How Much Do You Know About Debt Collection Laws?

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How knowledgable are you about Debt Collection Practices? This Quiz should be fun and informative.

/10

12 votes, 4.3 avg

156

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1 / 10

Can a debt collections agency intercept your income tax return if you have defaulted on your student loans?

Yes

No

2 / 10

Can you still get sued if your debt has exceeded the statute of limitations?

Yes

No

3 / 10

Can a Debt Collection agency contact you on holidays and weekends?

Yes

No

4 / 10

Is a debt collection agency allowed to offset your tax returns on medical debt?

Yes

No

Maybe

Depends on other variables

5 / 10

Is a debt collector allowed to call third parties (your friends and family, for example) regarding your debt?

Yes

No

6 / 10

What is the latest time a collection agency is allowed to contact you?

8:00 PM

8:30 PM

9:00 PM

9:30 PM

7 / 10

What is the earliest time a debt collector is allowed to call you?

7:00 AM

7:30 AM

8:00 AM

9:00 AM

8 / 10

Can a Debt collector call you at your place of employment?

Yes

No

9 / 10

What is the maximum number of days within which a debtor can dispute a debt?

30 Days

20 Days

15 Days

69 Days

10 / 10

Is a debt collection agency allowed to disclose details regarding your debt to your spouse?

Only in California

No

Only if married for 7 years

Yes

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