If Harris & Harris, Ltd. is calling you, the first question is not whether the company is real. The first question is what kind of account it is trying to collect. Harris & Harris works across medical, utility, telecom, toll, court-fee, tax, and other public-sector accounts, so the right response depends on the debt category and the records behind it.
Who Is Harris & Harris Ltd?
Harris & Harris Ltd is a Chicago-based collection agency and accounts receivable management company. Its official site says it was founded in 1968, is licensed in all 50 states, and has more than 750 employees. That makes it a large national collection business, not a small local office.
Harris & Harris Limited also describes its work as call center solutions and revenue recovery. Public business-profile records describe the company’s services as healthcare, government, and utility debt collection.
Harris & Harris Ltd Contact Details
| Item | Details |
| Company name | Harris & Harris, Ltd. |
| Headquarters | 111 W Jackson Blvd, Suite 650, Chicago, IL 60604 |
| Business-profile address | 111 W Jackson Blvd, Suite 400, Chicago, IL 60604-4135 |
| Pay-by-phone | 1-800-362-0097 |
| Live collection specialist | 312-251-2300 |
| Client line | 866-781-4538 |
| Official dispute page | Online dispute form on company website |
| California debt collector license | 10670-99 |
The official Harris & Harris Ltd Phone Number on the company’s contact page includes 1-800-362-0097 for payments and 312-251-2300 for a live collection specialist. The address difference between Suite 650 on the official site and Suite 400 on the business-profile page is a real public-record detail worth checking against the letter you received.
Why Harris & Harris Ltd Calls People
Harris & Harris Ltd Collections are not limited to one kind of debt. The company’s own industry pages say it handles healthcare balances, utilities, telecom receivables, toll violations, court fines and fees, taxes, parking collections, and public-sector accounts.
That matters because a hospital debt should be reviewed differently from a toll balance or telecom account. Before you discuss payment, ask for the current creditor, original creditor, account number, date of service or delinquency, and the mailing or online path for disputes.
What To Do First If Harris & Harris Ltd Contacts You
If they contacts you, do these things first:
- Identify the type of debt
- Ask for the creditor name
- Ask for the balance breakdown
- Ask where to send a dispute
- Keep the letter, envelope, and voicemail
- Avoid admitting the debt on the first call
Federal law requires a collector to provide certain validation information, and you have the right to dispute in writing within 30 days. If you request the original creditor’s name and address during that period, collection must stop until that information is provided.
What Harris & Harris Ltd Harassment Can Look Like
Harassment is not limited to rude language. It can also involve repeated calls, pressure before clear validation, continued contact after a dispute, or contact patterns that feel excessive for one debt.
Federal rules create a presumption of a violation if a debt collector places more than seven calls within seven days about a particular debt, or calls again within seven days after a phone conversation about that same debt. Harris & Harris’s own California notice also says collectors generally may not call before 8 a.m. or after 9 p.m. and may not use threats of violence, arrest language, or obscene language.
If you believe Harris & Harris Ltd Harassment is happening, save:
- Call logs
- Screenshots
- Text messages
- Voicemails
- Letters
- Credit report entries
What The Company’s Better Business Profile Records Show
What the company’s Better Business profile records show is an A+ rating, accreditation since July 17, 2018, and a business focus on healthcare, government, and utility debt collection. The profile also shows a government-action alert.
That profile matters because it confirms both the company’s size and the fact that official scrutiny exists beyond ordinary consumer complaints.
Harris & Harris Ltd Complaints
The public complaint pattern is more specific than a generic “collector keeps calling” story. Complaint excerpts show disputes about billing accuracy, validation, credit reporting, repeated calls, and whether the consumer actually owes the account.
In several posted responses, the company says it placed an account on hold, ceased collection efforts while the consumer worked with a provider, or added a number to a permanent internal do-not-call list. Those are not court findings, but they show the kinds of issues consumers publicly raised and the kinds of responses the company gave.
That creates a stronger Harris-specific angle for a blog: not just call pressure, but dispute handling across medical and provider-based accounts.
Harris & Harris Ltd Medical Debt Issues
Medical debt is one of the strongest company-specific issues here. In February 2024, the Washington Attorney General announced that Harris & Harris would pay $1 million to resolve allegations that it unlawfully collected medical payments from more than 160,000 Washington patients without required disclosures about their rights.
That is highly relevant because Harris & Harris’s own dispute page contains state-specific medical debt language. Its Washington disclosures say consumers may request detailed medical-debt information, and its California notice says hospital debt generally must wait at least 180 days from initial billing before adverse credit reporting or suit.
Harris & Harris Ltd Lawsuits And Regulatory Issues
The strongest official enforcement record is the 2024 Washington medical-debt settlement. That gives this topic a real legal backbone tied to medical-disclosure practices, not just general consumer frustration.
There are also many federal cases historically involving Harris & Harris, but for a consumer-facing page, the most useful point is not a raw list of case captions. The useful point is that this company has a public litigation and complaint footprint large enough that consumers should take documentation, disputes, and contact logs seriously.
Harris & Harris Lawsuits:
List of complaints filed against Harris & Harris in the past year and can be found on Pacer.gov.
- 1:04-cv-00744-SEB-VSS Steward v.
- 2:14-cv-04138-JD Bruce v.
- 1:1-cv-01065-SEB-DKL Jimmy v.
- 2:15-cv-00218-ESW Mickelson v.
- 1:05-cv-06489 Falzone v.
How To Handle Harris & Harris Ltd Collections
Use a short, practical process.
- First, identify the debt type.
- Second, dispute quickly if the account looks wrong.
- Third, request itemization, creditor details, and supporting records.
- Fourth, keep everything in writing where possible.
- Fifth, do not treat a phone demand like proof.
Harris & Harris’s own dispute page says consumers can request records showing the right to collect, balance details, delinquency date, creditor name, assignment history, and the contract or other document supporting the obligation. That is important because it gives you a real company-specific records checklist.
How Consumer Rights Law Firm PLLC Can Help
Consumer Rights Law Firm PLLC helps people facing repeated debt collection contact, disputed balances, medical debt confusion, and credit-report problems. If Harris & Harris Ltd is calling you over a bill you do not recognize, a utility account that looks inflated, or a medical balance that may involve missing disclosures, the firm can review the timeline and the paperwork instead of leaving you to manage the pressure alone.
That review can include:
- Checking whether the call pattern may be excessive
- Reviewing letters and voicemails
- Assessing whether a written dispute was properly handled
- Evaluating credit-reporting problems
- Preserving evidence for possible Fair Debt Collection Practices Act (FDCPA), FCRA, or TCPA issues
- Helping shift the matter from phone pressure to documented review
This matters with Harris & Harris Limited because the real issue is often not one loud call. It is whether the account type, balance, disclosures, and communication history line up with what the law requires. If you believe Harris & Harris Ltd Harassment is affecting you, call +1 877 700 5790 to discuss the contact history and what records you should save.
Consumer Rights Law Firm PLLC Contact Details
- Address: 133 Main Street, Second Floor, North Andover, MA 01845
- Phone: +1 (888) 206-6886
- Fax: 844-636-9909
- Email: help@consumerlawfirmcenter.com
- BBB: CRLF Batter Brue Business Profile
Success Stories
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Scott was amazing and very professional! He was very knowledgeable and took the time to explain everything and answer my questions. We were dealing with a very unprofessional debt collector. Im thankful I looked into our rights and what we could do and found Consumer Rights Law Firm. Dont ever let a debt collector try to bully you and tell you that you have no rights because you do!
Conclusion
Harris & Harris Ltd is a real national collection agency, but real companies can still make disputed or pressured collection situations harder than they should be. The strongest response is to identify the debt category, request proof, preserve the contact pattern, and review any medical or government-account details carefully.
FAQs About Harris & Harris Ltd
Is Harris & Harris Ltd legit?
Yes. It is a real Chicago-based collection agency founded in 1968 and licensed in all 50 states.
What is the Harris & Harris Ltd Phone Number?
Its official site lists 1-800-362-0097 for payments and 312-251-2300 for a live collection specialist.
What does Harris & Harris Limited collect?
Its site lists healthcare, utilities, telecom, tolling, taxes, parking, and other public-sector receivables.
Can Harris & Harris Ltd Collections involve medical debt?
Yes. Medical debt is one of its public service areas and part of Washington’s 2024 enforcement action.
What should I do first after a letter?
Identify the debt type, keep the notice, and dispute in writing within 30 days if the account looks wrong.
Does Harris & Harris have an online dispute option?
Yes. The company has a dedicated dispute page on its website.
Can I ask them to stop calling my work?
In some states, yes. The company’s disclosures include work-contact restrictions, including Massachusetts language.
What counts as Harris & Harris Ltd Harassment?
Repeated calls, continued contact after dispute, or call patterns that may exceed federal limits can matter.
Does the business profile show complaints?
Yes. Public complaint records show disputes over billing, validation, calling, and account status.
What records should I request before paying?
Ask for the creditor name, itemized balance, delinquency date, assignment history, and supporting documents.
