Financial Corporation of America Phone Harassment?
*Is Financial Corporation of America (FCA) calling you?*Stop Financial Corporation of America phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FCA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. It is important to assess your situation to determine if your rights have been violated and to decide what steps to take next.
Is Financial Corporation of America a Scam?
According to the Better Business Bureau website, Financial Corporation of America has been in business for 27 years. Financial Corporation of America was founded in 1996, providing debt collection services for nearly three decades. There have been 16 complaints filed against FCA with the BBB.
Financial Corporation of America Better Business Bureau
Who is Financial Corporation of America?
Financial Corporation of America is third party debt collector located in Austin, Texas. FCA provides debt collection services for both commercial and healthcare clients, leveraging their expertise to manage accounts receivable and improve financial performance for businesses and healthcare providers. They have been a party to over 70 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Financial Corporation of America used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 12515 Research Blvd Ste 100 Bldg 2
Austin, TX 78759-2247
Phone: (800) 880-8200
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Recognizing Harassment from Financial Corporation of America
Recognizing when you are experiencing debt collection harassment from Financial Corporation of America—or any other collection agency—is a crucial step in protecting your rights as a consumer. The Fair Debt Collection Practices Act (FDCPA), a federal law, sets clear boundaries for how debt collectors and collection agencies must conduct themselves when attempting to collect outstanding debts. Unfortunately, not all debt collectors follow these fair debt collection practices, and some may cross the line into illegal harassment.
Debt collection harassment can take many forms. If you receive repeated calls from Financial Corporation of America, especially from known phone numbers like 800-880-8282 or 512-719-7500, at all hours of the day or night, this could be a sign of harassment. Debt collectors are not allowed to contact you before 8:00 a.m. or after 9:00 p.m., and calling outside these hours is a violation of federal law. Other forms of harassment include using abusive or threatening language, making false threats of legal action or arrest, or telling you that you could face criminal charges for unpaid debts—none of which are allowed under the FDCPA.
Another red flag is if the debt collector contacts your family, friends, or employer without your permission, or shares information about your debt with third parties. These practices are not only invasive but also illegal. If you notice repeated calls, intimidating communication, or misleading statements from Financial Corporation of America, it’s important to recognize these as potential violations of your rights.
To protect yourself, keep detailed records of every call, letter, or text you receive from the debt collector. Note the date, time, phone number, and content of each communication. This documentation is essential if you need to file a complaint or take legal action. If you believe your rights have been violated, you can file a complaint with the (CFPB) or contact a law firm experienced in FDCPA cases. Remember, if Financial Corporation of America or any other collection agency is found to have violated the law, they may be responsible for your attorney’s fees and costs, and you could be entitled to damages.
Evaluating your case starts with reviewing your records and assessing whether the debt collector’s actions have crossed the line into harassment. If you are being harassed, don’t hesitate to take the next step—your rights are protected by law, and you do not have to tolerate debt collection harassment. By staying informed and proactive, you can stop the harassment, hold the responsible parties accountable, and ensure fair debt collection practices are followed.
Financial Corporation of America Collection Tactics
If Financial Corporation of America engages in any of the following tactics, you may have a case:
- Telling you or anyone else that you’ve committed a crime
These are some of the things debt collectors are prohibited from doing under the FDCPA.
Financial Corporation of America Phone Numbers
800-880-8282, 800-880-8200, 512-719-5175, 512-719-7500, (800) 880-8282, (800) 880-8200, (512) 719-5175, (512) 719-7500, 8008808282, 8008808200, 5127195175, 5127197500
If the answer is yes, then you are receiving calls from a known FCA number. You may be a victim of FCA phone harassment. The list above is not all the numbers that FCA uses. The calls can be from a different number and it still be Financial Corporation of America calling you. If you are contacted by FCA, you have rights under the law, including the right to know why you are being contacted and to request verification of the debt.
Contact our office right away so we can start the process to stop FCA from calling you illegally. Do not let the harassment continue—if the calls continue after you have asked them to stop, there are legal steps you can take. You can send a cease-and-desist letter to FCA to formally request that they stop contacting you. It is important to keep a record of all communications with FCA, including calls and letters. Remember, you have rights when contacting or being contacted by a debt collector, and you can take action to protect yourself. Above all, no one should live with harassment!
Is FCA a scam? No, Financial Corporation of America has been in business for 27 years.
Can Financial Corporation of America garnish my wages? Yes, FCA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If you owe a debt, you may be legally obligated to pay, and FCA may seek payments through wage garnishment. Payment portals are often available 24 hours a day, 7 days a week to make payments convenient.
Can FCA sue me? Yes, FCA can sue you so long as the debt is within the statute of limitations. In court, FCA must prove the validity of the debt before they can win a judgment against you.
Can FCA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. It is important to review your credit report for any accounts reported by FCA to ensure accuracy.
Can FCA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
How do I verify or dispute a debt with FCA? You have the right to request verification of the debt from FCA. If you believe the debt is incorrect, you should consider disputing it in writing to protect your rights.
How do I file a complaint or take legal action against FCA? If you believe FCA has violated your rights or engaged in harassment, you can file a complaint with the or your state attorney general. You may also consider filing a lawsuit against FCA for debt collection harassment or violations of debt laws.
How does FCA work with clients? FCA and law firms often work with clients to resolve debt issues, offering assistance and collaboration to develop payment plans and reduce financial stress.
The following is a sample list of complaints filed against Financial Corporation of America in the past year and can be found on Pacer.org.
5:14-cv-01958-VAP-KK Donald Brokaw v. Financial Corporation of America
3:12-cv-00534-MMH-JBT Towler v. Financial Corporation of America
8:14-cv-00403-SDM-AEP Jones v. Financial Corporation of America
8:15-cv-00818-MSS-AEP Franqui v. Financial Corporation of America
8:16-cv-03512-JDW-AEP King v. Financial Corporation of America
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Financial Corporation of America harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
It is also important to protect your personal data when communicating with debt collectors or legal representatives to prevent unauthorized access and data breaches.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Financial Corporation of America call us at
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
Free assistance to stop Financial Corporation of America debt collection harassment. Please call us now at 877-700-5790. Stop the Calls!
