Delta Management Associates Phone Harassment-Stop the Calls!
Tired of putting up with Delta Management Associates’ phone harassment? Anyone who has been in one form of debt or the other has likely encountered debt collectors like Delta Management Associates. Every now and then, people fall behind on bills and if they’re unable to catch up on time, they start getting calls from Delta Management Associates or any other third-party debt collector.
Getting contacted by debt collectors is usually not the best of experiences; many times it automatically means getting countless phone calls and messages even at odd hours of the day.
There are federal laws that regulate Delta Management Associates’ debt collection practices. If Delta Management Associates is harassing you with phone calls, they are violating your rights under the FDCPA (Fair Debt Collection Practices Act) and the TCPA (Telephone Consumers Protection Act), two laws that protect the rights of consumers in the context of debt collection. When a debt collector violates either of these laws, there are strict penalties prescribed for them.
You do not have to put up with Delta Management Associates’ phone harassment and threats. You have the right to take action. Call us at 877-700-5790 for assistance.
What should you do when a debt collector harasses you?
Ignorance of their rights under the FDCPA makes many consumers endure unnecessary pestering from debt collectors. Delta Management Associates phone harassment is a popular antic that agencies like DMA employs. They bombard your phone with frequent calls to the point that you begin to feel suffocated. Delta Management Associates phone harassment is against the law and if you are experiencing it, this is what you should do:
- Ask them to stop: You can ask Delta Management to stop harassing you with phone calls because it is against the law. If a debt collector sees that you know your rights, he may just stop the harassment but this doesn’t always work and that is why extra measures are needed.
- Send a cease and desist letter: The FDCPA allows you to send a letter to any collection agency harassing you with phone calls, asking them to cease contacting you over your unpaid debt. The letter serves as a notice to the debt collector to stop calling your phone. After this letter, all Delta Management Associates debt collection calls should stop, and they are only allowed to communicate with you if they plan to serve you court documents. A debt collection agency ignoring a cease and desist letter is also unlawful and you can decide to sue the collection agency at this point.
The Statute of limitations
Every debt has a statute of limitations. A statute of limitations is the window of time during which a debt collector can sue you over a debt. When the statute of limitations of a debt expires, the debt is no longer legally enforceable which means that the debt collector can no longer take you to court over it.
The statute of limitations for debts varies depending on the state. To know the statute of limitations for your state, you should consult an attorney who is specialized in debt law. Generally, the statute of limitations usually ranges from 3 to 10 years.
The moment you stop taking action on a delinquent debt account, the statute of limitations starts counting.
However, there are certain actions which when committed (whether intentionally or mistakenly), can revive an old debt. Engaging in any of the following practices can restart the statute of limitations on an old debt:
- Acknowledging that you owe a debt. If you admit to owning the debt when the debt collector calls you, you restart the statute of limitations of the debt.
- Making a payment of any amount. Delta Management Group may call and try to trick you into paying. They’ll likely say you should make a payment of a little token to help you access some benefits. If you fall for this, you may have restarted the statute of limitations on an old debt.
- Agreeing to pay off some of the debt. If you enter into a payment plan or accept a settlement offer from Delta Management, the clock on the statute of limitations is automatically restarted.
- Any form of activity on the same account. If you make any change to the delinquent account, the statute of limitations will be restarted.
Is Delta Management Associates a Scam?
No, Delta management group is not a scam. According to the Better Business Bureau website, Delta Management Associates has been in business for 32 years, during which time there have been 37 complaints filed against DMA with the BBB. Read more about it here: Delta Management Associates Better Business Bureau
Who is Delta Management Associates?
Delta Management Associates was incorporated in February 1986 in the Commonwealth of Massachusetts as family-owned and operated. According to Delta Management Associates’ website, they have the ability to operate in all 50 states. Delta Management Associates inc is a third-party debt collector that collects delinquent accounts for many types of organizations, including student loan providers, government agencies, consumer and retail credit providers; and business lenders. As of November of 2018, Delta Management Associates had 41 complaints filed against them on the Better Business Bureau website.
Address: 100 Everett Ave, Ste 6
Chelsea, MA 02150
Phone: (617) 660-3200
Debt Collection Is Big Business
Debt collection is a $40 billion dollars a year business in the US alone. Collection agencies will often cross the line as to what they can legally do to collect on a debt because it will increase their profits in a cut-throat industry. Due to these illegal tactics, Congress created the Fair Debt Collection Practices Act (or the FDCPA). The FDCPA is a federal statute that regulates how third-party collection agencies can contact consumers and protects consumers from unfair collection practices. If a collection agency violates the FDCPA, you may be eligible to receive up to $1,000.00 in statutory compensation, plus all of your attorney fees and costs.
Thousands of claims are brought each year against collection agencies by consumers that have been harassed. Often these claims result in the script being flipped and the collection agencies paying monetary damages to the very people they were trying to collect from.
Stop Delta Management Associates Service Phone Harassment
Are you receiving harassing phone calls from any of these numbers?
617-884-9444, 866-441-1957, 603-637-2040, 800-688-6337
If so, you may be a victim of Delta Management Associates Phone Harassment. You can reach out to us immediately at 877-700-5790 to begin discussing what your options are.
Is DMA a scam? No, Delta Management Associates has been in business for 37 years.
Can Delta Management Associates garnish my wages? Yes, DMA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can DMA sue me? Yes, DMA can sue you so long as the debt is within the statute of limitations
Can DMA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can DMA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Delta Management Associates in the past year and can be found on Pacer.org.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop Delta Management Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself against Delta Management Associates Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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