ERS Resolution Group LLC aka ERS Law Group Debt Collection Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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🚨ERS Resolution Group LLC Debt Collection Harassment❓

ERS Resolution Group LLC aka ERS Law Group Debt Collection Harassment? Like it or not, the fact still remains that debt collectors like ERS Resolution Group are legally entitled to collect the money that you owe to them or to your first-party debt collector on whose behalf they are collecting the debt. The bad news is that there is no law or consumer rights attorney who will save you from that, however, there is good news, and the good news is that if ERS Resolution Group violates your rights during the process of debt collection with you, then there are laws that naturally protect you.

Debt collectors may sometimes suggest taking legal action, such as filing lawsuits or garnishing wages, to recover the owed amount. It is crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself against such intimidation tactics and unlawful practices.

The Fair Debt Collection Practices Act (FDCPA) is a federal law created by the (CFPB). This law is what provides limitations on what debt collectors can do and can’t do when collecting certain types of debt, and this law extends to cover the actions of ERS Resolution Group.

Another law that regulates the actions of debt collectors is the federal Fair Credit Reporting Act (FCRA). The FCRA covers how debt collection is reported in credit reports and the impact this will potentially have on your credit score. In addition, there are certain states that have enacted consumer protection laws that provide extra protection in addition to the FDCPA laws.

ERS Resolution Group emphasizes a respectful approach to debt collection, focusing on compassionate recovery for clients from diverse backgrounds. They highlight the importance of employee training to facilitate effective debt resolution while maintaining sensitivity to the clients’ situations. If you are facing harassment from ERS Resolution Group, it is important to get in touch with a debt representation attorney as soon as possible.

🔎What Does The Law Regard As Harassment❓

Beware, ERS Resolution Group may try to recover debts from you in a way that is harassing, abusive, or disrespectful. Common consumer complaints about ERS debt collectors include making legal threats that they are not authorized to carry out, calling at unreasonable hours, or threatening you with corporal punishment, wage garnishment (without a prior court order), or jail time. They also refer to themselves as ERS Law Group, however they are not a law office.

Such abusive acts are prohibited by the federal Fair Debt Collection Practices Act. Express Recovery knows that they are not allowed to use harassing practices to retrieve a debt. Instead, they employ a positive collection approach, focusing on creating a professional and respectful environment. Their team of competent and compassionate professionals is trained to handle debt recovery with empathy and respect, ensuring a positive experience for clients. Retaining the services of a debt collection harassment attorney like Consumer Rights Law firm can help you understand how the law is on your side and learn about debt recovery solutions harassment. We will now briefly look through the things that the FDCPA considers to be debt collection harassment.

The following are restrictions placed on ERS Recovery by the FDCPA:

ERS collections cannot give third parties information about your debt.
They cannot make fake process service court threats to you over the phone or left on voicemail messages.
They can’t send you mail marked with sensitive information on the outside of the envelope.
An ERS Group debt collector cannot call you outside the hours of 8 am to 9 pm (except when you have granted them your consent to do so).
ERS collection agency may not issue threats of jail time or violence.
They cannot insult or use harassing language with you.
The calls you receive from an ERS collection agency phone number should be to inform and not to harass.
ERS Recovery Systems should not impersonate an officer of the court or a law enforcement official
They cannot misrepresent the amount you owe on the debt.
If Recovery Express tricks you into believing that by not paying your debts, you are guilty of a crime and can be arrested, they are not acting in accordance with FDCPA laws.
Express Recovery Collections must not persuade you in any way (such as suggesting that you sell your property or take out more credit) to get you to pay the debt faster.
An ERS debt collector may not show up at your place of employment to get you to make payment.
They may not publish your name on any list or on social media in an attempt to defame you and shame you into paying up your debt.

Put an end to debt collection harassment with R&R Professional Recovery. Protect your rights as a consumer and stop the constant calls.

As an A+ accredited law firm, you can rest assured that the attorneys at Consumer Rights Law Firm will fight fiercely on your behalf. We are experienced in dealing with debt collectors and navigating debt collection harassment. All you have to do is give us a call today at . We will listen attentively and take it up from there.

⚖️Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is the main federal law in charge of how debt collection is conducted. The FDCPA protects you by preventing debt collection companies from using abusive, unfair, or deceptive practices to coerce payments for consumer debts from you.

Employee training and continuing education are vital components of our debt collection and recovery services. By focusing on these areas, we equip our workforce to provide competent and compassionate assistance to clients navigating debt issues.

The FDCPA is extended to cover:

Credit card debts
Mortgages
Auto loans
Medical debts
Other consumer debts that are for personal, family, or household purposes.

It should be noted that the FDCPA does not cover business debts and it is also not usually extended to the loans you owe to the original creditor to whom you owe the original debt.

💳Can I Choose Which Debt To Pay❓

Yes, if you are currently making gradual payments on a debt, then you are allowed to choose which debt your debt collection agency applies your payment to.

Make sure that you keep in touch with your debt collector to keep them informed about the direction in which your debt payments should be applied. This is, of course, if the debt collector is calling you to collect on more than one debt.

If the debt collector is calling you to collect on more than one debt, then you are well within your rights to ask the debt collector to apply any payment you make to any debt of your choice. Our agency ensures that clients are well equipped to make these decisions and manage their payments effectively.

We always advise our clients to keep a file of all the letters, documents, and other forms of communication that a debt collector has sent to you. You should also retain copies of anything you send to Express Recovery Services Inc. Keep track of the dates and times of conversations along with notes about what was discussed during these conversations and details about if any harassment ensued. These records will come in handy if you have a dispute with a debt collector, decide to retain the services of an attorney, or take your debt collector to court. By providing comprehensive support, we ensure our clients are well equipped to pay off and recover from debt effectively.

🔍What is ERS Resolution Group❓

ERS Resolution Group is a third-party debt collection agency that operates from 79 ROANKOKE PKWY, BUFFALO, 14210, NEW YORK. ERS Resolution Group was founded in 2019. Positioned similarly to leading agencies like lake city utah express, city utah express recovery, and utah express recovery services, ERS Resolution Group emphasizes its commitment to client satisfaction and professional integrity through successful partnerships and a strong presence in the industry.

📞ERS solutions phone number:

801-486-4182, 844-961-4380, 800-238-5888, 844-680-9135, 833-616-9726, 320-233-8089, 833-616-9726

ERS Resolution Group sometimes calls themselves ERS Law Group. They have established partnerships with reputable organizations such as Questar Gas Rocky Mountain, Gas Rocky Mountain Power, and University of Utah Health, showcasing their credibility and commitment to quality service in the Intermountain West region.

⚠️Is ERS Resolution Group LLC a Legitimate Company❓

ERS Resolution Group LLC is indeed a legitimate debt collection agency based in Salt Lake City, Utah. The company has been operational for several years and maintains a physical address and contact information on its website. Additionally, ERS Resolution Group LLC is registered with the Better Business Bureau (BBB) and has a profile page on the BBB website. This registration provides a level of transparency and accountability. However, it’s important to note that being a legitimate company does not shield ERS Resolution Group LLC from consumer complaints or criticisms. Many consumers have voiced their concerns about the company’s practices, so it’s crucial to stay informed and know your rights when dealing with any debt collection agency.

📜Impact on Credit Report

Having ERS Resolution Group LLC listed on your credit report can significantly impact your credit score. The presence of a debt collection agency on your credit report signals to potential lenders that you have had difficulties managing your debts in the past. This can make it more challenging to secure credit or loans in the future. Moreover, ERS Resolution Group LLC may report the debt to multiple credit bureaus, further damaging your credit score. It’s essential to monitor your credit report regularly and address any discrepancies or issues promptly to mitigate the negative effects on your creditworthiness.

📋Debt Collection Lawsuits and Wage Garnishment

ERS Resolution Group LLC, like other debt collection agencies, may resort to lawsuits and wage garnishment to collect outstanding debts. These actions are typically considered a last resort, pursued only after other collection methods have been exhausted. If you find yourself facing a lawsuit or wage garnishment from ERS Resolution Group LLC, it’s crucial to seek the advice of a qualified attorney. Understanding your rights and exploring your options can help you navigate these challenging situations more effectively and potentially mitigate the financial impact.

📝Goodwill Letters and Debt Forgiveness

In certain circumstances, ERS Resolution Group LLC may consider accepting a goodwill letter or offering debt forgiveness. A goodwill letter is a formal request to the debt collector to remove the debt from your credit report in exchange for payment or debt settlement. Debt forgiveness involves the debt collector agreeing to cancel the debt entirely. These options are generally available to consumers who have demonstrated a good payment history or are experiencing financial hardship. If you believe you qualify, it’s worth reaching out to ERS Resolution Group LLC to discuss these possibilities and potentially improve your financial situation.

🛡Customer Reviews and Experiences

ERS Resolution Group LLC has received mixed reviews from consumers. Some customers have reported positive experiences, highlighting helpful and respectful customer service representatives. On the other hand, there are reports of negative experiences, including unfair debt collection practices and difficulties in resolving disputes. It’s important to approach online reviews with a critical eye and conduct your own research before engaging with any debt collection agency. Understanding the experiences of others can provide valuable insights, but your personal due diligence is essential in making informed decisions.

🛑Stop ERS Resolution Group Debt Collection Harassment❓

If you are facing ERS Resolution Group* phone harassment* we will send a cease-and-desist letter to the company on your behalf. This should stop the harassment you face by cutting off every means of communication between you and the organization, and if you retain us as your legal counsel, all future correspondence between you and the agency will be directed to our office instead of to you. Our services work with clients throughout the region to ensure that their rights are protected and that they receive the support they need.

Furthermore, if ERS Resolution Group has violated your state laws or any consumer right in the process of trying to recover debts from you, then you may be entitled to monetary compensation and statutory damages set at $1000 for the violation of the FDCPA and $500 – $1500 for the violation of the TCPA. The debt collector will also be made to pay your attorney’s fees and costs. We have extensive experience working with clients throughout the Intermountain West, ensuring successful partnerships and a commitment to customer satisfaction. Call us today at 877-700-5790 for immediate assistance.

🏛️CONSUMER RIGHTS LAW FIRM PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from ERS Resolution Group. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau. We pride ourselves on maintaining happy clients, career employees, and respected consumers, which underscores our commitment to providing exceptional service. Our professional approach ensures that we have both happy clients and career employees, contributing to our reputation as a leading collection agency.

🏆Success Stories

“ERS Resolution Group LLC bombarded me with threatening letters and calls about a debt I’d already paid. Consumer Rights Law Firm PLLC proved they violated the FDCPA laws, forced them to stop all contact, and got the false debt removed from my credit report. My score jumped 112 points in 30 days—these attorneys are miracle workers!”

“ERS called me 20+ times a week, including before 8 AM. The firm sued under the TCPA, exposed their illegal autodialer system, and secured me a $4,200 settlement. No more calls, no debt, AND a check in my hand. If ERS is harassing you, don’t wait—call these lawyers!”

“ERS Resolution kept demanding payment for a medical bill that wasn’t mine. Consumer Rights Law Firm PLLC sent a debt validation request—when ERS couldn’t prove it, they wrote off the debt entirely. No lawsuits needed! Fast, professional, and life-changing help.”

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.