Harassing Phone Calls From Lane Bryant- Stop The Calls!
Harassing Phone Calls From Lane Bryant- Stop The Calls!
Are You Receiving Harassing Phone Calls From Comenity Bank About Your Lane Bryant Account? Have you asked Lane Bryant to stop calling, yet they continue to call? You may be entitled to damages under the Telephone Consumer Protection Act. Congress enacted the Telephone Consumer Protection Act (TCPA) to stop harassing phone calls from companies like Lane Bryant. The TCPA requires in many cases that the offending companies not only stop the call but also pay damages to those they harassed. Creditors, including Comenity Bank and other companies, must comply with statutes like the TCPA and the Fair Debt Collection Practices Act (FDCPA) when contacting consumers.
Credit card debt can arise when you miss out on payments for credit cards, including store cards issued by Comenity Bank for places like Abercrombie & Fitch, Ann Taylor, Apple Seed’s, Bed Bath & Beyond, BJ’s, Big Lots, Catherines, Crate & Barrel, Eddie Bauer, Forever 21, Fashion Bug, Victoria Secret, etc. If you miss a payment, you remain responsible for the full amount owed on your Lane Bryant credit card, regardless of the circumstances. It is important to check your statements for any mistake, such as billing errors or unauthorized charges, and promptly dispute any errors to ensure they are corrected. Your rights as a consumer are valid and enforceable under both federal and state law.
Who is Lane Bryant?
According to Wikipedia, Lane Bryant Inc. is a United States retail women’s clothing store chain focusing on plus-size clothing. The company began in 1904 with maternity designs created by Lena Himmelstein Bryant Malsin. As of 2013, the chain consists of 812 stores in 46 U.S. states (only Alaska, Hawaii, Montana, and Wyoming do not have Lane Bryant stores.
Understanding Debt Collection
Dealing with debt collection can be overwhelming, especially when it involves your Lane Bryant credit card. If you’ve fallen behind on payments for your Lane Bryant account, you may start receiving phone calls from Comenity Bank or third-party debt collectors. These calls can quickly become harassing, especially if they use auto dialers, prerecorded voice messages, or call at unreasonable times. Fortunately, federal laws like the Telephone Consumer Protection Act (TCPA) and the Fair Debt Collection Practices Act (FDCPA) are in place to protect your consumer rights and help you stop harassing phone calls.
Debt collectors are required to follow strict rules when attempting to collect on your Lane Bryant credit. They cannot use obscene language, make threats, or engage in abusive behavior. If you receive harassing phone calls, you have the right to request that the debt collector stop calling you. This request should be made in writing and sent to the company contacting you about your Bryant credit card debt. If the calls continue after your request, it may be a violation of federal laws, and you can report the behavior to the Federal Trade Commission (FTC) or your state Attorney General’s office.
In some cases, debt collectors may try to collect by filing arbitration claims or even lawsuits. If you receive notice of an arbitration claim or legal action, it’s important to understand your legal status and seek help from a lawyer who specializes in debt collection law. You may be entitled to compensation, including legal fees and court costs, if a debt collector is found to be in violation of the law.
Consumers should also be aware that they have the ability to negotiate with debt collectors. If you are unable to make payments on your Lane Bryant credit card, you can request a payment plan or settlement that fits your financial situation. Keeping a record of all communication—including phone calls, letters, and emails—can help protect you if you need to file a complaint or lawsuit.
It’s important to remember that debt collectors are prohibited from contacting unauthorized parties about your debt, sending unsolicited advertisements, or using abusive tactics. If you feel harassed or threatened, don’t hesitate to inform the appropriate authorities and seek legal advice. Some states, like California, offer additional protections under laws such as the Rosenthal Fair Debt Collection Practices Act, so be sure to check your state’s website for more information.
Ultimately, you have the right to be treated with respect and dignity throughout the debt collection process. By understanding your rights and taking proactive steps—such as submitting written requests to stop calls, keeping detailed records, and seeking professional help—you can resolve debt collection issues in a fair and lawful manner. If you’re being harassed by debt collectors over your Lane Bryant account, reach out to a lawyer or credit counselor for support, and visit the FTC’s website to learn more about your protections and how to file a complaint.
More about the laws that protect you
Things happen sometimes, and even though the economy has improved significantly since the recession of 2008, you still fall behind on your bills every now and then.
If you are making payments on your Lane Bryant credit card, then you may encounter debt collection harassment along the way. Some debt collectors may call you excessively, others may try to get you to make a Lane Bryant credit card payment through threatening and often harassing means. Regardless of which form the harassment has taken, it is important to know that your consumer rights are protected under federal statutes like the FDCPA and TCPA that set the rules on how a debt collector is expected to behave while collecting your Lane Bryant Comenity card debt. These statutes are designed to protect consumers from harassment by creditors and debt collectors.
Here are some ways a debt collector is not expected to behave while attempting to recover debt:
- The debt collector contacting you over paying the debts on your LBcard must not use harassing, abusive, or obscene language when communicating with you.
- Threats of violence are strictly prohibited
- They are prohibited from making an unreasonable number of phone calls when contacting you about your Comenity Lane Bryant card.
- They may not lie about the amount or legal status of your debt, or make a mistake in billing or credit reporting.
- They may not call you at inconvenient hours (usually after 9 p.m. or before 8 a.m.)
- They may not inform an unauthorized party about your debt.
Creditors and debt collectors must comply with these statutes when attempting to collect a debt. If you default or breach your agreement, you remain responsible for the full amount owed unless the debt is discharged or otherwise resolved.
Unfortunately, in spite of these protections, debt collectors still continue to violate the law. In 2013, for example, the Federal Trade Commission received over 204,000 complaints about debt collection harassment. If legal action is taken for such violations, the defendant is typically the creditor or debt collector accused of violating the statute. If you are facing constant harassment that won’t go away, we advise that you speak with a lawyer now by calling 877-700-5790, or by filling out our contact form.
Harassing Phone Calls From Lane Bryant- Stop The Calls!
There are several ways companies like Lane Bryant harass consumers and violate the law. The TCPA statute limits when and how often a company like Lane Bryant can call. Companies must comply with the TCPA statute to avoid legal consequences. The TCPA also bans the use of automatic dialing systems. Some of the key parts that Lane Bryant must follow when making calls are valid and enforceable under federal law:
· Companies must maintain a “Do Not Call” list and honor any request from a consumer to not be called again.
· Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
· Customers must be able to opt-out of future robocalls during a robocall.
· Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls
Have you considered filing for bankruptcy?
While the FDCPA protects against harassment, it cannot stop debt collectors from recovering what you owe on your Comenity bank Lane Bryant card. What then happens in situations where you cannot afford to pay what you owe? This is where filing for bankruptcy comes in as an option.
Filing for bankruptcy triggers what is known as an automatic stay; this halts all collection attempts. Once a bankruptcy claim is pending, collection actions must stop until the case is resolved. However, you remain responsible for the debt until your request for bankruptcy is approved and your debts are discharged. Any collector still attempting to collect after discharge can face consequences for violating a court order.
If you are considering filing for bankruptcy, get on the phone with us today at 877-700-5790 to find out if it is a good fit for your situation.
Lane Bryant Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
614-212-7500, 614-754-4136, 800-695-2912, 614-534-2516, 720-728-3217, 844-271-2816, 614-729-6086, 614-754-4132, 614-754-4056
In some cases, consumers may find themselves blocked from accessing their account or the company’s website due to security measures.
If the answer is yes, then you are receiving calls from a known Lane Bryant phone number. You may be a victim of Lane Bryant Phone Harassment. The list above is not all the numbers that Lane Bryant uses. The calls can be from a different phone number and still be Lane Bryant calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. For more information, visit the appropriate page of the website. Contact our office right away so we can start the process to stop Lane Bryant from calling you illegally. No one should live with the harassment!
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to safeguard yourself better from Lane Bryant Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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