Are you receiving harassing phone calls from Logos Capital Systems, LLC?
According to statistics from the Urban Institute, about 77 million Americans (or 35% of adults who have a credit file) have an active debt that has gone into collection with a debt collection agency like Logos Capital Systems LLC. This number is not including mortgage debt. It is also estimated that adults owe an average of $5,178 for medical debt, credit card debts, or utility bills that are past due.
What you may not know is that a federal law, known as the Fair Debt Collection Practices Act (FDCPA), outlines exactly what can and can’t happen to you in the process of debt collection. The comforting part is that the motive of the law is an effort to protect the consumers’ rights.
If you are being harassed by a debt collection agency like Logos Capital Systems LLC, what you should know is that you have rights, and those rights protect you from debt collection harassment. Reach out to an expert by calling (877)-700-5790 for professional advice and counseling. In the meantime, we will tell you how to stop debt collection calls from Logos Capital Systems LLC, but first, who is Logos Capital Systems LLC?
Who is Logos Capital Systems, LLC?
According to their website, Logos Capital Systems is a licensed debt collection agency. As active participants of the receivables management industry, we understand the challenges faced by creditors in the delinquency and debt collection processes. Our full suite of debt collection services enables creditors to benefit from our experienced people, proprietary technology, and deep understanding of analytics. Our representatives have the right blend of competencies and communications expertise to deliver first-class service.
Logos Capital Systems Contact Information
8838 Chestnut Ridge Road
Gasport, NY 14067
How To Stop Debt Collection Phone Calls from Logos Capital Systems LLC
Many people already know that collection agencies are notorious for violating the rules against constant and aggressive phone calls to consumers who owe a debt. This is the reason why there is so much controversy in their business and why the CFPB rates debt collection calls as the most frequent consumer violation.
You may be unable to avoid the first phone call from a collection agency, as you may not recognize their number, and once you have been notified about the debt, then collection actions have already started. However, the law provides steps you can take to completely stop the calls once you’ve heard from them. Although this is only a temporary fix, it works.
The first option is you can take is to wait for the collection agency to send a validation notice. By law. the debt collection agency is required to send you a validation notice within five days of them notifying you about the debt if you ask for it. The notice will halt all calls to you (during the period between which you request for the notice and they send it to you), and should tell you how much money you owe, who the original creditor you owe the money to, is and what to do if you suspect that the debt may not be yours.
Next, you can send a cease-and-desist letter. This should be in writing, and will temporarily halt all calls to you (except if the debt collector wishes to notify you that you have been sued). It, however, will not make your debts magically go away. Start having conversations with a credit counselor, or a consumer protection attorney to know what options await you.
Debt Collection Harassment Tactics
If Logos Capital Systems, LLC engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Logos Capital Systems, LLC, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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