No, debt collectors are not allowed to visit your workplace or discuss your debt with your employer.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot show up at your job or contact your boss about your debt. The law strictly prohibits debt collectors from discussing your financial matters with anyone other than you, your spouse, or your attorney.
When Can a Debt Collector Contact Your Workplace?
A debt collector can only call your job to:
✔️ Confirm your employment (without revealing the reason for the call).
✔️ Ask for your location if they have trouble reaching you elsewhere.
🚨 They cannot keep calling your job if you tell them your employer does not allow collection calls.
What Debt Collectors CANNOT Do at Your Workplace
❌ Show up at your job in person.
❌ Tell your boss, HR, or coworkers about your debt.
❌ Harass you with repeated calls at work.
❌ Threaten to “embarrass” you or pressure your employer.
If a debt collector does any of the above, they are violating federal law, and you may be able to sue them for damages.
How to Stop a Debt Collector from Contacting Your Job
✅ Tell them your employer does not allow collection calls. They must stop calling your workplace once notified.
✅ Send a Cease and Desist Letter requesting that all communication be in writing.
✅ Keep a record of threats or harassment. Document the date, time, and content of the calls.
✅ Report the debt collector to the (CFPB) or the Federal Trade Commission (FTC).
✅ Seek legal help if the harassment continues.
Need Help Fighting Debt Collector Harassment?
If a debt collector is illegally contacting your workplace or threatening to show up at your job, Consumer Rights Law Firm PLLC can help you hold them accountable and stop the harassment.
📞 Call us at 877-700-5790
📧 Email us at help@consumerlawfirmcenter.com
You have rights—don’t let debt collectors violate them!