First Platinum Corporation Debt Collection Harassment?
Is First Platinum Corporation harassing you with unsolicited calls?
Every day, people get into tough financial situations and fall into debt. It’s almost inevitable, and this happens for different reasons; health-related issues, school loans, divorce, accidents, and other life occurrences. One of the things that accompany getting into debt is getting unsolicited phone calls from debt collectors. Debt collectors have the job of recovering debt on behalf of creditors and businesses.
There have been numerous real-life stories about debt collectors who use unfair, deceitful, and corrupt means to recover debts from debtors. Unfortunately, if these debtors are not aware of their rights, they will have to endure this torture from debt collectors until they are able to pay. Worse still, some debt collectors do not stop harassing consumers even after they have paid their debts. This is why it is expedient that every consumer knows their rights in the context of debt collection.
As a consumer, you have the right to ask a debt collector to stop contacting you via phone calls; you can send a letter to the collection agency involved asking them to cease contact with you. If the debt collector fails to heed to this request and keeps calling you, they have violated one of your rights under the FDCPA and you can file complaints and get up to $1,000 in statutory damages.
What is Consumer Credit Counseling?
Consumer Credit Counseling is an option for people who can not pay the complete amount of their debts. It involves getting a consumer credit counseling agency that will help you plan a budget for your monthly debt payment. Consumer credit counseling provides you with direction and insights on issues relating to money, budgeting, and debt management.
Credit counseling agencies have certified staff who communicate with clients on their financial situations and try to come up with personalized and customized plans suited to their financial state. Credit counseling agencies also help their clients with negotiations. They negotiate with the debt collectors and try to get them to bring down their interest fees.
It is however important to be careful when selecting a consumer credit counseling agency. A few helpful tips for choosing a consumer credit counseling agency are:
- Check the Better Business Bureau for the legitimacy of a potential agency
- Check with the United States Trustees Program for a list of approved credit counseling agencies
- Do not opt for agencies that do not offer proper counseling services but only give Debt Management Plans.
- Do not go for agencies that do not provide free educational materials.
- Ask the credit counseling agency questions before choosing them.
- Read the contract they present before you approve.
If you currently find yourself in a debt collection situation you do not know how to handle, getting credit counseling may be a viable option for you.
Who is First Platinum Corporation?
First Platinum Corporation is a third-party debt collector located in Buffalo New York.
Address: 40 Comet Ave, Buffalo, NY 14216-1711
Phone: (800) 706-8982
Is First Platinum Corporation a Scam?
According to the Better Business Bureau, First Platinum Corporation has been in business for 14 years. They are located in Buffalo NY. They are not BBB accredited. Read more about the agency and the numerous complaints filed against them here: First Platinum Corporation Better Business Bureau
First Platinum Corporation Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
If the answer is yes, then you are receiving calls from a known FPC number. You may be a victim of FPC phone harassment. Contact our office right away so we can start the process to stop FPC from calling you illegally.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from First Platinum Corporation. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.