other debt that you do not recognize, do not rule out the fact that it could be a debt collection scam.
Debt collection scams are a real thing. Just because someone calls claiming to be a debt collector asking for HSN card payments doesn’t mean that they are legitimate or that you should trust them. You must verify the debt first and be sure that it exits and that it belongs to you.
The aim of a debt collection scam, just like other scams is to rob you do your money.
We’ll go straight to the point we have compiled regarding what you must do if you’re not quite sure that the debt collector contacting you over a HSN Comenity debt is legit.
Ask the debt collector what their name is, where their address is, and what their phone number is. You should also retrieve the address and name of the original creditor, and the debt amount.
A legitimate debt collector should not hesitate to share this information, as it is readily available to them.
Keep your lips sealed
Not from asking questions, but from giving out excess information. Never on any account, should you give out your financial information or verify it to a debt collector whose identity you’re not sure of. Just because they say they have been tasked with collecting the HSN credit card debt does not mean that they are.
Ask for a debt verification letter
Under normal circumstances, this should be sent to you within five days without you having to ask. But if it’s not sent, ask the debt collector asking you to pay the HSN credit card debt to verify the debt by sending you all the necessary information in written form.
If the calls become disturbing, ask them to stop
Even if you actually owe on your Comenity HSN card, they are not allowed to harass you with calls. You can send a cease-and-desist letter to the collection agency and that letter mandates them never to contact you except under very crucial circumstances (if they need to tell you that they will be taking the matter to court).
If you suspect that the person posing as a debt collector from HSN comenity is a scammer, do all of the above and do not hesitate to report them to the Federal Trade Commission and your Attorney General’s office.
You may also directly contact HSN to ask them questions about what collection companies they authorized to collect the debt on their behalf.
Following these instructions will help you easily avoid fake debt collectors. This will save you from having to suffer unquantifiable pain and loss.
Intrusive calls over your HSN Comenity debt?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known HSN phone number. You may be a victim of harassment from the HSN. The list above is not all the numbers that HSN uses. The calls can be from different phone numbers and still be HSN calling you. Cardholders might also receive text messages from these numbers in relation to collecting a HSN credit card debt. Contact our office right away so we can stop the harassment you may be facing over the collection of your HSN Comenity debt.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.