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Credit Adjustment Board Phone Harassment?

Is Credit Adjustment Board (CAB) calling you? Stop Credit Adjustment Board phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so, what they are doing is illegal and needs to stop. You have the legal right to stop CAB phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Credit Adjustment Board a Scam?

According to the Better Business Bureau website, Credit Adjustment Board has been in business for 62 years. There have been 13 complaints filed against CAB with the BBB.

Credit Adjustment Board Better Business Bureau

Who is Credit Adjustment Board?

Credit Adjustment Board is third party debt collector located in Richmond, Virginia. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Credit Adjustment Board used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

8002 Discovery Drive, Room 311

Richmond, VA 23229-8601

Phone: (804) 649-0761


Credit Adjustment Board is often referred to or searched for by other names. These include:

credit adjustment board, credit adjustment board inc, credit adjustment, credit adjustment board inc, collection agency richmond va, credit adjustment board


Credit Adjustment Board Collection Tactics

If Credit Adjustment Board engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Credit Adjustment Board Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

804-649-0761, 800-882-0761, 804-225-1841. 804-649-0761, (804) 649-0761, (800) 882-0761, (804) 225-1841. (804) 649-0761, 8046490761, 8008820761, 8042251841. 8046490761,

If the answer is yes, then you are receiving calls from a known CAB number. You may be a victim of CAB phone harassment.  The list above is not all the numbers that CAB uses. The calls can be from a different number, and it still be Credit Adjustment Board calling you.  Contact our office right away so we can start the process to stop CAB from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CAB a scam? No, Credit Adjustment Board has been in business for 62 years.

Can Credit Adjustment Board garnish my wages? Yes, CAB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CAB sue me? Yes, CAB can sue you so long as the debt is within the statute of limitations

Can CAB report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can CAB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Credit Adjustment Board in the past year and can be found on

3:09-cv-00619-JRS Grassi et al v. Credit Adjustment Board

1:14-cv-03173-CCB Priestley v. Credit Adjustment Board

3:97-cv-00291-JRS Williams v. Credit Adjustment Board

3:97-cv-00458-RLW Morgan, et al v. Credit Adjustment Board

3:17-cv-00262-HEH Parsons v. Credit Adjustment Board

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Adjustment Board harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Credit Adjustment Board call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Virginia Attorney General

Consumer Finance

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