Delta Management Associates Phone Harassment-Stop the Calls! 

Are you getting harassing phone calls  from Delta Management Associates? 

Anyone who has been in one form of debt or the other has likely encountered debt collectors. Every now and then, people fall behind on bills and if they’re unable to catch up early, they start getting calls from debt collectors.

Getting contacted by debt collectors is not usually the best of experiences; many times it automatically means getting countless phone calls and messages even at odd hours of the day.

There are federal laws that guide debt collection practices but some debt collectors do not abide by them. If Delta Management Associates is harassing you with phone calls, they are violating your rights under the FDCPA (Fair Debt Collection Practices Act), a law that protects the rights of consumers in the context of debt collection. When a debt collector violates the FDCPA, there are penalties for them.

You do not have to put up with harassment and threats from a debt collector. You have the right to take action.

What should you do when a debt collector harasses you?

Ignorance of their rights under the FDCPA makes many consumers endure unnecessary pestering from debt collectors. Phone harassment is a popular antic that debt collectors employ. They bombard your phone with frequent calls to the point that you begin to feel uncomfortable. This is against the law and if you are experiencing it, this is what you should do:

  • Ask them to stop: You can ask a debt collector to stop harassing you with phone calls because it is against the law. If a debt collector sees that you know your rights, he may just stop the harassment but this doesn’t always work and that is why extra measures are needed.
  • Send a cease and desist letter: The FDCPA allows you to send a letter to any collection agency harassing you with phone calls, asking then to cease contacting you via calls. The letter serves as a notice to the debt collector to stop calling your phone. After this letter, a debt collector should not call you anymore, but should send any further information to you in a written form.

 

Ignoring a cease and desist letter is also unlawful and you can decide to sue the collection agency at this point.

 

Is Delta Management Associates a Scam?

According to the Better Business Bureau website, Delta Management Associates has been in business for 32 years. There have been 37 complaints filed against DMA with the BBB.

Delta Management Associates Better Business Bureau

 

Who is Delta Management Associates ?

Delta Management Associates was incorporated in February 1986 in the Commonwealth of Massachusetts as family owned and operated. According to Delta Management Associates web site they have the ability to operate in all 50 states. Delta Management Associates is a third party debt collector that collects delinquent accounts for many types of organizations, including student loan providers; government agencies; consumer and retail credit providers; and business lenders. As of November of 2018, Delta Management Associates had 41 complaints field against them on the Better Business Bureau.

Address: 100 Everett Ave, Ste 6
Chelsea, MA 02150
Phone: (617) 660-3200

Delta Management Associates is often referred to or searched for by other names. These include:

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Debt Collection Is Big Business

Debt collection is a $40 billion dollars a year business in the US. Collection agencies will often cross the line as to what they can legally do to collect on a debt because it will  increase their bottom line in a cut throat industry. Due to these illegal tactics, Congress created the Fair Debt Collection Practices Act, or the FDCPA. The FDCPA is a federal statute that regulates how 3rd party collection agencies can contact consumers and protects consumers from unfair collection practices. If a collection agency violates the FDCPA, you may be eligible to receive up to $1,000.00 in statutory compensation, plus all of your attorney fees and costs.

Thousands of claims are brought each year against collection agencies by consumers that have been harassed.  Often these claims result in the script being flipped and the collection agencies paying money damages to the very people they were trying to collect from for the illegal harassment.

Delta Management Associates Service Phone Numbers

Delta Management Associates Phone Harassment-Stop the Calls!

Are you receiving any harassing phone calls from any of these numbers?

617-884-9444, 866-441-1957, 603-637-2040, 800-688-6337

If so, you may be a victim of Delta Management Associates Phone Harassment. The list above is not all the numbers that Delta Management Associates uses. Also, calls can be from a different numbers and it still be Delta Management Associates calling you. Contact our office right away so we can start the process to stop Delta Management Associates from calling you illegally. No one should live with the harassment!

Common Questions

Is DMA a scam? No, Delta Management Associates has been in business for 37 years.

Can Delta Management Associates garnish my wages? Yes, DMA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can DMA sue me? Yes, DMA can sue you so long as the debt is within the statute of limitations

Can DMA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can DMA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Delta Management Associates in the past year and can be found on Pacer.org.

4:18-cv-05191-DMR Sullivan v. Delta Management Associates, Inc.

1:17-cv-12256-NMG Shrestha v. Delta Management Associates, Inc.

1:18-cv-01451-PAG Rentz v. Delta Management Associates, Inc.

7:18-cv-00084-O McAllister v. Delta Management Associates, Inc.

1:18-cv-02473 Medrano v. Delta Management Associates, Inc.

 

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Delta Management Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself against Delta Management Associates Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Massachusetts Attorney General 

Consumer Financial Protection Bureau

AAA Recovery Systems Phone Harassment?

https://consumerlawfirmcenter.com/the-thomas-agency-debt-collection-harassment/

https://consumerlawfirmcenter.com/mcu-holdings-debt-collection-harassment/