DiRecManagement Phone Harassment❓
Is DiRecManagement harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, DiRecManagement must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from DiRecManagement debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is the process of recovering unpaid debts from individuals or businesses. It is a critical function in business operations, requiring attention to detail, organization, and communication skills. Effective debt collection practices are essential to protect consumers from abusive and deceptive debt collection tactics. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices, prohibiting debt collectors from engaging in abusive or deceptive practices. Debt collectors must provide clear and accurate information about the debt and the debt collection process, and must cease communication with consumers who have requested that they do so.
Are they a Scam?
According to the Better Business Bureau website, They have been in business since 1997. There have been 11 complaints closed in the last 3 years and 3 complaints closed out in the last 12 months.
What is DiRecManagement?
DiRecManagement is a third-party debt collection company that works on behalf of original creditors to recover overdue accounts. They typically contact consumers via phone calls, letters, or emails in an effort to collect unpaid debts. While DiRecManagement is a legitimate business, many consumers have reported aggressive or frequent collection tactics, which can feel overwhelming. If you are contacted by DiRecManagement, it’s important to verify the debt and understand your rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from harassment, misrepresentation, or unfair collection practices.
🏛️ DiRecManagement Address: 4320 Downtowner Loop S STE A
📞 Phone: (888) 344-3408
📠 Fax: (251) 344-6885
DiRecManagement Phone Harassment Examples
If have engage in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Known DiRecManagement Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (888) 344-3408
- 📲 (251) 344-6660
If the answer is yes, then you are receiving calls from a known DiRecManagement number. You may be a victim of DiRecManagement phone harassment. The list above is not all the numbers that they use. The calls can be from different numbers. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
Debt Collection Laws and Regulations
Debt collection laws and regulations are in place to protect consumers from abusive and harassing behavior by DiRecManagement debt collectors. The FDCPA, for example, prohibits debt collectors from engaging in conduct that is harassing, oppressing, or abusive to consumers when attempting to have debts collected. The TCPA, on the other hand, restricts pre-recorded phone messages, text messages, and robocalls. Consumers should familiarize themselves with these laws and regulations to understand their rights and protections. Knowing these laws can empower you to take action if you experience harassment from debt collectors. If you owe money, it is crucial to understand your rights under the FDCPA and ensure that any debt being collected is valid.
Identifying Fake Debt Collectors
Fake debt collectors, also known as debt collection scammers, often use sophisticated tactics to trick consumers into paying debts that are not owed. To identify fake debt collectors, consumers should be wary of debt collectors who refuse to provide written validation notices, make threats or use intimidation tactics, or demand immediate payment. Consumers should also verify the debt and the identity of the debt collector before making any payments. Be particularly cautious if the debt collector requests sensitive information like your credit card details. Additionally, consumers can check the debt collector’s rating with the Better Business Bureau, research their business practices, and read reviews from other consumers to ensure they are dealing with a legitimate debt collector. By taking these steps, you can protect yourself from falling victim to a debt collection scam. Always safeguard your personal information, including your social security number, to prevent identity theft.
Understanding Consumer Rights
Consumers have the right to be protected from abusive and harassing debt collection practices by DiRecManagement. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors and provides consumers with legal protections. Under the FDCPA, debt collectors are prohibited from engaging in conduct that is harassing, oppressing, or abusive to a consumer. This includes making repeated calls, using threatening language, and contacting consumers at inconvenient times. Consumers also have the right to request a written validation notice from the debt collector, which must include the amount of the debt, the name of the creditor, and the consumer’s rights under the FDCPA.
Dealing with Debt Collectors
Dealing with debt collectors can be a stressful and intimidating experience, but consumers have rights and options. When DiRecManagement debt collector contacts a consumer, they must clearly identify themselves and the debt they are attempting to collect. Consumers should request a written validation notice and verify the debt before making any payments. It’s also important to keep a record of all communication with the debt collector, including dates, times, and details of conversations. If a consumer believes they are being harassed or abused by a debt collector, they can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office.
Protecting Against Debt Collection Scams
Debt collection scams are a growing concern, and consumers must be vigilant to protect themselves. Fake debt collectors may use threatening language, fake court documents, or other tactics to intimidate consumers into paying debts they do not owe. To protect against debt collection scams, consumers should never pay a debt collector who is making threats or using intimidation tactics. Instead, they should request a written validation notice and verify the debt before making any payments. Consumers should also be wary of debt collectors who demand payment via wire transfer, prepaid debit card, or other unconventional methods.
Taking Action Against Harassment
If a consumer is being harassed by DiRecManagement debt collector, they can take action to stop the harassment. Consumers can file a complaint with the FTC or their state’s Attorney General’s office, and they can also sue the debt collector for violating the FDCPA. Consumers can also work with a law firm that specializes in debt collection harassment cases to stop the harassment and seek compensation. It’s also important for consumers to understand their legal rights and options, including the right to request a written validation notice, the right to dispute the debt, and the right to seek damages for harassment.
Reporting Suspicious Activity
Consumers who suspect they are being targeted by a debt collection scam or are being harassed by DiRecManagement debt collector should report the suspicious activity to the authorities. The FTC and state Attorneys General offices have dedicated departments for handling debt collection complaints, and consumers can file a complaint online or by phone. Consumers can also report suspicious activity to their state’s consumer protection agency or the Better Business Bureau. By reporting suspicious activity, consumers can help prevent others from being targeted by debt collection scams and harassment. Additionally, consumers can check the debt collector’s reputation online, check for complaints with the Better Business Bureau, and verify the debt collector’s license and registration with the state.
The following is a sample list of complaints filed against DiRecManagement and can be found on Pacer.gov.
- 📋 0:10-cv-03184-DWF-JJG Abubakar v.
- 📋 0:13-cv-00619-DSD-FLN Sabroski v.
- 📋 0:14-cv-02857-JRT-SER Longtine v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the DiRecManagement harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from DiRecManagement, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was overwhelmed by nonstop calls from a debt collector until I contacted Consumer Rights Law Firm PLLC. Their team quickly stepped in, explained my rights, and handled everything with care and professionalism. Within days, the harassment stopped. I finally feel peace and control over my phone again.
- 🏆 Consumer Rights Law Firm PLLC took my case seriously from the very first call. They were responsive, informative, and made the entire process easy to understand. I was being harassed daily, but they got it to stop and even helped me pursue compensation. Highly recommend their services.
- 🏆 I didn’t know I had any legal protection from the calls I was getting until this firm stepped in. The attorneys at Consumer Rights Law Firm PLLC were compassionate, knowledgeable, and fast. They stopped the harassment and made sure I felt heard throughout. I couldn’t be more grateful.
FAQs
Who is DiRecManagement and why are they calling me?
DiRecManagement, Inc. is a legitimate third-party debt collection agency based in Alabama that contacts individuals regarding past-due accounts they are attempting to recover on behalf of creditors.
Is DiRecManagement a scam or a real collector?
They are a genuine debt collection company—incorporated in 1997 and accredited by the BBB—but some complaints allege aggressive tactics, so you should verify any debt in writing.
What rights do I have if DiRecManagement is harassing me?
Under the FDCPA and Regulation F, debt collectors cannot harass, threaten, call early/late, or contact you at work once told not to. If they violate these rules, you can sue for damages up to $1,000 plus legal fees.
How often can DiRecManagement legally call me?
They may call up to seven times in seven days for a particular debt—more would create a presumption of harassment under Regulation F.
What should I do if DiRecManagement keeps calling?
Document each call (date, time, number, content). Then send a written cease-and-desist letter, request validation of the debt, and if calls persist, file complaints with the CFPB, FTC, and potentially sue under FDCPA.
Can DiRecManagement call me at work or share my debt with others?
No—they cannot call you at your workplace if you’ve said not to, nor can they disclose your debt to third parties except to locate you, and even then only limited information.
What if DiRecManagement threatens lawsuit or wage garnishment?
Threats of legal action or garnishment are illegal under FDCPA unless they truly intend and are legally able to sue. False threats give you grounds for legal action.
Can I dispute the debt they claim I owe?
Yes—you can request debt validation in writing within 30 days of first contact. They must then provide proof before continuing collection efforts.
Can DiRecManagement report me to credit bureaus?
Yes, they may report delinquent accounts to credit agencies, which could harm your score. You can dispute inaccurate reports with the credit bureaus directly.
How do I make DiRecManagement stop contacting me?
Write a formal letter demanding they cease communication. Once received, they must only contact you to say contact will stop or to notify of legal action they intend to take.
