Updated by Attorney Derek DePetrillo on April 15, 2024
Dynamic Recovery Solutions Collection Harassment? Stop the Calls!
Dynamic Recovery Solutions Collection Harassment? Stop the Calls! Are you tired of Dynamic Recovery Solutions Debt Collection* Harassment?* Wish there was a way to make the calls stop? Is Dynamic Recovery Solutions constantly calling and harassing you? Does your phone ring constantly because Dynamic Recovery Solutions is calling you to demand payment? Threatening you with legal action? Has Dynamic Recovery Solutions ever used abusive or profane language when speaking with you on the phone? If so, Dynamic Recovery Solutions may be violating your legal rights. Call us to stop the harassment now. Our experienced attorneys can help you file lawsuits against debt collectors for FDCPA violations and protect your rights.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. Attorneys can assist with filing lawsuits, and many consumer complaints involve FDCPA violations such as harassment or improper collection practices. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Who is a debt collector?
A debt collector is any individual working in a debt collection agency who is charged with the pursuance and recovery of debt owed to a creditor. A debt collector is paid a percentage of funds recovered from a debtor. Often times, they purchase a debt at a minimal amount and attempt to recover the full amount owed. Dynamic Recovery Solutions is a collections agency, and such companies are hired by creditors to recover debts on their behalf.
Debt collectors are formally known as a collection agency. These companies often handle disputed debts, and consumers should be aware of their rights when dealing with a debt collection company.
Can a debt collector garnish my wages?
There are many things debt collectors are not allowed to do to you. When it comes to the process and methods of debt collection, there are laws that regulate what can be done and what cannot be done.
For instance, laws like the FDCPA prohibits debt collectors from harassing you, threatening you, using obscene and profane words on you, and lying to you about your debt.
If dynamic recovery solutions do any of the above to you, they have violated your rights, and you can sue them. You do not have to put up with endless torture just because you owe money to your original creditor or to a debt collection agency.
However, not all activities of debt collectors are regulated by laws. There are certain actions that debt collectors are allowed to carry out against you with the full backing of the law. One of such action is suing you to court.
Dynamic debt solutions can choose to file a lawsuit against you and take you to court. If this happens to you for whatever reason, you must act immediately by getting an attorney and showing up in court.
Failing to respond to the lawsuit from a dynamic solutions debt collector will not do you good. If you fail to show up in court, that grants the debt collector an automatic win against you; this is called a judgment by default, and you don’t want that.
If after a lawsuit, dynamic recovery gets a default judgment against you, they are likely going to garnish your wages. Wage garnishment is a legal process where a portion of your paycheck can be withheld to pay off a debt. So the answer is yes, debt collectors can garnish your wages with permission from the court.
If you’re about to face a dynamic recovery solutions lawsuit, do not let it scare or overwhelm you. Bankruptcy may be an option for some consumers to stop collection efforts and wage garnishment. With the right help, you can still salvage the situation. You may be able to negotiate a deal to pay or settle the debt, such as a pay-for-delete agreement, but it is important to understand the consequences of paying or not paying the debt.
Is Dynamic Recovery Solutions calling you looking for someone else?
Under the Fair Debt Collection Practices Act (FDCPA), the rights of consumers are protected from unfair and abusive debt collection practices. One critical aspect of these protections is ensuring that debt collectors target the correct individuals when attempting to collect a debt. When debt collectors pursue the wrong debtors, it can lead to harassment, financial harm, and violations of consumer rights.
Wrong debtor situations can arise for various reasons, including mistaken identity, outdated or inaccurate information, or fraudulent debt collection practices. Regardless of the cause, the consequences for the wrongly targeted individuals can be severe. They may face unwarranted demands for payment, threats of legal action, and damage to their credit scores, despite not being responsible for the debt in question.
The FDCPA prohibits debt collectors from engaging in deceptive or misleading practices, including contacting individuals who do not owe the debt being pursued. Debt collectors must verify the identity and liability of the debtor before initiating collection efforts to ensure that they are targeting the correct individual.
If you find yourself being pursued for a debt you do not owe, it’s essential to take action to protect your rights under the FDCPA. You have the right to dispute the debt in writing and request verification of its validity. It is important to send your dispute and requests for verification by mail to ensure you have a written record of your correspondence. Debt collectors are required to provide you with information about the debt, including the name of the original creditor, the amount owed, and the right to dispute the debt within 30 days.
Additionally, you can file a complaint with regulatory agencies, such as the (CFPB) or the Federal Trade Commission (FTC), if you believe that a debt collector has violated your rights under the FDCPA. Seeking legal assistance from a consumer protection attorney can also help you navigate the process and pursue remedies for any harm caused by wrongful debt collection practices.
In conclusion, wrong debtors are a serious issue under the FDCPA, and consumers must be vigilant in asserting their rights and protecting themselves from abusive debt collection practices. By understanding their rights and taking appropriate action, individuals can hold debt collectors accountable and prevent wrongful targeting in the future. If a dispute arises, negotiating a deal with the debt collector and ensuring any agreement is in writing can help resolve the issue and protect your interests.
Dynamic Recovery Solutions BBB
According to the Better Business Bureau website, Dynamic Recovery Solutions has been in business for 9 years. There have been 287 complaints closed in the last 3 year and 117 complaints closed out in the last 12 months. Many of these are consumer complaints related to debt collection practices. Read more about it here: Dynamic Recovery Solutions Better Business Bureau
Who are Dynamic Recovery Solutions?
Dynamic Recovery Solutions or DRS is third party debt collector located in Greenville, South Carolina.
Contact Information:
Address: 135 Interstate Blvd. Ste 6 Greenville, SC 29615-5720 Phone: (877) 821-1659 Fax: (866) 205-5166
The official phone number for Dynamic Recovery Solutions is (877) 821-1659. Consumers should always verify the phone number before responding to any collection calls.
Dynamic Recovery Solutions Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
267-546-5823, 201-942-4070, 202-370-7011, 202-618-4940, 206-973-8943, 208-908-7862, 210-812-5956, 253-666-4596, 256-217-5000, 267-443-6341, 864-371-6451, 866-636-0534, 806-553-2938, 866-269-1654, 202-618-4940, 800-287-5356, 865-312-7110, 786-410-4038, 866-625-8073, 210-239-0050, 866-636-0534, 866-996-1535, 866-996-1534, 864-371-6450, 855-447-6335, 855-448-2999, 855-820-5184, 855-820-5187, 855-820-5205, (857) 254-1298, 774-314-6738, 304-894-3985, 803-408-4284, 857-362-0346, 239-205-8666, 877-821-1659, 844-233-2649, 844-735-9451, (857) 254-1298, 332-323-6981, 646-374-0057, 954-505-8442, 336-542-5845, 844-205-5971
If so, you may be a victim of Dynamic Recovery Solutions debt collection harassment. The list above is not all the numbers that Dynamic Recovery Solutions uses in their communications with consumers. The calls may also be from a different number and still be Dynamic Recovery Solutions. It is, however, important to verify the legitimacy of the number calling you to avoid falling victim to a Dynamic Recovery Solutions scam.
How Debt Collection Affects Your Credit Report and Score
When you’re contacted by a debt collection agency like Dynamic Recovery Solutions, the impact goes far beyond just the stress of repeated phone calls. One of the most significant consequences of debt collection is the effect it can have on your credit report and credit score. If a debt collector reports your unpaid debt to the major credit reporting bureaus, it can lower your credit score and remain on your credit history for years, making it harder to secure loans, rent an apartment, or even get a job.
Dynamic Recovery Solutions and other debt collectors are required to follow fair debt collection practices under the Fair Debt Collection Practices Act (FDCPA). However, not all agencies play by the rules. Some may engage in abusive debt collection practices, such as reporting inaccurate information or attempting to collect debts that are not actually owed. These actions can damage your credit report and threaten your financial future.
If you’re dealing with Dynamic Recovery Solutions or any collection agency, it’s crucial to verify the debt before making any payments. Request written validation of the debt and check your credit reports for any inaccurate information. If you find errors or if the debt is not yours, you have the right to dispute the entry with the credit bureaus. The law requires both the debt collector and the credit bureaus to investigate and correct any mistakes, helping you protect your credit score.
Sometimes, debt collectors may try to collect on debts that are past the statute of limitations or that have already been paid. In these cases, it’s important to know your legal rights and respond in writing. Filing a complaint with the Better Business Bureau or the Federal Trade Commission can also help hold debt collectors accountable for unfair or deceptive practices.
Protecting your credit report and score is essential for your financial well-being. If you’re facing harassment, threats, or inaccurate reporting from Dynamic Recovery Solutions or any other debt collection agency, don’t hesitate to seek help. A law firm experienced in debt collection practices can offer a free case evaluation and guide you through the process of disputing debts, correcting your credit history, and safeguarding your financial future.
Remember, you have the right to fair treatment under federal laws. Take the first step by verifying debts, disputing inaccuracies, and reaching out for professional support if you need it. By staying informed and proactive, you can stop the calls, protect your credit, and move forward with confidence.
Common Questions we get asked:
Is Dynamic Recovery Solutions a scam? No, Dynamic Recovery Solutions has been in business since 2009.
Can Dynamic Recovery Solutions seize my property? Dynamic Recovery Solutions can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Dynamic Recovery Solutions sue me? Yes, Dynamic Recovery Solutions can sue you so long as the debt is within the statute of limitations.
Can Dynamic Recovery Solutions report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can Dynamic Recovery Solutions arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Dynamic Recovery Solutions in 2019 and can be found on Pacer.org. These lawsuits often allege violation of the FDCPA or other consumer protection laws.
3:19-cv-00103 Baker v. Dynamic Recovery Solutions LLC
1:19-cv-00763-KMT Leonetti v. Dynamic Recovery Solutions, LLC
3:19-cv-00088 Reilly et al v. Dynamic Recovery Solutions, LLC
1:19-cv-00126-LO-JFA Long v. Dynamic Recovery Solutions, LLC et al
2:19-cv-02018-CSB-EIL Otto v. Dynamic Recovery Solutions LLC
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the Dynamic Recovery Solutions debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Call us now at 844-791-1990.
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