First Credit Services Phone Harassment?

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First Credit Services Phone Harassment?

Is First Credit Services (FCS) calling you? Stop First Credit Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop FCS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is First Credit Services a Scam?

According to the Better Business Bureau website, First Credit Services has been in business for 25 years. There have been 39 complaints filed against FCS with the BBB.

First Credit Services Better Business Bureau

Who is First Credit Services?

First Credit Services is third party debt collector located in Piscataway Township, New Jersey.


Address: 377 Hoes Ln Ste 200

Piscataway, NJ 08854-4155

Phone: (732) 726-1800


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First Credit Services Collection Tactics

If First Credit Services engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

First Credit Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-606-7066, 201-205-2910, 732-305-8350, 732-726-1800, 888-887-3134, 888-769-3076, 800-278-7172, 800-580-3912, (800) 606-7066, (201) 205-2910, (732) 305-8350, (732) 726-1800, (888) 887-3134, (888) 769-3076, (800) 278-7172, (800) 580-3912, 8006067066, 2012052910, 7323058350, 7327261800, 8888873134, 8887693076, 8002787172, 8005803912

If the answer is yes, then you are receiving calls from a known FCS number. You may be a victim of FCS phone harassment.  The list above is not all the numbers that FCS uses. The calls can be from a different number and it still be First Credit Services calling you.  Contact our office right away so we can start the process to stop FCS from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is FCS a scam? No, First Credit Services has been in business for 25 years.

Can First Credit Services garnish my wages? Yes, FCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can FCS sue me? Yes, FCS can sue you so long as the debt is within the statute of limitations

Can FCS report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can FCS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against First Credit Services in the past year and can be found on Pacer.org.

2:10-cv-00311-PSG-CT Barraza v. First Credit Services

0:11-cv-62010-WPD Osazin v. First Credit Services

4:10-cv-01185-RWS Murphey v. First Credit Services

2:09-cv-01020-MHW-NMK Murray v. First Credit Services

5:12-cv-00493-XR Bartlett v. First Credit Services


About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the First Credit Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from First Credit Services call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


New Jersey Attorney General

Consumer Finance

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

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