Zenith Acquisition Corporation contact can be stressful, but you may be able to reduce calls, verify what is being collected, and respond in writing if you believe the outreach is improper. This guide covers practical steps for U.S. consumers, plus the federal rules that may apply when a third-party collector calls, texts, or reports to credit bureaus.
This article is general information, not legal advice. If you think you are facing threats, repeated contact, or inaccurate reporting, you may want to consult a qualified attorney about your specific facts and deadlines.
Who is Zenith Acquisition Corporation?
Zenith Acquisition Corporation is a New York-registered entity that public business records and directories associate with debt collection and “adjustment and collection services,” with listings tied to Amherst, New York. Public data mirrors show a business location at 170 Northpointe Parkway, Suite 300, Amherst, NY 14228 and an initial filing date in 1996.
In some state filings and directory entries, the name may also appear as “Zenith Acquisition Corp.” If you believe you are dealing with the real business, match the name on your letter to the return address and a publicly listed phone number, because scammers can copy real company names.
Legal name and corporate filings you may see
Letters may reference state registry details or use “Corp.” naming formats. New York business listing mirrors show the entity as a domestic business corporation with a listed Amherst, NY address.
Florida’s Division of Corporations also shows a foreign profit corporation record for “ZENITH ACQUISITION CORP.” with document number F07000001677 and FEI/EIN 16-1513468, filed 03/27/2007, later shown as INACTIVE with an event noted as “revoked for annual report” dated 09/27/2013.
These registry snapshots may help you spot obvious mismatches, but they do not prove a specific caller owns your debt.
Licensing and industry notes
A public dataset mirror lists a historical NYC debt collection agency license record for “ZENITH ACQUISITION CORP.” with a creation date in 1997, expiration in 2013, and status shown as inactive. Licensing can differ by state and change over time, so treat this as one reference point.
Industry reporting in 2012 described an asset acquisition involving Zenith’s business, which could help explain why some accounts appear to move between companies.
Why you may be getting contacted
Zenith Acquisition Corporation may be contacting you because a creditor or debt owner claims you owe a balance, or because your number is linked to an account they are trying to locate. Collectors often call when an account is alleged to be past due, charged off, assigned, or sold.
Situations that could apply include a wrong number, a disputed balance, an old account you do not recognize, or a debt that changed hands. If you believe the contact is a mistake, ask for written notice and avoid confirming sensitive identifiers until you have documentation.
What to do if Zenith Acquisition Corporation calls start
Stopping Zenith Acquisition Corporation calls typically starts with written verification and a simple evidence file. That combination helps you respond calmly and may help you spot conduct that could potentially violate federal rules.
1) Ask for written notice and a mailing address
If you think you have not received anything in writing, say you want the notice mailed to you. Written notice is also the easiest way to confirm the creditor name, amount, and dispute instructions.
2) Limit what you share on the first call
Even if the caller sounds legitimate, you can avoid giving bank details, full SSNs, or passwords. If you believe you need to confirm identity, do it only after you have paperwork.
3) Start a call log and save messages
If you think contact is excessive, a call log helps. Track dates, times, numbers, and the exact statements made, especially threats or “deadlines.” Save voicemails and screenshots.
4) Dispute or request validation in writing if details are unclear
If you believe the debt is not yours, the amount is wrong, or the debt is too old, a written dispute can help create a clear paper trail. See FDCPA debt validation rule, 15 U.S.C. § 1692g (Cornell LII).
Timelines that may matter
Many validation and dispute rights hinge on when you receive the first written notice. Consumers generally have 30 days after receiving that notice to dispute in writing and request validation. If you believe your notice arrived late, keep the envelope and note the delivery date.
Even outside that window, you can still dispute, but the process could be different. If you think the debt is old or not yours, consider legal advice before you pay.
A simple written request template
Keep it short and factual.
“ I dispute the alleged debt and request validation. Please provide the original creditor, an itemized balance, and documentation showing you can collect. Please communicate only in writing. ”
Send it to the mailing address on the notice and keep copies and delivery proof.
What they say they do
Zenith Acquisition Corporation is described in business directories as providing collection services, including “adjustment and collection services.” Industry reporting has also discussed corporate changes involving Zenith’s assets in the accounts-receivable management space.
If you believe your debt has been transferred, ask for the current owner of the account and the chain of assignment in writing.
Contact information and known locations
Zenith Acquisition Corporation contact details appear across public directories, and some entries may be outdated. Use the address on your letter first, then cross-check it independently.
Zenith Acquisition Corporation phone number
Public listings report (716) 639-0111, 716-799-0511, and 716-799-0512. Verify any number against your written notice because caller ID may be spoofed.
Zenith Acquisition Corporation address
Public listings often point to Northpointe Parkway in Amherst, New York. If your letter shows a different address, rely on the letter’s return address and verify it independently.
Zenith Acquisition Corporation contact
Written communication creates a record. If you believe you must respond, consider certified mail and keep copies plus delivery proof.
Zenith Acquisition Corporation locations
Locations reported in public listings and datasets are summarized below. Some entries may be historical, so use them for cross-checking.
| Listing type | Address shown | Phone(s) commonly listed | How to use this info |
| NY business record mirror | 170 Northpointe Parkway, Suite 300, Amherst, NY 14228 | (716) 639-0111 | Compare to the return address on your letter |
| Address history in public data | 220 John Glenn Dr, Ste 1, Amherst, NY 14228 | (716) 564-1154 | May reflect an older office location |
| NYC DCA license dataset (historical) | 220 Northpointe Pkwy, Amherst, NY 14228 | 716-799-0512 | Dataset shows an inactive, expired NYC license record |
| Business directory listing | 170 N Pointe Pkwy #300, Amherst, NY 14228 | 716-799-0511 | Another public listing that may help cross-check |
Tip: If the number that called you is not listed here, it could still be related, or it could be spoofed. Ask for a mailing address in writing and respond only after you can verify it.
What Zenith Acquisition Corporation harassment can look like
Zenith Acquisition Corporation harassment usually refers to patterns that may feel intimidating or overwhelming, such as repeated calls, aggressive tone, or pressure to pay without clear written details. The key issue is whether the conduct could indicate harassment, deception, or unfair collection methods.
Zenith Acquisition Corporation Harassment
If you believe harassment is happening, document patterns and specific statements. These examples could potentially raise concerns depending on what was said and how often contact occurred:
- Repeated calls after you requested written communication
- Threats of arrest or criminal charges
- “Immediate lawsuit” threats without any mailed paperwork
- Calls to third parties that could reveal a debt
Save voicemails, screenshots, and envelopes. Evidence is often the difference between a complaint and a provable pattern.
When Zenith Acquisition Corporation contact may potentially cross the line
Zenith Acquisition Corporation contact may be lawful in many situations, but it might violate federal law if it involves harassment, false statements, or unfair practices. The Fair Debt Collection Practices Act is the main federal statute covering many third-party collectors.
If you believe a caller is misrepresenting the creditor, the amount, or the legal consequences of nonpayment, document the exact language used. If you think payment pressure involves unusual methods, refusal to mail anything, or “pay now or else” tactics, treat that as a red flag and verify in writing.
Venue and lawsuit threats
Venue can matter when a collector sues. If you receive real court papers, deadlines may be short, so consider legal help right away.
If Zenith Acquisition Corporation legal action is mentioned
When Zenith Acquisition Corporation mentions legal action, treat it as something to verify quickly. Real lawsuits generally come with court papers, deadlines, and a case caption, while phone threats can sometimes be exaggerated.
If you believe the threat is real, ask for the court, county, and case number, then monitor your mail. Public dockets show the company has appeared in Fair Debt Collection Practices Act (FDCPA) litigation as a defendant in the past, which is another reason to keep your records clean.
If the account appears legitimate
If Zenith Acquisition Corporation is collecting a legitimate debt, you may still be able to reduce calls and protect yourself from mistakes. Confirm who owns the account, request an itemized balance in writing, and get any settlement terms in writing before you pay.
Watch for “old debt” risks before you pay
If you believe the account is older, be cautious about making a small payment just to stop calls. In some situations, a payment or written acknowledgment may affect a statute of limitations analysis, and those rules vary by state. Confirm dates and terms in writing before you decide.
If you decide to pay, you might prefer payment methods that create receipts and avoid giving full debit card access on an unexpected call.
Your rights under federal law
Zenith Acquisition Corporation activity may be covered by federal consumer laws depending on whether it is acting as a “debt collector,” how it communicates, and whether it reports to credit bureaus. Documentation matters because rights can depend on details.
FDCPA basics
If you believe the collector is a third-party debt collector, the FDCPA may restrict harassment or abuse, false or misleading representations, and unfair practices. It also provides a validation and dispute process after you receive the initial written notice. See Fair Debt Collection Practices Act full text (FTC).
FCRA credit reporting rules
If you think the collector is furnishing inaccurate information to credit bureaus, the Fair Credit Reporting Act may provide dispute pathways. Review FCRA furnisher duties, 15 U.S.C. § 1681s-2 (Cornell LII).
TCPA call and text issues
If you believe you are receiving autodialed calls, prerecorded messages, or repeated texts without consent, the TCPA could potentially apply. Save screenshots, opt-out attempts, and device logs.
How to reduce calls, texts, and confusion
Reducing Zenith Acquisition Corporation contact often works best when you control the channel and keep the record. Use a short script, insist on mail, and document everything.
Suggested script lines:
- “Send everything in writing. I’m not discussing this by phone.”
- “I dispute this and want validation by mail.”
- “Do not call me at work. Use my mailing address.”
If you think calls are excessive, you can send a written request to stop calls or limit communications to mail, then track what happens afterward.
Reviews and where complaints may show up
Zenith Acquisition Corporation reviews and complaints may appear on directories, Better Business Bureau profiles, and consumer complaint sites, but reliability varies. Treat online reports as allegations and focus on what you can prove in your own case.
If you believe your experience fits a concerning pattern, a complaint is stronger when it includes dates, numbers, copies of letters, and the exact statements you were told.
Where to file complaints if you believe the conduct is improper
If you believe Zenith Acquisition Corporation used abusive, deceptive, or unfair tactics, you can consider filing a complaint with the Federal Trade Commission and your state attorney general, and attaching your call log, letters, and screenshots. You may also document issues with the credit bureaus if the dispute involves reporting. Complaints are usually more effective when they include dates, numbers, the exact statements made, and copies of envelopes and notices.
How Consumer Rights Law Firm PLLC Stops Zenith Acquisition Corporation and Protects You
If Zenith Acquisition Corporation keeps calling you, texting you, or contacting people around you about a debt you don’t recognize—or a debt they refuse to properly prove—you don’t have to handle it alone.
At Consumer Rights Law Firm PLLC, we focus on consumer protection laws like the Fair Debt Collection Practices Act (FDCPA), TCPA, and Fair Credit Reporting Act (FCRA), and we move fast to help you regain peace of mind.
- Free Case Review. No upfront legal fees.
- We respond within 15 minutes via text or email.
- Use our free Casevox app to upload voicemails and document every contact.
What We Do Immediately
When you contact us about Zenith Acquisition Corporation, our first steps are designed to stop the harassment and protect your legal position:
- Review your timeline fast (calls, texts, voicemails, letters, and any credit reporting).
- Help you document evidence properly (including voicemail uploads and call logs).
- Send a written cease-and-desist / cease-communication demand** where appropriate.
- Demand proper debt validation/verification before you pay anything.
- Identify FDCPA/TCPA/FCRA violations (harassment, wrongful third‑party contacts, misleading statements, robocalls, or credit reporting errors).
- If you were sued or threatened with a lawsuit, we help you understand urgent deadlines and next steps.
Why Zenith Acquisition Cases Often Come Down to Proof (and Compliance)
You don’t have to “take their word for it.
Collectors must follow strict rules about:
- Debt validation notices and required disclosures
- Call frequency limits and harassment rules
- Stopping contact after a proper written request
- Truthful communication and accurate credit reporting
If Zenith Acquisition (or any collector) can’t support the debt with documentation, or crosses legal boundaries while trying to collect, that can create legal exposure.
Potential Compensation (When Laws Are Violated)
Depending on the facts, consumers may be able to seek:
- Actual damages (harm you can prove)
- Statutory damages up to $1,000 (per case) under the FDCPA
- Attorney’s fees and costs in successful FDCPA actions
(That’s why many consumer-rights cases can be handled without out‑of‑pocket legal fees.)
Real Results Our Firm Shares Publicly
Our firm has helped thousands of consumers fight back against illegal collection tactics, robocalls, and inaccurate credit reporting.
Examples of outcomes we discuss publicly include:
- Debt collection harassment cases resulting in significant recoveries and collection activity stopping
- Credit report inaccuracies corrected with compensation
- Favorable resolutions where collectors could not support their claims with proof
Past results do not guarantee a similar outcome in your case.
About Attorney Derek DePetrillo
Attorney Derek DePetrillo is the Managing Partner of Consumer Rights Law Firm PLLC. He has been practicing since 2007 and has focused his career on consumer protection matters, including FDCPA, TCPA, and Fair Credit Reporting Act (FCRA) cases.
He has filed hundreds of consumer lawsuits and arbitration claims and is admitted in multiple federal courts.
Start Your Case Review
If Zenith Acquisition Corporation is calling you nonstop—or pressuring you about a debt you don’t recognize—get a free case review.
Call Consumer Rights Law Firm PLLC: (877) 700-5790
You can also use the free Casevox app to document calls and upload voicemails so our team can act quickly.
| Contact | Details |
| Law firm | Consumer Rights Law Firm PLLC |
| Address | 133 Main Street, Second Floor, North Andover, MA 01845 |
| Phone | +1 877 700 5790 |
| help@consumerlawfirmcenter.com |
Success stories
The law firm is highly regarded for its dedication to safeguarding individuals’ rights and its personalized, genuine-care approach to legal support. Attorney Derek possesses exceptional skill and extensive experience in handling consumer rights cases, while Matthew and Scott approach their work with patience and attentiveness, carefully explaining each step of the legal process to clients. I strongly endorse this firm as a trusted and compassionate resource for those seeking assistance with consumer rights matters.
Hands down worth all 5 stars! Everything that Scott said would happen, happened! He said the calls would stop, the calls stopped. He said no money out of pocket for their services and no money out of my pocket was spent. No more harassing calls, my credit report is being updated, and I’m getting money back! It’s a win-win! Highly recommend if you get a call from this firm, answer it! So worth it!
Conclusion
Zenith Acquisition Corporation calls do not automatically mean wrongdoing, but you may be able to slow contact by insisting on written proof, logging communications, and disputing inaccurate claims. If you believe you are facing harassment, threats, or incorrect credit reporting, Consumer Rights Law Firm PLLC may help you decide what steps make sense.
Frequently Asked Questions About Zenith Acquisition Corporation
How can I confirm the caller is legitimate?
Ask for a mailing address and written notice, then match it to public listings and your records. If you believe caller ID is spoofed, do not share sensitive data until you can verify paperwork and save the envelope.
Which phone numbers are associated with Zenith Acquisition Corporation?
Public listings report several numbers for this business. If you think a number is real, confirm it matches the written notice and a reliable directory. Caller ID may be spoofed, so verify in writing first.
What should I say during the first call?
Request mail first: ask for the notice and say you dispute the debt until you review documents. If you believe the tone is abusive, end the call and log the date, time, number, and the rep’s name.
Can a collector keep calling after I ask for mail only?
They may still contact you in limited ways, but repeated calls after a clear written request could potentially be an FDCPA issue. Save your call log and voicemails. If you believe it continues, Consumer Rights Law Firm PLLC may help.
How do I request debt validation?
Send a written dispute and request for validation to the address on the notice within the stated timeframe. Use certified mail if possible, keep copies, and keep delivery proof so you can show what you sent and when.
What if the debt is not mine?
Dispute it in writing and request validation. If you believe identity theft is involved, gather supporting records and avoid admitting the debt on calls. A consumer-rights attorney may help you plan next steps.
Can this be reported to credit bureaus?
Some collectors may report. If you think reporting is inaccurate, dispute with the bureaus and keep the results. Also save what you sent and what you received back so you can show the timeline clearly.
Should I pay over the phone?
Paying by phone can be risky if you are unsure who you reached. If you believe you want to resolve it, ask for written terms first and use a method that creates receipts, like bill pay or a trackable payment.
What if legal action is threatened?
Treat threats as something to verify. If you believe a lawsuit is real, watch for court papers and deadlines, check local court records, and get legal advice quickly. Do not ignore an actual summons.
When should I call Consumer Rights Law Firm PLLC?
If you believe calls are excessive, threats are misleading, or credit reporting is wrong, an attorney may help. Call +1 877 700 5790 with your call log, letters, and credit report details so they can review facts.
