🚨Franklin Collection Service Phone Harassment❓
If you owe money and are getting bothered by Franklin Collection Service, you may know that there is only a very thin line between routine debt collection calls and Franklin Collection Service phone harassment. Regardless, getting called by Franklin Collection Service several times over your unpaid debt can be an extremely stressful and unpleasant experience for you and your family.
Going through Franklin Collection Service debt collection combined with the often-overbearing tactics employed by several third-party debt collectors can easily have you feeling depressed and afraid of what your financial future looks like. We want you to know that you are not alone as you go through the Franklin Collection Service debt collection process. As a law firm, we fight to uphold your rights by ensuring the enforcement of the regulations regarding the ethical collection of debts as prescribed in laws such as the FDCPA, the TCPA, and the FCRA.
The addition of the Federal Debt Collection Practices Act (FDCPA) to the Consumer Protection Act in 1978 was a commendable step taken for the sake of your protection against debt collectors like Franklin Collection Service and the deceptive strategies that most debt collectors in their shoes employ to intimidate and coerce consumers into paying off a debt that may not be theirs or may not still be legally collectible.
If franklin collection svcs inc wishes to remain in accordance with the law and avoid getting a lawsuit filed against them, they are required to act in accordance with the FDCPA (Fair Debt Collection Practices Act), which protects your rights throughout the Franklin Collection Service debt collection process. Under the FDCPA, you can receive compensation of up to $1000 for the violation of your rights by franklin collection and your attorney fees are paid for by the debt collector. Call us immediately at 877-700-5790 to get connected with an A+ accredited attorney.
💡Understanding Franklin Collection Service
Franklin Collection Service is a licensed and bonded collection agency that has been operating in the United States since 1980. Headquartered in Tupelo, Mississippi, Franklin Collection Service, also known as Franklin Collection Agency, provides debt collection services across various industries. These industries include medical bills, credit card debts, personal loans, utility bills, student loans, mortgages, and auto loans. The company is owned by President Dan Franklin and his wife, who also own an exotic animal park in Tupelo. This diverse portfolio highlights the company’s extensive experience and commitment to effective debt collection practices.
⚖️Consumer Rights and Protections
As a consumer, it’s crucial to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits debt collectors from using unfair, deceptive, or abusive practices to collect debts. Key protections under the FDCPA include:
- The right to request verification of the debt: You can ask the debt collector to provide proof that the debt is valid.
- The right to dispute the debt: If you believe the debt is not yours or is incorrect, you have the right to dispute it.
- The right to request communication in writing: You can ask the debt collector to communicate with you only in writing.
- The right to be free from harassment and abuse: Debt collectors cannot harass, oppress, or abuse you in any way.
- The right to be free from false or misleading statements: Debt collectors must be truthful and cannot use deceptive practices.
Understanding these rights can help you avoid potential Franklin Collection Service phone harassment or lawsuits from debt collectors like Franklin Collection Service.
📋Credit Report and Debt Collection
Franklin Collection Service may report debts to credit bureaus, which can negatively impact your credit score. If you have a debt being handled by Franklin Collection Service, it’s essential to ensure that the debt is valid and accurate. You have the right to request documents that verify the debt’s legality and accuracy. If the debt is indeed yours, consider negotiating a settlement for part of the debt in exchange for them removing it from your credit report. This proactive approach can help mitigate the negative impact on your credit score and provide a clearer path to financial stability.
📝Common Complaints and Reviews
Franklin Collection Service has faced numerous complaints from consumers via the Better Business Bureau (BBB) and the (CFPB). Some of the most common complaints include:
- Receiving multiple calls per day, even after requesting that the calls stop: This can be a form of Franklin Collection Service phone harassment and is against FDCPA regulations.
- Deceiving people by incorrectly reporting the amount owed: Accurate reporting is crucial, and any discrepancies should be addressed immediately.
- Applying pressure in a manner that may not be legally acceptable: Debt collectors must adhere to ethical practices.
- Failing to furnish any documents validating the legitimacy of their debts: Consumers have the right to request and receive validation of their debts.
Being aware of these common complaints and reviews can help you protect yourself from potential Franklin Collection Service phone harassment or lawsuits.
📄Collection Services and Debt Collector Regulations
Franklin Collection Service is regulated by the Fair Debt Collection Practices Act (FDCPA) and the (CFPB). The FDCPA sets guidelines for debt collectors to follow, including:
- Prohibiting harassment and abuse: Debt collectors cannot engage in any form of Franklin Collection Service phone harassment or abuse.
- Prohibiting false or misleading statements: Debt collectors must be truthful and transparent in their communications.
- Requiring debt collectors to provide written communication: Debt collectors must provide written notice of the debt.
- Requiring debt collectors to verify the debt: Upon request, debt collectors must provide verification of the debt.
The CFPB also regulates debt collectors, including Franklin Collection Service, to ensure compliance with federal laws and regulations. Understanding these regulations can help you navigate interactions with debt collectors more effectively.
🔎How Much Can You Recover in Compensations for a Lawsuit against Franklin Collections❓
If you have been harassed by FCS in the process of debt collection, it means that you have a legitimate claim against the agency for Franklin Collection Service phone harassment.
In a case of Franklin Collection Service phone harassment, the plaintiff is entitled to receive actual damages, statutory damages of no more than $1,000, and attorney’s fees. Below is a breakdown of the compensations that you are entitled to if you are successful in your case against Franklin Collection Service.
- Actual damages: This includes compensation for direct damages incurred as a result of the violation. Such damages include loss of wages, emotional distress, harm to your credit report, and any other thing of value that the debt collector’s abusive behavior has cost you.
- Statutory damages: This is just a fancy legal term for the money you will receive simply because the debt collector violated your rights. Regardless of the extent of the violation and the damages caused, you are entitled to receive statutory damages (usually not exceeding a certain amount) for any successful case brought against a debt collection agency. Statutory damages for FDCPA violations cannot be more than $1,000; the sum of $1,000 is usually awarded.
- Attorney’s fees: If you win your case of Franklin Collection Service phone harassment against Franklin Collection Service, then they are expected to bear all responsibilities for your attorney’s fees and all court costs. What this means is that you do not have to pay us will not have to pay us up-front to gain access to our services; Franklin services will bear the responsibility for all costs if the case is successful.
It is important to speak with a qualified attorney to understand your rights and the potential compensations you may be entitled to.
📢Who is Franklin Collection Service❓
Franklin Collection Services is a third-party debt collector located in Tupelo, Mississippi, at 2978 W Jackson St Tupelo, MS 38801-6731. They have been a party in federal court cases over 120 times related to consumer credits and the collection thereof. A recent Federal Court case alleges that franklin collection services inc illegally reported information to the credit bureaus to coerce a payment from the harassed consumer.
📲Contact Information
Address: 2978 W Jackson St
Tupelo, MS 38801-6731
Phone: (662) 844-7776
⚠️Is Franklin Collection Service a Scam❓
According to the Better Business Bureau website, Franklin Collection Service is a recognized business entity in the industry of receivables management. Franklin Service is a collection agency that specializes in retrieving debts for various industries, including medical providers and healthcare companies. The company has been in business for 39 years, during which time there have been 119 complaints filed against FCS with the BBB.
⌛Are you dealing with Franklin Collection Service Phone Harassment❓
Are you receiving any harassing phone calls from any of the following numbers?
205-409-4577, 662-690-2284, 662-840-6720, 662-844-7776, 866-487-6482, 662-690-2281, 844-282-3852, 844-717-5701, 844-717-5707, 844-717-5702, 877-869-7776, (205) 409-4577, (662) 690-2284, (662) 840-6720, (662) 844-7776, (866) 487-6482, (662) 690-2281, (844) 282-3852, (844) 717-5701, (844) 717-5707, (844) 717-5702, (877) 869-7776, 2054094577, 6626902284, 6628406720, 6628447776, 8664876482, 6626902281, 8442823852, 8447175701, 8447175707, 8447175702, 8778697776,
Many consumers have reported instances where they spoke to Franklin Collection Service representatives and experienced Franklin Collection Service phone harassment.
If the answer is yes, then you are receiving calls from a known FCS number. You may be a victim of FCS phone harassment. Call our office immediately at 877-700-5790 to put an end to any harassment you may be enduring during these calls.
🏷️Common Questions our clients ask.
Q: What counts as Franklin Collection Service phone harassment for a client❓
A: If Franklin collections is calling you with the intent to intimidate, infuriate, or threaten you, they have stepped out of the confines of Franklin Collection Service phone harassment laws. Legally, telephone harassment is considered any form of exchange carried out via telephone that is unsolicited by the receiver, threatening, and abusive to the dignity of that person.
Q: Do text messages also count as Franklin Collection Service phone harassment❓
A: Yes, aggressive, intrusive, harassing, or threatening text messages are also considered a form of Franklin Collection Service phone harassment. It is advisable to save evidence of such abusive text messages that you have received in case the need to go to court arises.
Q: Can I get sued by Franklin collections❓
A: Yes, if your debt is still within the statute of limitations, then FCS will be able to take you to court over non-payment.
Q: How do I charge FCS with Franklin Collection Service phone harassment❓
A: First of all, contact us to know if you have a valid case of Franklin Collection Service phone harassment against Franklin collections. If you do, we will take the case up from there.
The following is a sample list of complaints filed against the Franklin Collection Service in the past year and can be found on Pacer.gov.
2:11-cv-04693-PLA Karen Eisenberg v. Franklin Collection Service
1:98-cv-00288-GHD-JAD Cunningham, et al v. Franklin Collection
2:15-cv-00033 Tracie Dull v. Franklin Collection Service
5:14-cv-01589-JHE Booker et al v. Franklin Collection Service Inc
2:17-cv-01087-JHE Hassell v. Franklin Collection Service Inc
💼About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing Franklin Collection Service phone harassment from debt collectors. We have extensive experience assisting clients who are facing harassment from debt collectors, including those collecting on behalf of medical providers. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop Franklin Collection Service phone harassment you may currently be receiving from Franklin collection agency. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
