GM Financial Group Phone Harassment? Stop the Calls!
Do you receive automated calls from GM Financial? Does GM Financial Group use robocalls to call you over and over again harassing you all day long? No company has the right to harass you. Stop GM Financial Phone Harassment and take your life back. Call us right away. For additional support, you can contact a law firm experienced in handling debt collection harassment. A dedicated legal team is committed to holding debt collectors accountable, fighting for your rights, and pursuing justice for those affected by harassment. Above all you don’t have to live in fear of your phone.
Introduction to Phone Harassment
Phone harassment by debt collectors, including those from GM Financial, is a widespread issue that affects countless consumers every day. Debt collectors may resort to repeated phone calls, threatening messages, or other aggressive tactics in an attempt to collect debts. However, federal law—specifically the Fair Debt Collection Practices Act (FDCPA)—protects consumers from such abusive behavior.
Under the FDCPA, debt collectors are prohibited from using deceptive or misleading representations, such as pretending to be affiliated with the government or using badges and uniforms to falsely imply official status. They cannot make threatening phone calls or use language intended to intimidate or harass you. If you feel that a debt collector, including GM Financial or any collection agency acting on their behalf, is violating your rights, you have the power to take action.
Consumers can report debt collector misconduct to the Federal Trade Commission (FTC) or the (CFPB). If your rights have been violated, you may be entitled to up to $1,000 in damages, plus attorney fees and court costs. For additional support, you can contact a law firm experienced in handling debt collection harassment. Don’t let harassing phone calls disrupt your life—know your rights, document every call, and seek assistance to stop the harassment and hold debt collectors accountable.
Is GM Financial Group a scam?
According to the Better Business Bureau (BBB) website and its profile page for GM Financial Group, the company has been in business since 1992. There have been 914 complaints closed in the past three years and 386 complaints closed out in the past 12 months. Read more here: GM Financial Group Better Business Bureau. The BBB page provides detailed information about the company’s complaint history and reputation.
Who is GM Financial Group?
GM Financial Group is the financial services division of General Motors (GM), established in 1992 to provide credit and financing solutions for automotive purchases. As a key part of General Motors’ business, GM Financial offers a range of financing options to help consumers buy or lease GM vehicles, making it easier for customers to get behind the wheel of a new car.
Headquartered at 801 Cherry St Ste 3400, Fort Worth, TX 76102-6854, GM Financial can be reached by phone at (800) 284-2271 or by fax at (817) 302-7940. The company plays a vital role in supporting the automotive industry by managing credit, loans, and lease services for GM customers across the country.
For many consumers, GM Financial is an essential partner in obtaining the financing needed for a vehicle purchase. The company’s commitment to customer service and compliance with federal and state regulations is crucial in maintaining trust and a positive reputation. As a major player in the automotive finance industry, GM Financial’s business practices directly impact the lives of consumers, making it important for the company to uphold high standards of service and transparency.
GM Financial Group Phone Harassment
There are many ways companies like GM Financial Group that harass consumers and violate their rights and the law. The TCPA limits when and how often a company like GM Financial or their affiliates can call a consumer. The TCPA also bans the use of automatic dialing systems. Some of the key parts of the TCPA that all companies including GM Financial must follow when making calls are below:
- ➡️ Calls only between the hours of 8 a.m. and 9 p.m.
- ➡️ Companies must maintain a “Do Not Call” list and follow it. Therefore not call the consumer again.
- ➡️ Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
- ➡️ Customers must be able to opt-out of future robocalls during a robocall. Once requested, the calls must end.
- ➡️ Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls
If you believe a company has violated these rules, there are specific procedures you should follow, such as documenting the calls, filing a complaint with the FCC, and considering legal action.
Legal claims in the line of harassment or TCPA violations against GM Financial may be brought in district court, where consumers can seek remedies for improper conduct.
What are Robocalls?
Robocalls are phone calls with prerecorded messages. This also includes unwanted text messages. Consumers can also visit the GM Financial Group FAQ page for answers to common questions about robocalls, payments, and account management. To Learn More visit the Federal Trade Commission (FTC) or the Federal Communications Commission (FCC).
How can I assist in my case if I believe I am receiving robocalls?
- ▶️ Make a note of the date and time of the call, the caller’s name, and their contact information.
- ▶️ Make note of any prerecorded message, or of the conversation you had if you spoke to a live representative.
- ▶️ Save copies of any relevant cell phone call logs, voicemails, text messages, and cell phone bills.
- ▶️ Keep a copy of any letter or online contact you send to the caller that asks them to stop calling.
- ▶️ Request proof of the debt or account status from the caller or debt collector, and document any refusal or failure to provide such proof.
GM Financial Group Phone Numbers
Are you receiving any harassing phone calls from this number?
- ☎️ 201-656-0600
- ☎️ 800-284-2271
- ☎️ 301-519-1040
If so, you may be a victim of GM Financial Group phone harassment. The list above is not all the numbers that GM Financial uses. Also, calls can be from a different numbers and it still be GM Financial calling you. Contact our office right away so we can start the process to stop GM Financial from calling you illegally. Above all, no one should live with harassment.
Preventing Identity Theft and Fraud
Protecting yourself from identity theft and fraud is essential, especially when dealing with financial institutions or debt collectors like GM Financial. Scammers may attempt to obtain your personal information by posing as legitimate companies or using deceptive tactics over the phone. To safeguard your identity, never share sensitive information such as your Social Security number, bank account details, or credit card numbers with anyone who contacts you unexpectedly.
Always verify the identity of the person or company contacting you by calling the official GM Financial Group phone number or visiting their official website. Be cautious of requests for payment or personal information that seem suspicious or come from unfamiliar sources. Regularly monitor your credit reports with the major credit bureaus to detect any unauthorized activity, and consider placing fraud alerts or credit freezes if you suspect your information has been compromised.
If you believe you are the victim of a scam or identity theft, report it immediately to the Federal Trade Commission (FTC), the Better Business Bureau, and your local law enforcement. You can also contact GM Financial’s customer service department to alert them of any suspicious activity related to your account. Taking these steps can help protect your financial security and prevent further harm. Remember, staying vigilant and informed is your best defense against identity theft and fraud.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication, and disputes over debts that may not be owed. If a debt collection attempt appears suspicious or fraudulent, we can help you verify its legitimacy. Our firm assists clients in correcting inaccurate information reported to credit bureaus, resolving issues related to payments, debts, and ensuring that any amounts reported as owed are accurate. We also help clients address problems with late fees, especially in lease termination disputes with GM Financial Group, and work to correct wrongful charges. If you have been reported to credit bureaus for debts you have already paid or do not owe, we can help you dispute and correct these errors. Our office has been assisting consumers since 2010, including clients in Washington and other states, navigating state-specific protections and procedures. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more GM Financial Group Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
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🏆 I had a collection from PenFed and ARS had bought it. They harrassed me everyday with phone calls….up to 10 a day. It became annoying so I contacted Consumer Rights Law Firm and talked with Matt. He got back to me right away and by the next day, the phone calls had stopped…this is all I asked for was to have them stop harrassing me. Fast forward a couple weeks and Matt informs me that my debt is cleared and I do not owe them a single penny. They are paying the legal fees and it will be off my credit report within 30 days. How freaking great is this. This firm is AMAZING!! I highly recommend them if you have any issues like mine. 100% top notch.
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🏆 Had a horrible experience with a debt collector. Threats and constant phone calls – it was a living nightmare! Got hold of the Consumer Rights Law Firm and within 72 hours all the calls and threats stopped!!! Within a few months – the debt collector paid my debt and all the costs associated with the resolution!!! I can’t thank this law firm enough and I wish I could recommend them by as many stars as there is in heaven!!!
Frequently Asked Questions
What is Allied Collection Service and why are they calling me?
Allied Collection Service is a third-party debt collector. They contact consumers when a creditor claims there is an unpaid debt. If they are calling you, they believe you owe money or are assigned to collect on a debt you had.
Is Allied Collection Service legitimate or a scam?
They are a real collection agency, but many consumers report misleading or deceptive behavior. Always request written validation of the debt to ensure it’s valid.
Can Allied Collection Service call me multiple times a day?
No. Under laws like the FDCPA, frequent or continuous calls intended to harass or annoy you are prohibited. Multiple calls per day could violate your rights.
What should I do if Allied Collection Service is harassing me by phone?
Document every call (time, number, content), request all communication in writing, send a written cease-and-desist letter, and if they continue, file complaints with consumer protection agencies or consult an attorney.
Can Allied Collection Service report my debt to credit bureaus?
Yes. They can report delinquent debts, which may affect your credit. If the debt is inaccurate, you have the right to dispute it with credit reporting agencies.
Can Allied Collection Service threaten me with legal action or wage garnishment?
They can threaten legal action only if they intend to follow through. False threats or implying arrest for unpaid debt are illegal. Wage garnishment typically requires a court judgment.
Is it legal for Allied Collection Service to contact my employer or others about my debt?
They may only contact third parties to locate you, and only in limited ways. They cannot publicly discuss or shame you or disclose your debt to your employer or coworkers beyond what’s legally allowed.
Can I dispute the debt with Allied Collection Service?
Yes. Within 30 days of first contact, you have the right to request debt validation. They must provide proof of the debt before continuing collection efforts.
What laws protect me from Allied Collection Service’s harassment?
Laws like the Fair Debt Collection Practices Act (FDCPA) and state consumer protection statutes protect you from abusive, deceptive, or harassing collection practices.
Can I sue Allied Collection Service for violating my rights?
Yes. If they violate federal or state debt collection laws, you may file a lawsuit and seek damages, including possible statutory damages, actual harm, and legal costs.