If you’re getting calls, letters, or voicemails from UHG I LLC, the safest first move is usually to slow the process down, get the details in writing, and compare them to your records before you discuss payment.
This page is educational, not legal advice. If you believe a collector’s conduct is abusive, misleading, or inaccurate, your next steps may depend on your state, the type of debt, and the evidence you can preserve.
Table of Contents for UHG I, LLC
- Who is the company
- Why this debt collection may be contacting you
- What to do if they are calling you
- What they say they do
- Contact information
- What harassment can look like
- When contact could potentially cross the line
- What to do if they mention legal action
- What to do if the account is legitimate
- Your rights under federal law
- How to reduce calls, messages, and confusion
- Reviews and where complaints show up
- Get help
- Success stories
- Conclusion
- FAQs
Who is UHG I, LLC?
UHG I LLC is associated with the name “United Holding Group,” and the company’s website presents consumer contact channels, feedback options, and a mailing address for communications.
In practice, contact from UHG I LLC could involve an account the company owns, an account it services, or an account being handled by a third party on its behalf. Your safest way to identify what’s happening is to confirm the creditor name, the amount claimed, and key dates in writing before you share sensitive information.
Don’t confuse similar names
Some consumers search “UHG” and accidentally land on unrelated companies. Make sure you are dealing with the debt-collection company using the name shown on your letter, not a different business with a similar acronym.
Why UHG I, LLC may be contacting you?
UHG I LLC may contact you because a creditor or account owner claims you owe a balance and the account was placed for collection, servicing, or potential legal action.
Here are common, non-exhaustive reasons contact happens:
- An old account was sold or transferred to a debt buyer.
- A past-due account was placed with a servicer or collection vendor.
- A creditor is attempting to resolve the account before filing suit.
- A dispute or identity issue is causing a wrong-person contact problem.
If UHG I LLC is reaching out about a debt you do not recognize, that could indicate a wrong-person situation, an old account with missing documentation, or a billing mix-up. If you believe that’s possible, move everything into writing so you can compare the claim to your records.
A quick identity-check rule
Caller ID is not proof. Even if the caller says they are UHG I LLC, scammers can spoof numbers. The safest identity check is written verification plus calling a published number you located independently (not a number read to you by an unknown caller).
What to do if UHG I LLC are calling you?
If UHG I LLC is calling you, use a proof-first workflow that reduces risk:
- Let unknown numbers go to voicemail. Save the voicemail and screenshot your call log.
- Ask for written details: “Please send me the details in writing.”
- Do not share sensitive data (full SSN, banking details, employer details) until you have written documentation that matches your records.
- Start an evidence log: date, time, number, caller name, and a one-line summary of what was said.
- Compare the written notice to your credit reports and personal statements before you decide what to do next.
If you believe the contact is for the wrong person, say so clearly and request that they communicate in writing while you dispute the account.
What to request in writing
Turning a phone call into a checklist is often the fastest way to regain control. Ask for:
- Current creditor name and, if different, original creditor name
- Amount claimed, plus an itemized breakdown of interest and fees (if any)
- Key dates (last payment date, placement date, charge-off date if available)
- Account or file reference number tied to the claim
- Address and instructions for sending a written dispute
If they cannot provide clear written details, it may be safer to pause rather than pay just to stop contact.
What not to do on the first call
If you are unsure about the debt, avoid:
- Confirming the debt is yours before you see documentation
- Agreeing to a payment plan verbally without written terms
- Giving your bank card number over the phone
- Sharing your employer or work schedule details
These steps can reduce confusion and help you avoid a rushed mistake.
What they say they do
The company’s website describes “United Holding Group” as focused on consumer experience and provides consumer-facing contact channels and business hours.
UHG I LLC also publishes consumer resources and encourages feedback, which suggests it expects ongoing consumer communications about accounts it handles.
Contact information
Use the contact information printed on your letter first. If you need to cross-check, the company’s website publishes a phone number, email, business hours, and a mailing address.
You may see different labels online or in portals. Examples include: UHG I LLC Collections, UHG I LLC Payment, UHG I LLC Phone Number, UHG I LLC Debt Collection, and UHG I LLC Harassment.
| Category | Details |
| Public consumer phone (website) | 844-511-2047 |
| Public consumer email (website) | info@uhgllc.com |
| Public mailing address (website) | 18632 Pony Express Drive, Suite B1-211, Parker, CO 80134 |
| Business hours (website) | Monday–Friday, 9am–5pm (ET) |
| Consumer resource page (feedback emphasized) | Resources for consumers page |
Important: a real company’s number can still be spoofed. Written verification remains the safest way to confirm you’re responding to the right entity.
What harassment can look like
Harassment usually involves a pattern, not one call. If you believe UHG I LLC is contacting you in a way that feels excessive, misleading, or designed to pressure you without clarity, documentation is your strongest tool.
Examples that could indicate a problem, depending on the facts:
- Repeated calls about the same alleged debt in a short period
- Calls that continue after you request mail-only communication
- Statements implying immediate legal consequences without giving case details
- Continuing contact aimed at the wrong person after you dispute the account
- Requests for sensitive data before providing written details
Call-frequency presumptions under Regulation F
Federal rules include call-frequency presumptions tied to a specific debt. In general, calls placed more than seven times within seven consecutive days about a particular debt are presumed to violate the rule, and calling again within seven days after a telephone conversation about that debt is also presumed to violate.
If UHG I LLC is calling at that kind of pace, save screenshots, voicemails, and any envelopes that show mailing dates.
When contact could potentially cross the line
Only a court or regulator can determine whether conduct is unlawful. Still, if you believe UHG I LLC used misleading statements, improper threats, or excessive calling patterns, that could potentially raise issues under federal consumer protection laws.
FDCPA harassment and abuse basics
The Fair Debt Collection Practices Act (FDCPA) prohibits conduct with the natural consequence to harass, oppress, or abuse a person in connection with collecting a debt.
Why careful wording matters
If you say “they broke the law,” you may end up arguing about labels. If you instead document specific actions (dates, call counts, exact phrases used, letters received), you create evidence that can be evaluated under the rules.
A note on publicly reported disputes and lawsuits
Public records show debt collection cases reporting sometimes mention UHG I LLC in litigation. For example, court records show a CFPB case filed in January 2022 involving entities described as debt collectors, and UHG is referenced in the docket materials.
Separate consumer litigation also exists in federal court dockets.
A lawsuit is not proof your specific situation involves wrongdoing, but it is one reason to keep your documentation strong and treat each contact as a recordkeeping event.
What to do if they mention legal action
If someone mentions a lawsuit, judgment, or garnishment, treat that as a reason to slow down and verify details.
What to do right away:
- Ask for the court name, case number, and the plaintiff’s name (the party suing).
- Request that they send that information in writing.
- If you receive real court documents, respond by the deadline. Ignoring service paperwork could lead to a default judgment.
If UHG I LLC says a lawsuit has been filed, ask for the case number and court first, then verify it independently. A voicemail is not proof of a lawsuit. Court papers are.
If the caller threatens “immediate” action
“Immediate” threats without case details can be a red flag. If you believe the language was designed to pressure you, write down the exact wording, save the voicemail, and move the discussion into writing.
What to do if the account is legitimate
If the notice matches your records and you decide the account is legitimate, treat payment as a controlled process, not a rushed event.
- Get payoff or settlement terms in writing first (amount, due dates, and what paid status will be reported).
- Use payment instructions from your written notice or a verified channel.
- Keep receipts and confirmation numbers in your evidence file.
If you cannot get terms in writing, it may be safer to pause and get advice before you send money.
If you are considering a settlement
A settlement should be treated like a written contract. Ask for a letter stating the amount, due date or installments, and what happens after payment. Use a method that generates a clear receipt trail, and avoid paying through text links unless you independently verified the website and reference number.
Payment safety checklist
Use this checklist before you send money to UHG I LLC:
- Confirm the creditor name and reference number match your letter.
- Do not pay through text links you did not request.
- Keep “paid in full” versus “settled” language clear in writing.
- Save receipts, emails, and settlement letters in one folder.
Your rights under federal law
If you believe collection contact has crossed the line, the following federal rules often matter. Your rights can be fact-specific, so evidence and timelines matter.
Debt validation and the right to dispute
The Fair Debt Collection Practices Act (FDCPA) includes validation requirements that generally require key information about the debt and gives consumers a window to dispute in writing.
Harassment and abusive conduct
The Fair Debt Collection Practices Act also restricts harassing or abusive conduct connected to debt collection communications.
Regulation F communication rules
Regulation F adds modern communication standards, including the call-frequency presumptions described earlier.
What to do if your credit report is involved
If UHG I LLC appears on your credit report and you believe the entry is inaccurate, treat it as a documentation issue first:
- Pull the full account details (names, balances, dates, partial account numbers).
- Compare the entry to your records and any letters you received.
- If you think it is wrong, dispute with the credit bureaus and keep copies of what you submitted.
How to reduce calls, messages, and confusion
To reduce contact quickly, your plan should create a paper trail.
- Use one sentence on the phone: “I’m requesting the details in writing.”
- Send a written request for the creditor name, amount itemization, key dates, and dispute instructions.
- If calls are overwhelming, request communication in writing only and keep a copy.
- If you think the debt is wrong or not yours, dispute it in writing and request verification before paying.
A short script and letter language you can use
If you answer a call, keep it brief: “I’m requesting details in writing.” Then end the call.
In a short letter, you can say: “I dispute the debt if you believe I owe it. Please provide the creditor name, amount itemization, and dispute instructions.” Keep copies and note dates.
Build an evidence file
Create one folder and save:
- Call log screenshots and voicemail audio files
- Letters and envelopes (the envelope may show a mail date)
- Copies of your dispute or validation request
- Certified mail receipts, if you use certified mail
- Payment receipts and settlement letters, if you pay
Good records make it easier to explain what happened if you later need help.
Reviews and where complaints show up
When researching UHG I LLC, you may see reviews and complaints on public platforms. The BBB business profile for “United Holding Group” lists a rating and notes consumer complaint activity.
Reviews are consumer allegations, not proven violations. Still, repeated themes can help you decide to document carefully, stick to written communication, and verify claims before paying.
Get help Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC helps people push back against unfair collection tactics and credit reporting problems using a documentation-first approach. If you believe a collector’s calls, letters, or texts are misleading or excessive, the firm can evaluate your records under the FDCPA, Fair Credit Reporting Act (FCRA), and TCPA and explain practical options. You may also get guidance on how to request mail-only communication and how to preserve proof for complaints, negotiations, or potential claims.
The team can help you draft disputes and validation requests, organize call logs and voicemail evidence, and plan what to do if court papers arrive. You decide the pace. Bring your notices, screenshots, and credit reports so the review stays focused on facts and timelines.
Read more about: Better Business Bureau
| Item | Details |
| Law firm | Consumer Rights Law Firm PLLC |
| Address | 133 Main Street, Second Floor, North Andover, MA 01845 |
| Phone | +1 877-700-5790 |
| help@consumerlawfirmcenter.com |
Success stories
I give Consumer Rights Law Firm Beyond Billboard and a thousand stars -Dereck has provided exceptional guidance and support throughout my case. His expertise, professionalism, and dedication were outstanding! He listened attentively to my concerns, explained complex legal concepts clearly, and worked tirelessly to achieve the very best possible outcome. I highly recommend Consumer Rights Law Firm to everyone for their phenomenal help and commitment to myself and their their clients
Thank you Scott as well as he has helped as well! I’m beyond grateful thankful and happy !
Matthew was so helpful. This company was amazing. We were being hassled up to 10 times a day for a bill that was less than $1000. The person who had our account was nasty and EXTREMELY unprofessional. I sought out help from Consumer Rights Law Firm and within 45 days we had relief. So grateful to Matt for his help and professionalism. He kept us informed with every step and fulfilled everything that he said. Very grateful. Thank you
Conclusion
UHG I LLC contact can feel urgent, especially when messages mention collections or legal action. A safer strategy is usually not a phone debate. Move the issue into writing, verify the creditor and amount, document call patterns, and respond to real court paperwork on time. If you believe UHG I LLC contact may be abusive or misleading, get help before you guess.
FAQs About UHG I, LLC
Why is UHG I, LLC calling me?
They may be contacting you about an alleged balance tied to a creditor or debt buyer. Ask for the creditor name, itemized amount, and key dates in writing first. If you think the claim is wrong, dispute it promptly and keep copies.
What is the safest way to respond to repeated calls?
Save call logs and voicemails, then request written details. If you believe the call volume is excessive, compare your count to Regulation F presumptions and keep screenshots. Written communication helps reduce pressure and creates a record.
What should I request in a validation letter?
Request the current creditor, original creditor, amount itemization, and dispute instructions. Ask for key dates and any reference number shown on the notice. Send it to the address on your letter, and save proof of mailing and any reply you receive.
Can they contact my family or employer?
Third-party contact is limited and fact-specific. If you believe a collector disclosed your debt to others or kept contacting third parties, document who was contacted, when, and what was said. Those details may help a lawyer evaluate your options.
What if the debt is not mine?
Dispute it in writing and say you believe you are the wrong person. Ask for verification and stop discussing details by phone. Keep copies, envelopes, and delivery proof so you can show what you sent and when if the contact continues.
What if they mention a lawsuit?
Ask for the court name and case number and request the information in writing. A voicemail is not proof. If you receive a summons or complaint, respond by the deadline to avoid a default judgment, and consider getting legal help quickly.
Should I pay over the phone?
It may be safer to pay only after you have written terms. Ask for a payoff or settlement letter stating the amount, due dates, and how the account will be treated. Use a verified method, and save receipts, confirmation numbers, and the agreement.
How can I reduce calls quickly?
Use one sentence: “Please send details in writing.” If calls continue, send a mail-only request and keep a copy. If you believe the pattern could violate federal rules, keep documenting every attempt so your timeline stays clear.
Where can I check complaints?
You can review public platforms like BBB and court docket listings for general themes, but treat reviews as allegations. Your best protection is your own evidence plus written verification, so you can respond based on facts, not noise.
How can Consumer Rights Law Firm PLLC help?
They can review letters, call logs, and credit reports, help you draft disputes and validation requests, and assess whether the conduct could potentially violate federal law. If you want help turning records into next steps, call +1 877-700-5790.
