Focus Receivables Management Debt Collection Harassment
Tired of Focus Receivables Management Debt Collection Harassment? Wish there was a way to make the calls stop? Is Focus Receivables Management constantly calling and harassing you? Does your phone ring every day, several times per day, because Focus Receivables Management is calling you to demand payment? Stop calling them may not be enough to end the harassment. Threatening you with legal action? Has Focus collection agency ever used abusive or profane language when speaking with you on the phone? If so, Focus debt collector may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Hiring a qualified lawyer can provide necessary protection against potentially fraudulent collection activities. Many consumers feel concerned about the legitimacy of debt collection practices and seek clarity and validation of debts.
Is Focus Receivables Management a Scam?
According to the Better Business Bureau website, Focus Receivables Management has been in business since 2001. Reviews on the site highlight both positive and negative customer experiences. There have been 94 complaints closed in the last 3 years and 17 complaints closed out in the last 12 months.
Focus Receivables Management is a legitimate company, but their persistent and potentially overwhelming phone calls can lead to a negative perception among consumers.
Who is Focus Receivables Management?
Focus Receivables Management is a third-party debt collector located in Marietta, Georgia. They have been a party in federal court cases over 280 times related to consumer credits and the collection thereof. A recent Federal Court case alleges that Focus collection agency illegally reported information to the credit bureaus to coerce a payment from the harassed consumer. These debts are often purchased from the original creditor at a fraction of the original amount owed. Focus Receivables Management now goes by Sequim Asset Solutions, LLC.
🏛️ Focus Receivables Management Address: 1130 Northchase Pkwy SE Ste 150 Marietta, GA 30067-6420
📞 Focus Receivables Management Phone Number: (678) 228-0000
📠 Focus Receivables Management Fax: (678) 228-0019
Focus Receivables Management Debt Collection Harassment Tactics
If Focus debt collector engages in any of the following tactics, you may have a case. It is important to dispute any debts that you believe are inaccurate or unfairly reported:
- ⏰ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- 👥 Talking to others about your debt
- 🏢 Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- 🗣️ Use any profane language or any language that is harassing and abusive
- 🚨 Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ❌ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment, including fraudulent claims
- 🚔 Threaten arrest or criminal prosecution
- 📉 Send false information to the credit bureaus, especially regarding a collections account
- 🔔 Cause a telephone to ring an unreasonable amount of times
Focus Receivables Management Phone Number
Are you receiving any harassing phone calls from any of these numbers? Have you asked them to stop calling but they continue to contact you?
- 📲 800-280-5397
- 📲 866-664-2512
- 📲 678-228-3426
- 📲 800-268-3486
- 📲 678-228-3432
- 📲 866-664-2513
- 📲 877-623-6287
- 📲 800-280-5387
- 📲 888-379-9266
If so, you may be a victim of Focus Receivables Management debt collection harassment. However, the list above is not all the numbers that Focus Receivables Management uses. Also, calls can be from different numbers and it still be Focus collection agency calling you. Contact our office right away so we can start the process to stop Focus Receivables Management from calling you illegally. Above all, no one should live with harassment. Speak with one of our Credit Specialists today for assistance.
Focus Receivables Management Complaints
The following is a sample list of complaints filed against Focus Receivables Management/Sequim Asset Solutions, LLC in 2018 & 2019 and can be found on Pacer.gov.
- 📋 1:19-cv-00349-TWT-AJB Gilliam v. Sequim Asset Solutions, LLC
- 📋 1:18-cv-03735-JPH-DLP SNOW v. SEQUIUM ASSET SOLUTIONS, LLC
- 📋 5:18-cv-00621-F Nealy v. Sequium Asset Solution
- 📋 1:18-cv-00323-MHC Cooper v. Sequim Asset Solutions, LLC et al
- 📋 2:18-cv-00500-R-PLA Amanda Bond v. Focus Receivables Management LLC et al
How Debt Collection Affects Your Credit Score
When a debt is sent to collections, it can remain on an individual’s credit report for up to seven years, even if the debt is paid. This can significantly lower the individual’s credit score, making it more challenging to obtain credit in the future. However, there are steps individuals can take to mitigate the impact of debt collection on their credit score, such as disputing errors on their credit report, negotiating with collection agencies, and making timely payments. By understanding the impact of debt collection on credit, individuals can take proactive steps to manage their debt and protect their credit profile. Regularly monitoring credit reports and addressing any discrepancies can also help maintain a healthier credit score.
Impact on Credit
Debt collection can have a significant impact on an individual’s credit score and credit report. When a debt is sent to collections, it can be reported to credit bureaus, which can lower the individual’s credit score. Understanding how debt collection affects credit is essential for managing debt and maintaining a healthy credit profile. Negative marks from collections can stay on credit reports for years, affecting the ability to obtain loans, credit cards, and even employment opportunities. Therefore, it’s important to address debts promptly and work towards resolving them to minimize their impact on credit.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a qualified lawyer to stop Focus Receivables Management debt collection harassment. Discuss your situation with us to confirm account details and explore settlement options. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more Focus Receivables Management debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “Focus Receivables Management called me 10+ times a day, even after I told them to stop. They threatened to ‘ruin my credit’ unless I paid a debt I didn’t owe. Consumer Rights Law Firm PLLC stepped in, proved they violated the FDCPA, and got the harassment to stop immediately. Not only that—I received a $2,500 settlement check! The team was professional, responsive, and never charged me a dime. Highly recommend!”
- 🏆 “I discovered Focus Receivables Management had reported an old cable bill to my credit report—except I’d already paid it years ago! My credit score dropped 120 points overnight. This firm demanded validation letters and, when Focus couldn’t prove the debt, forced them to delete it entirely. My score rebounded in weeks. Lifesavers!”
- 🏆 “Focus Receivables kept calling my boss, claiming I was ‘avoiding payment.’ I was humiliated and feared losing my job. Consumer Rights Law Firm PLLC filed a lawsuit for illegal third-party disclosures under the FDCPA. The calls stopped, and I won $1,000 in damages plus attorney fees. The staff treated me with kindness and fought aggressively for my rights.”
- 🏆 “Focus Receivables left voicemails saying they’d ‘sue me immediately’ over a 9-year-old debt (way past the statute of limitations!). This firm proved they were lying to intimidate me. Not only did the harassment end, but Focus had to pay me $3,200 for their illegal tactics. If you’re getting bullied by debt collectors, call these lawyers—they know the law inside out.”
FAQs
Is Focus Receivables Management a legitimate debt collector or a scam?
Focus Receivables Management (now Sequim Asset Solutions, LLC) is a legitimate third-party debt collector operating since 2001. However, you should always request written debt validation to confirm the amount and ownership before making a payment.
What behaviors count as harassment from Focus collection agency?
Harassment includes repeated calls intended to annoy, using profanity or threats, calling outside allowed hours (before 8 AM or after 9 PM), contacting third-parties about your debt, and misrepresenting legal action they will take—all violations of the FDCPA.
Can Focus Receivables Management legally call my workplace or family members?
No. Under the FDCPA, they cannot call your workplace if you’ve asked them not to, nor can they discuss your debt with anyone other than you, your spouse, or your attorney.
Am I entitled to written validation when contacted by Focus Receivables Management?
Yes—within five days of their initial contact, they must send a debt validation notice including creditor details and the amount owed. You then have 30 days to dispute it.
What steps can I take to make Focus Receivables Management stop calling me?
Document every call (date, time, who called), then send a written cease-and-desist letter via certified mail. If calls continue after that, you can file complaints with the CFPB or FTC or consider suing for FDCPA violations.
Can I sue Focus Receivables Management for harassing calls?
Yes. If they violate the FDCPA—for example, through harassment or false threats—you can sue in court. Successful claims may yield up to $1,000 in statutory damages plus legal fees and actual damages.
Can Focus collection agency report the debt to credit bureaus and affect my credit score?
Yes. They can report delinquent debts, which can negatively impact your credit. You have the right to dispute any inaccurate or outdated information with credit bureaus.
What should I do if Focus debt collector threatens to sue or garnish wages?
Debt collectors can only sue if the debt is within the statute of limitations. They must actually file a lawsuit in proper court. If threatened, request written proof and, if sued, respond formally—legal advice is recommended.
Does Focus Receivables Management use robocalls or spoofed phone numbers?
Many consumers report calls from unknown or changing numbers. If they robocall you without prior written consent, they may be violating the TCPA.
How long does a collection account stay on my credit report?
Collection accounts can remain on your credit report for up to seven years from the date the original account became delinquent, even if the debt is paid.