🚨First National Collection Bureau Phone Harassment❓
Is First National Collection Bureau (FNCB) calling you? Stop First National Collection Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FNCB phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees under federal law.
Consumers can send a written request to First National Collection to validate the debt, and if not provided within 30 days, the collection account must be removed from the credit report.
💡Introduction to Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collectors, such as First National Collection Bureau, employ various tactics to recover these debts, including phone calls, letters, and reporting to credit bureaus. Understanding debt collection laws and regulations, particularly the Fair Debt Collection Practices Act (FDCPA), is crucial for both debt collectors and consumers. The FDCPA is designed to protect consumers from abusive, deceptive, and unfair debt collection practices. By familiarizing themselves with these laws, consumers can better navigate interactions with debt collectors and safeguard their rights.
⚠️Is First National Collection Bureau a Scam❓
According to the Better Business Bureau website, First National Collection has been in business for 36 years. There have been 109 complaints filed against FNCB with the BBB.
🔎Who is First National Collection Bureau❓
They are third-party debt collector located in Reno, Nevada. FNCB handles a diverse portfolio of consumer debts, including auto loans, consumer loans, credit card debt, and mortgages. They have been a party to a Federal Court case over 420 times. They have been accused of violating consumer’s rights and using illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 50 W Liberty St STE 250
Reno, NV 89501-1973
Phone: (800) 824-6191
📢First National Collection Bureau Debt Collection
First National Collection Bureau, a debt collection agency, employs a range of tactics to collect debts. These may include sending debt collection letters, making persistent phone calls, and reporting debts to credit bureaus. It’s important for consumers to know that they have the right to dispute debts and request validation of the debt. Understanding your rights under the FDCPA is essential to protect yourself from potential harassment and ensure that debt collectors like First National Collection comply with federal and state laws. By being informed, you can take the necessary steps to defend your rights and maintain your peace of mind.
🎯First National Collection Bureau Collection Tactics
If First National Collection Bureau engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Falsely accusing you of fraud to coerce payment
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
📞First National Collection Bureau Phone Numbers
800-824-6191, 775-322-0444, 888-307-4407, 775-412-4499, 203-649-1212, 256-261-7792, 775-829-3790, (800) 824-6191, (775) 322-0444, (888) 307-4407, (775) 412-4499, (203) 649-1212, (256) 261-7792, (775) 829-3790, 8008246191, 7753220444, 8883074407, 7754124499, 2036491212, 2562617792, 7758293790
If the answer is yes, then you are receiving calls from a known FNCB number. You may be a victim of FNCB phone harassment. The list above is not all the numbers that FNCB uses. The calls can be from different numbers and it still be First National Collection Bureau calling you. Contact our office right away so we can start the process to stop FNCB from calling you illegally. Above all, no one should live with harassment!
📝Credit Report Concerns
Credit reports play a significant role in the debt collection process, as debt collectors often report outstanding debts to credit bureaus. This can negatively impact an individual’s credit score, making it more challenging to obtain credit or loans in the future. Consumers have the right to dispute errors on their credit reports and should regularly review their reports to ensure accuracy. The Fair Credit Reporting Act (FCRA) regulates the use of credit reports and provides consumers with protections against inaccurate or incomplete information. By understanding their rights under the FCRA, consumers can take proactive steps to maintain a healthy credit report and protect their financial well-being.
💳Resolving Debt Issues
Resolving debt issues can be a challenging and overwhelming process. Consumers have several options, including paying the debt in full, negotiating a settlement, or disputing the debt. It is essential to communicate with debt collectors in writing and to keep detailed records of all correspondence. Seeking the assistance of a credit counselor or attorney can also be beneficial in navigating the debt resolution process. By taking proactive steps to resolve debt issues, consumers can avoid further damage to their credit reports and improve their financial stability. Remember, addressing debt issues head-on is the best way to regain control of your financial future.
🛑Protecting Yourself from Harassment by Debt Collectors
Debt collectors, like First National Collection Bureau, are regulated by federal and state laws that prohibit harassment and abuse. Consumers have the right to be treated fairly and respectfully, and debt collectors must comply with these laws. To protect themselves from harassment, consumers should keep detailed records of all interactions with debt collectors, including dates, times, and the content of conversations. If you believe a debt collector has engaged in harassing or abusive behavior, you can file complaints with the (CFPB) or your state’s Attorney General’s office. By knowing your rights and taking proactive steps, you can protect yourself from harassment and ensure that debt collectors comply with the law.
🏷️Common Questions
Is FNCB a scam❓
No, FNCB has been in business for 36 years.
Can First National Collection Bureau garnish my wages❓
Yes, FNCB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can FNCB sue me❓
Yes, FNCB can sue you so long as the debt is within the statute of limitations.
📋The following is a sample list of complaints filed against First National Collection Bureau in the past and can be found on Pacer.gov.
3:13-cv-01693-DMS-RBB Wilson v.
cv-01100-ES-MAH ALI v.
1:17-cv-00315-KPF Arnold v.
2:13-cv-01659-PD HALL v.
2:14-cv-04161-NIQA Turnage v.
🏛️Consumer Rights Law FIrm PLLC
Consumer Rights Law FIrm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the First National Collection Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from First National Collection Bureau. call us at 877-700-5790 for immediate assistance or visit our website.
