Updated by Attorney Derek DePetrillo on April 11, 2024
Debt Recovery Solutions Harassment?
Debt Recovery Solutions Harassment? Dealing with debt collectors like Debt Recovery Solutions can be a tricky experience. It involves a lot of wise and careful communication to avoid making financial mistakes. Debt collectors, in a bid to recover debts, may employ all the tricks in the book of unethical debt collection practices. The law allows them to contact you about your debts, but the law forbids them from harassing you in the process.
According to the Fair Debt Collection Practices Act, debt collectors should only employ fair, honest, and respectful methods in debt collection. They should also not be caught engaging in harmful practices such as making threats to their consumers, using obscene words in communicating with them, calling them many times a day, calling them foul and unpleasant names, and calling them at odd hours. These are only a few of the many things that a debt collection agency is not allowed to engage in. To get a more comprehensive knowledge of what your FDCPA rights are and how they protect you from debt collection harassment, read more here.
It is important to be aware of your rights under the FDCPA so as to know how to conduct yourself properly when a debt collector calls. If Debt Recovery Solutions is found guilty of violating your FDCPA rights in any way, you may be awarded up to $1000 per violation claim and the defending agency will pa. Do not hesitate to give us a call now on 877-700-5790 if you believe that your rights have been violated in any way.
Practices to avoid when in communication with Debt Recovery Solutions
Getting a call from a debt collector may catch you off guard and make you do or say the wrong things. Here are a few tips to remind you of what you shouldn’t say or do when you are in communications with a debt collection agency to avoid putting yourself into a sticky situation.
- Admit that you owe a debt for which you have not received written validation: When you’re called by a debt collector, do not make statements that connote that you are accepting the debt as yours. This is not advisable because the statute of limitations on the debt may have expired and making such a statement could legally commit you to repay back the debt. Also, by saying anything related to that, you may be reviving an old debt that has reached the statute of limitations.
- Give out your personal financial information: The anxiety and fear that grips many consumers, when they get a call from a debt collector, may make them spill out information that may have serious negative implications in the future. When you receive a debt collector’s call, be calm enough to know better than giving out your personal financial information like the value of the property you own, your social security number, and your personal account number. A debt collector does not need this information to process your debts, and if they tell you that they do, you may be dealing with a scammer posing as a debt collection representative from Debt Recovery Solutions.
- Lose your temper: You should keep your emotions under control when communicating with a debt collector. Many debt collectors say and do things that will annoy you on purpose, just to elicit an emotional response from you and get you to agree to what they want you to. Do not fall into that trap.
Who is Debt Recovery Solutions?
Debt Recovery Solutions is a third-party debt collector located in Syosset, New York.
Contact Information
Address: 6800 Jericho Turnpike
Suite 113E
Syosset, NY 11791-4401
Phone: (516) 229-4803
Fax: (516) 228-7180
Is Debt Recovery Solutions a scam?
According to the Better Business Bureau website, Debt Recovery Solutions has been in business since 2002. Ever since they have been in business, there have been 179 customer complaints filed against them by dissatisfied consumers. Read more about it here: Debt Recovery Solutions Better Business Bureau
There has been a surge in the number of debt collection scams over the last few years. This makes it doubly important to verify that the number contacting you claiming to be a representative of Debt Recovery Solutions is indeed who they say they are, and not just an unethical scammer trying to extort money from you.
Debt Recovery Solutions Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
800-851-9592, 800-851-9631, 866-642-0302, 516-762-1814, (800) 851-9631
If so, you may be a victim of Debt Recovery Solutions’ debt collection harassment. Call us now on 877-700-5790 to determine if you have a viable case.
Common Questions we get asked about Debt Recovery Solutions:
Q: What if I’m receiving harassing text messages from Debt Recovery Solutions?
A: Aggressive or threatening text messages are also considered a form of harassment. Save evidence of any harassing text messages that you have received, as your lawyer may need them as evidence in court, should you decide to sue the collection agency.
Q: What are my rights regarding debts and debt collection practices?
A: Your consumer rights are protected under Acts such as the FDCPA and TCPA. A debt collection organization is not permitted to:
- Make anonymous calls to you
- Call you at odd hours of the day
- Misinterpret the figure of your debt or interest
- Call you repeatedly, especially after you have asked them to stop.
- Threaten you with violence or jail time
- Inform a third party about your debt
Q: I am getting sued by Debt Recovery Solutions, do I need to hire a lawyer?
A: it is never advisable to represent yourself in your court case against a collection agency. There are many complications and technicalities in the debt collection world that you may be unfamiliar with. To avoid making an error that would cost you a lot in the future, it is best to seek the help of qualified legal representation, Call us now on 877-700-5790.
ABOUT CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. Contact a legal professional to stop Debt Recovery Solutions’ debt collection harassment. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumerlawfirmcenter.com/sitemap.xml
Consumer Financial Protection Bureau
https://consumerlawfirmcenter.com/paragon-revenue-group-debt-collection-harassment/
https://consumerlawfirmcenter.com/guardian-recovery-solutions-debt-collection-harassment/
https://consumerlawfirmcenter.com/united-recovery-solutions-debt-collection-harassment/
