Hillcrest Davidson and Associates Debt Collection Harassment
Tired of Hillcrest Davidson and Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Hillcrest Davidson constantly calling and harassing you? Does your phone ring every day, several times per day, because Hillcrest Davidson Associates is calling you to demand payment? Threatening you with legal action? Has Hillcrest Davidson Associates LLC ever used abusive or profane language when speaking with you on the phone? If so, Hillcrest Davidson and Associates may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. This includes maintaining accurate accounts and avoiding financial harassment. If a collector violates the FDCPA, you can sue the collector in court. Despite paying off a debt, it still appears as a collections account on your credit report, affecting your credit score. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. The Electronic Fund Transfer Act protects against unauthorized deductions from your bank accounts. Debt collectors, like Hillcrest Davidson, may not own the debt outright but are instead collecting it on behalf of another company.
Introduction to Debt Collection
Debt collection is a process where a debt collector or a collection agency attempts to recover unpaid debts from individuals or businesses. This process can be complex and involves various laws and regulations, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Understanding these laws is crucial for both debt collectors and consumers to ensure that the debt collection process is fair and lawful. The FDCPA sets guidelines for how debt collectors can interact with consumers, while the FCRA ensures that credit reporting is accurate and up-to-date. By familiarizing themselves with these laws, consumers can better navigate the debt collection process and protect their rights.
Is Hillcrest Davidson And Associates A Scam❓
According to the Better Business Bureau website, Hillcrest Davidson has been building personal relationships with their clients since 2008. There have been 74 complaints closed in the last 3 years and 17 complaints closed out in the last 12 months. The practices and regulations governing collection agencies, particularly in relation to debt collection and the Fair Debt Collection Practices Act (FDCPA), are crucial in understanding their operations.
Who Is Hillcrest Davidson And Associates❓
Hillcrest Davidson and Associates is a third-party debt collector located in Richardson, Texas. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Customers have shared positive feedback about their services, highlighting successful experiences in achieving financial goals. Individuals whose rights have been violated may be entitled to financial compensation, emphasizing the potential for monetary damages. Hillcrest Davidson view their clients as part of a community or family, not just as cases. A recent Federal Court case alleges that Hillcrest Davidson Associates used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
- 📌 Address: 715 N Glenville Dr STE 450 Richardson, TX 75081-2898
- 📞 Phone: (866) 524-9866
- 📠 Fax: (972) 346-6870
Understanding Debt Collection Laws
Understanding Debt Collection LawsDebt collection laws are designed to protect consumers from abusive and unfair practices by debt collectors. The FDCPA, for example, prohibits debt collectors from using false or misleading information, harassing or threatening consumers, and making excessive phone calls. The FCRA, on the other hand, regulates the use of credit reports and ensures that they are accurate and up-to-date. Consumers who are being pursued by debt collectors should be aware of their rights under these laws and take steps to protect themselves from unfair practices. Knowing these laws can help consumers respond appropriately to debt collection efforts and avoid being taken advantage of by unscrupulous collectors.
Hillcrest Davidson and Associates Debt Collection Harassment Tactics
If Hillcrest Davidson and Associates engages in any of the following tactics, you may have a case:
- 🕗 Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- 🚫 Talking to others about your debt, including contacting your friends
- 📵 Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- 🗣️ Use any profane language or any language that is harassing and abusive
- ⚖️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ❌ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- 🚔 Threaten arrest or criminal prosecution
- 📉 Send false or fraudulent information to the credit bureaus
- 📞 Cause a telephone to ring an unreasonable amount of times
Hillcrest Davidson and Associates Phone Numbers
📲 Are you receiving any harassing phone calls from any of these numbers?
- 866-524-9866
- 214-453-2916
- 972-346-6870
- 972-346-6970
If so, you may be a victim of Hillcrest Davidson and Associates debt collection harassment. The list above is not all the numbers that Hillcrest Davidson uses. Also, calls can be from different numbers and it still be Hillcrest Davidson Associates LLC calling you. Contact our office right away so we can start the process to stop Hillcrest Davidson from calling you illegally. Above all, no one should live with harassment.
Common Questions:
Common Questions:Is Hillcrest Davidson and Associates a scam❓
No, Hillcrest Davidson has been in business since 2008. They have helped thousands of individuals, showcasing their extensive track record and positive impact.
Can Hillcrest Davidson and Associates seize my property❓
Hillcrest Davidson Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. They also conduct asset and liability investigations as part of their evaluation process.
Can Hillcrest Davidson and Associates sue me❓
Yes, Hillcrest Davidson Associates LLC can sue you so long as the debt is within the statute of limitations. This includes accounts related to unpaid loans from original creditors.
Can Hillcrest Davidson and Associates report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. Additionally, problematic messages left by debt collectors, especially those that fail to disclose the nature of the call, can be flagged as violations.
Can Hillcrest Davidson and Associates arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
📋 The following is a sample list of complaints filed against Hillcrest Davidson and Associates and can be found on Pacer.gov.
- 2:18-cv-15686-CCC-SCM GUZMAN v.
- 5:17-cv-01169-GTS-TWD Diabo v.
- 4:17-cv-00702-GAF Solenberger v.
- 1:17-cv-01441-TCB Crews v.
- 4:16-cv-00856-DPM Caldwell v.
Top Collection Violations
Some common collection violations include making false or misleading statements, harassing or threatening consumers, and making excessive phone calls. Debt collectors may also violate the law by failing to provide consumers with required notices or by attempting to collect debts that are not owed. Consumers who believe that they have been victimized by a debt collector can file a complaint with the Federal Trade Commission (FTC) or the (CFPB). These agencies can investigate the complaints and take action against debt collectors who violate the law, helping to protect consumers from abusive practices.
Negotiating a Settlement
In some cases, consumers may be able to negotiate a settlement with a debt collector. This can involve paying a lump sum or making monthly payments to satisfy the debt. However, consumers should be cautious when negotiating with debt collectors and ensure that they understand the terms of the settlement. It’s also important to get any agreement in writing and to keep a record of all communications with the debt collector. By doing so, consumers can protect themselves from potential misunderstandings and ensure that the debt is resolved in a fair and transparent manner.
How to Seek Help
How to Seek HelpConsumers who are being pursued by debt collectors can seek help from a variety of sources. The FTC and CFPB provide information and resources on debt collection laws and regulations, and consumers can also file complaints with these agencies. Additionally, consumers can contact a credit counseling agency or a non-profit organization that specializes in debt collection issues. In some cases, consumers may also want to consider hiring an attorney to represent them in dealings with a debt collector. By understanding their rights and seeking help when needed, consumers can protect themselves from unfair debt collection practices and resolve their debt issues in a fair and lawful manner.
It’s worth noting that companies like Hillcrest Davidson and Associates, a debt collection agency, must comply with these laws and regulations. Consumers who are being contacted by Hillcrest Davidson or any other debt collector should be aware of their rights and take steps to protect themselves from unfair practices. A free case review can help consumers determine the best course of action and ensure that their rights are protected.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Hillcrest Davidson and Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Hillcrest Davidson and Associates debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “Hillcrest Davidson called me 10+ times a day, even after I requested they stop. One agent threatened legal action if I didn’t pay a debt I didn’t even owe. When I asked for validation, they ignored me. This is straight-up harassment—check your rights under the FDCPA!”
- 🏆 “They accused me of owing $5,000 from a credit card I closed years ago. No proof, just bullying. When I disputed it, they said, ‘We don’t care, pay or else.’ I recorded the calls and filed a complaint with the CFPB. Stay away!”
- 🏆 “I sent a certified letter demanding they stop contact, but Hillcrest Davidson kept calling. My lawyer said this violates the FDCPA. They only backed off after I sued. If you’re getting harassed, DOCUMENT EVERYTHING.”
- 🏆 “I negotiated a settlement and paid it, but they kept calling for ‘fees.’ When I demanded proof, they hung up. Finally got it resolved after filing a BBB complaint. Shady tactics—don’t trust them without written agreements.”
