Enterprise Recovery Systems Phone Harassment?

Enterprise Recovery Systems

Enterprise Recovery Systems Phone Harassment?

Is Enterprise Recovery Systems (ERS) harassing you over debts that you are yet to pay up?

Debt collection is a process of recovering debts owed by individuals to businesses and creditors. Collection agencies are responsible for debt collection and they do that for a fee or a percentage. Other times, they buy over the entire sum of the debt and thus become the official creditor for the loan.
When you fall behind on your bills, your creditor will make efforts for some time to recover this debt from you, but after a while, they transfer your account to a debt collector who is now responsible for pursuing the debt. It is legal for debt collectors to contact debtors about the debts that they owe because that is their job, and that is how they make a living. However, the FDCPA prohibits debt collectors from using unfair, deceitful, and harassing debt collection methods.
Many complaints have been filed by consumers who have had to experience a form of harassment or the other from debt collectors. This is why federal laws have been put in place to ensure that the activities of these collection agencies are limited.
It is very important to be aware of your rights in the context of debt collection. This knowledge will help in your interaction with debt collectors and save you from many uncomfortable experiences.
If you are being harassed by a debt collector, we can help you, get an A+ accredited lawyer for FREE now by calling us at 877-700-5790

Are you a victim of Debt Collection Harassment? Here’s how to know. 

Debt collectors have limits. They are not untouchable in the eyes of the law. There are legislatures that have been put in place to ensure that debt collectors do not put unnecessary pressure on debtors or begin to make them feel scared, unsafe, and uncomfortable.
Being aware of your rights and the limits that debt collectors have during the entire debt collection process helps you stop any form of harassment from them early enough. The Fair Debt Collection Practices Act is one of the laws the protect consumer rights in the context of debt collection. The FDCPA was enacted in response to the frustrations of consumers on the diverse forms of harassment they were receiving at the hands of debt collectors.
According to the FDCPA, debt collectors should refrain from employing deceitful, unfair, and illegal practices when trying to recover a debt. Here are a few things debt collectors are not allowed to do to you:
  • Debt collectors are not allowed to call you multiple times a day.
  • They are not allowed to call your family members when they already have your number
  • They are not allowed to call your workplace after you have asked them not to.
  • They are prohibited from calling you about a paid debt or a debt you do not owe
  • Debt collectors are not allowed to threaten you or use cuss and profane words on you.
  • They are not allowed to disclose information about your debt to third parties who are not your spouse, parent, or co-signor.

Who is Enterprise Recovery Systems?

Enterprise Recovery Systems is a third-party debt collector located in Sioux Falls, South Dakota. They have been a party to over 210 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.

Contact Information

Address: PO Box 90922

Sioux Falls, SD 57109-0922

Phone: (605) 361-2191

Is Enterprise Recovery Systems a Scam?

No, they are a legal debt collection agency. According to the Better Business Bureau website, Enterprise Recovery Systems has been in business for 21 years. Read more about them here Enterprise Recovery Systems Better Business Bureau

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Enterprise Recovery Systems Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

605-361-2191, 630-574-3113, 800-377-1904, 877-377-5709, 888-377-5000, 800-377-1904, (605) 361-2191, (630) 574-3113, (800) 377-1904, (877) 377-5709, (888) 377-5000, (800) 377-1904, 6053612191, 6305743113, 8003771904, 8773775709, 8883775000, 8003771904

If the answer is yes, then you are receiving calls from a known ERS number. You may be a victim of ERS phone harassment, call us now on 877-700-5790

The following is a sample list of complaints filed against Enterprise Recovery Systems in the past year and can be found on Pacer.org.

2:11-cv-00091-EJL-CWD Britt v. Enterprise Recovery Systems

1:05-cv-04949 Laramore v. Enterprise Recovery Systems 

1:10-cv-10190-NMG McKuhen v. Enterprise Recovery Systems

2:09-cv-07833-DMG-E Carol Johnson v. Enterprise Recovery Systems

5:11-cv-00734-VAP-SP Johnnie Smith v. Enterprise Recovery Systems

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Enterprise Recovery System. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

South Dakota Attorney General

Consumer Finance

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https://consumerlawfirmcenter.com/machol-johannes-debt-collection-harassment/

Stop ARC Management Group Collection Calls!

Lockhart, Morris & Montgomery Debt Collection Harassment

https://consumerlawfirmcenter.com/ltd-financial-services-debt-collection-harassment/

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