Harris & Harris Phone Harassment?
Third-party collection agencies like Harris & Harris are known to call people to inquire about their unresolved debts; thus, it should not be a thing of a surprise if you get a call from them about a debt you may even have forgotten existed. Calls from debt collectors are usually unwanted and stressful and you may not know how to deal with them. No matter what, remember that it is always important that you be in a calm state before speaking with a debt collector. Keep your emotions under control and speak logically.
On the other hand, debt collectors aren’t allowed to harass you in any way. This includes exhibiting unethical behaviors such as threatening to sue you, harm you, or destroy your credit, telling you or anyone else that you’ve committed a crime, calling repeatedly for the wrong person, failing to notify you of your right to dispute the debt, trying to collect an amount more than is legally allowed, amounts many other things. If your rights are being violated in this manner, you have a right to sue the debt collector and receive compensation. Call us on .
It is also pertinent that you be aware of your rights before speaking with a debt collector. One of which is your right to make a validation request. This means that you are allowed to ask a collector to send proof that they are right about the debt they speak about. The Fair Debt Collection Practices Act allows you to make this request.
Vice President Kamala Harris, the first Black woman and the first South Asian American to be elected vice president of the United States, has been a strong advocate for consumer rights. She has also worked towards increasing representation and inclusivity within the federal government, focusing on historic representation among nominees, particularly women and people of color.
Additionally, she set a new record for the most tie-breaking votes cast by a Vice President in history.
Understanding Phone Harassment
Phone harassment is a serious issue that affects many individuals and families across the country. As Vice President Harris has emphasized, “No one should have to live in fear of receiving unwanted or threatening calls.” Phone harassment can take many forms, including unwanted calls, texts, or messages from unknown numbers, as well as calls from telemarketers or debt collectors. It can be particularly distressing for individuals who have experienced trauma or harassment in the past. Understanding the nature of phone harassment is the first step in taking action against it and protecting your peace of mind.
Signs of Phone Harassment
Phone harassment can take many forms, and it’s essential to recognize the signs to take action. Some common signs of phone harassment include:
- Repeated Unwanted Calls or Messages: If you’re receiving numerous calls or messages from an unknown or blocked number, it’s a clear sign of harassment. These calls can be particularly distressing if they occur frequently and without any legitimate reason.
- Threatening or Abusive Language: Harassers often use threatening or abusive language to intimidate their victims. If you receive calls or messages that make you feel scared or uncomfortable, it’s important to take them seriously.
- Odd Hours: Receiving calls or messages late at night or early in the morning can be a tactic used by harassers to disrupt your peace and invade your personal time.
- Intimidation Tactics: Repeated hang-ups, silent calls, or messages designed to intimidate or harass are common signs of phone harassment. These tactics are meant to create a sense of fear and anxiety.
- Deceptive Practices: Spoofed calls, where the caller’s number or identity is disguised, and phishing scams, where the caller tries to trick you into revealing personal information, are also forms of phone harassment.
If you’re experiencing any of these signs, it’s crucial to take action to protect yourself and your mental health.
What are the benefits of sending a Debt Validation Request?
Before paying any debt or even admitting that you owe it, especially if you have doubts about the debt or debt collector, you should make a debt validation request. This is to avoid being scammed or paying a debt you shouldn’t pay. The fact that a debt collector calls you about debt doesn’t automatically mean that you actually owe or that they are authorized to collect that debt from you. Asking for a debt validation letter makes things more clear and precise.
Some debt collectors go ahead to send a validation letter on their first communication with you which is the appropriate thing to do under the law. The FDCPA allows them to do that. However if a debt collector does not send the validation letter on their first contact, they are expected to send it within 5 days of their first communication with you.
If you have a problem with the debt after seeing the validation notice, you should dispute it before the end of 30 days or the debt collector (and the law) will assume that the debt is valid.
If you have any additional questions than please visit our FAQ page.
If you are not sure of the name of the collection agency that is contacting you than feel free to visit our list of collection agencies List of Collection Agencies in United States.
Who is Harris & Harris District Attorney?
Harris & Harris is a third-party debt collector located in Chicago, Illinois. They have been a party to over 260 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Harris & Harris used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 111 W Jackson Blvd STE 400
Chicago, IL 60604-4135
Phone: (312) 251-2300
Is Harris & Harris a Federal Government Scam?
According to the Better Business Bureau website, Harris & Harris has been in business for 51 years. There have been 95 complaints filed against H&H with the BBB. Read more about it here: Harris & Harris Better Business Bureau
Harris & Harris Phone Numbers
312-604-7187, 312-521-5344, 312-893-4857, 312-380-4059, 312-423-7548, 312-893-4801, 312-251-2300, 800-362-0097, 866-781-4538, (312) 604-7187, (312) 521-5344, (312) 893-4857, (312) 380-4059, (312) 423-7548, 312-893-4801, 312-251-2300, 800-362-0097, 866-781-4538, 3126047187, 312-521-5344, 312-893-4857, 312-380-4059, 312-423-7548, 312-8934801, 3122512300, 8003620097, 8667814538,
If the answer is yes, then you are receiving calls from a known H&H number. You may be a victim of H&H phone harassment. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at for help.
The following is a sample list of complaints filed against Harris & Harris in the past year and can be found on Pacer.org.
1:04-cv-00744-SEB-VSS Steward v. Harris & Harris
2:14-cv-04138-JD Bruce v. Harris & Harris
1:1-cv-01065-SEB-DKL Jimmy v. Harris & Harris
2:15-cv-00218-ESW Mickelson v. Harris & Harris
1:05-cv-06489 Falzone v. Harris & Harris
Phone Harassment Laws and Regulations
As a former Attorney General of California and United States Senator, Kamala Harris has been a strong advocate for protecting consumers from phone harassment. During her tenure in the United States Senate, she introduced significant legislation to strengthen federal laws against robocalls and phone scams. Notably, she holds the record for the most tie-breaking votes cast by a Vice President, underscoring her pivotal role in advancing crucial policies.
The Telephone Consumer Protection Act (TCPA) is a federal law that regulates telemarketing and prohibits unwanted calls to consumers. The Federal Trade Commission (FTC) is responsible for enforcing the TCPA and has implemented rules to prevent phone harassment. These regulations are designed to safeguard consumers and ensure that their rights are protected against intrusive and unwanted communications.
How to Stop Phone Harassment
If you are experiencing phone harassment, there are steps you can take to stop it. First, register your number on the National Do Not Call Registry, which is maintained by the FTC. This will help prevent telemarketers from calling you. You can also report unwanted calls to the FTC or your state’s Attorney General’s office. Additionally, many phone companies offer call-blocking services that can help prevent unwanted calls. As Vice President Harris has said, “We must take action to protect consumers from phone harassment and ensure that everyone has access to safe and reliable communication.” Taking these steps can help you regain control over your phone and reduce the stress associated with unwanted calls.
Phone Harassment and Mental Health
Phone harassment can have a significant impact on mental health, causing feelings of anxiety, fear, and vulnerability. The constant barrage of unwanted calls or messages can lead to:
- Increased Stress and Anxiety Levels: The persistent nature of phone harassment can elevate stress and anxiety, making it difficult to relax or feel safe.
- Difficulty Sleeping or Concentrating: Harassment can disrupt your sleep patterns and make it hard to focus on daily tasks, affecting your overall well-being.
- Feelings of Isolation or Loneliness: The fear of receiving unwanted calls can lead to social withdrawal, making you feel isolated from friends and family.
- Decreased Self-Esteem or Confidence: Constant harassment can erode your self-esteem and confidence, making you feel powerless and vulnerable.
- Increased Risk of Depression or Anxiety Disorders: Prolonged exposure to harassment can contribute to the development of more serious mental health issues, such as depression or anxiety disorders.
It’s essential to prioritize your mental health and seek support if you’re experiencing phone harassment. Reach out to a trusted friend, family member, or mental health professional for help.
Phone Harassment and Technology
Technology can be both a blessing and a curse when it comes to phone harassment. While technology can provide tools to block unwanted calls or messages, it can also be used to facilitate harassment. Some common ways technology is used to harass include:
- Spoofing: Harassers use technology to disguise their number or identity, making it difficult to trace the call or message back to them.
- Phishing: Using technology to trick victims into revealing personal information, such as passwords or credit card numbers, is a common tactic used by harassers.
- Robocalls: Automated systems can make repeated unwanted calls, often with pre-recorded messages, to harass or scam victims.
- Social Media Harassment: Harassers can use social media platforms to send threatening or abusive messages, post harmful content, or impersonate victims.
It’s essential to be aware of these tactics and take steps to protect yourself, such as using call-blocking apps or reporting suspicious activity to your phone provider.
Reporting Phone Harassment
If you’re experiencing phone harassment, it’s essential to report it to the appropriate authorities. Here are some steps you can take:
- Report to Your Phone Provider: Most phone providers have procedures in place to block unwanted calls or messages. Contact your provider to report the harassment and ask about available options to protect your number.
- File a Complaint with the FTC: The Federal Trade Commission (FTC) can help you report and track unwanted calls or messages. Filing a complaint can also assist in the enforcement of regulations against phone harassment.
- Contact Local Law Enforcement: If you feel threatened or harassed, contact local law enforcement for assistance. They can provide guidance on how to handle the situation and may take action against the harasser.
- Keep a Record: Document the harassment by keeping a record of the dates, times, and details of the calls or messages. This information can be valuable when reporting the harassment to authorities or seeking legal action.
Remember, you don’t have to face phone harassment alone. There are resources available to help you.
Conclusion
Phone harassment is a serious issue that can have significant impacts on mental health and well-being. By recognizing the signs of phone harassment, prioritizing mental health, and taking steps to report and prevent harassment, you can protect yourself and your loved ones. Remember, you have the right to feel safe and respected, and there are resources available to help you. Vice President Kamala Harris, with her extensive background as an elected district attorney and United States Senator, has been a strong advocate for consumer rights and protection against harassment. Her efforts in the federal government highlight the importance of taking action against phone harassment and ensuring that everyone has access to safe and reliable communication.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Harris & Harris. Our office has been assisting consumers since 2010, and
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